Credit Risk Strategy Lead, BVISA & Automated Decisioning

TD

Toronto

On-site

CAD 97,000 - 137,000

Full time

14 days+

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Job summary

TD in Toronto, Ontario, is seeking a Senior Credit Risk professional to own BVISA credit strategies, monitor portfolio performance, and provide oversight across end-to-end credit risk activities. The role emphasizes automation, advanced analytics, and stakeholder collaboration.

Qualified candidates bring strong technical skills in SQL, Python, SAS, ETL, and cloud platforms, with 5+ years in credit risk or related fields.

Qualifications

Strong combination of technical expertise, analytical problem-solving, business acumen, and interpersonal effectiveness.
Graduate degree in a quantitative field with 5+ years relevant experience, or Undergraduate degree with 7+ years relevant experience.
Experience in Credit Risk Management within a financial institution is preferred.

Responsibilities

Develop deep expertise in automated credit decisioning frameworks, including deterministic systems, predictive risk models, and TD's risk appetite.
Represent Retail Risk Management as a subject matter expert in planning and delivery of new initiatives.
Partner with cross-functional stakeholders to deliver shared outcomes in credit strategy and risk governance.
Leverage analytics and large-scale data to enhance credit decisioning frameworks while balancing risk and business goals.
Mentor and develop junior team members and champion cloud enablement and AI tooling.