Credit Risk Strategy Data Scientist — ML & Power BI Impact

Desjardins; Montreal; On-site; CAD 80,000 - 110,000; Full time

Benefits offered by this job

Competitive salary

Annual bonus

4 weeks vacation

Defined benefit pension

Group insurance

Telework equipment

Job summary

Desjardins is seeking a Credit Risk Strategy Data Scientist in Montreal to develop and optimize credit risk strategies for personal financing. You will work on product-related data, apply machine learning, and build quarterly Power BI reports while monitoring performance across lifecycle stages.

The role requires a quantitative degree, 2+ years in data analysis or risk management, and fluency in French. You will collaborate with risk teams and gain exposure to cross-functional projects within a

Qualifications

• Bachelor's degree in a quantitative discipline.
• Minimum of two years of relevant experience in data analysis, predictive modelling or risk management.
• Knowledge of French is required.
• Knowledge of machine learning algorithms and their application in credit risk management.
• Advanced knowledge of SAS, SQL and/or Python.

Responsibilities

• Optimize and develop decision-making strategies for credit management and prepare associated documentation.
• Apply knowledge of machine learning and predictive modelling to maximize financial impact and support credit risk strategies.
• Participate in complex data analyses (SAS, Python), interpret results, build replicators and monitor performance in production.
• Monitor financing products and conduct quarterly performance reviews.
• Contribute to various projects, analyses in your area of expertise and make recommendations aligned with strategic priorities.
• Advise organizational units on risk management matters, communicating complex information clearly.

Skills

Data analysis

Predictive modelling

Risk management

Machine learning

SAS

SQL

Python

Power BI

French

Education

Bachelor's degree in a quantitative discipline

Tools

Power BI

Job description

Desjardins is seeking a Credit Risk Strategy Data Scientist in Montreal to develop and optimize credit risk strategies for personal financing. You will work on product-related data, apply machine learning, and build quarterly Power BI reports while monitoring performance across lifecycle stages.

The role requires a quantitative degree, 2+ years in data analysis or risk management, and fluency in French. You will collaborate with risk teams and gain exposure to cross-functional projects within a