Credit Risk Manager (Consumer Credit Cards)

Blend; Toronto; Hybrid; CAD 90,000 - 130,000; Full time

Job summary

Blend, a premier AI services company, is hiring a Credit Risk Manager for a consulting project with a major financial client. The role involves driving credit risk initiatives and managing stakeholder projects. Candidates should possess a degree in business or finance and at least 5 years of relevant experience.

Benefits

Health, Vision, Dental benefits

401K plan

Life Insurance

Pretax Commuter Benefits

Qualifications

• Minimum 5 years in credit risk policy & analysis in consumer cards.
• Minimum 3 years project management experience.
• Experience in large banking or financial services firms.

Responsibilities

• Drive credit risk initiatives in consumer credit cards.
• Manage multiple projects with cross-functional teams.
• Provide analytics on key metrics for decision-making.

Skills

Credit risk policy & analysis

Project management

Communication

Collaboration

Education

Master’s or Bachelor’s degree in business, economics, finance

Job description

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Company Description

Blend is a premier AI services provider, committed to co-creating meaningful impact for its clients through the power of data science, AI, technology, and people. With a mission to fuel bold visions, Blend tackles significant challenges by seamlessly aligning human expertise with artificial intelligence. The company is dedicated to unlocking value and fostering innovation for its clients by harnessing world-class people and data-driven strategy. We believe that the power of people and AI can have a meaningful impact on your world, creating more fulfilling work and projects for our people and clients.

Job Description

Our Fortune 100 financial services client is seeking a Project Manager of Credit Risk within the Consumer Credit Cards division. Reporting to the Director of Retail Payments, this role will play a critical role in driving growth and success in the consumer credit card business. The successful candidate will assess impact and value to prioritize credit risk initiatives based on acquisition and underwriting policies, parameters, and strategies, to deliver resilient business growth and profitability.

The Details

• Location : Downtown Toronto, ON (3 days per week onsite required)
• Duration : Approximately a 12-month consulting project with the possibility of extension
• Benefits : We do offer benefits to our full-time consultants, including Health, Vision, Dental, 401K plan, Life Insurance, Pretax Commuter Benefits, and a supportive team cheering you on!

What You’ll Do

• Prioritize, plan, and drive credit risk initiatives in the consumer credit card business.
• Work with stakeholders including product, risk, technology, marketing, operations, and compliance to successfully execute projects, including escalation and issue resolution.
• Support development and implementation of initiatives around underwriting strategy, pricing segmentation, and credit line assignment / increases.
• Develop credit strategies tailored to acquisition channels and card types. Collaborate with business segment product owners to optimize acquisition targeting and marketing campaigns.
• Establish governance and control frameworks for business and initiative implementation.
• Provide progress reports and analytics on key metrics for status monitoring and data-driven decisions.
• Identify opportunities and lead initiatives to enable profitable growth while minimizing credit risk exposure, adapting to economic and regulatory changes.

Qualifications

• Master’s or Bachelor’s degree in business, economics, finance, or related field.
• At least 5 years of experience in credit risk policy & analysis or management in consumer cards.
• Minimum of 3 years project management experience.
• Experience working for large banking or financial services firms, especially in debit or credit card sectors.
• Proven project management skills and ability to manage multiple projects.
• Leadership, collaboration, and initiative-taking skills in cross-functional teams.
• Experience presenting to senior stakeholders.
• Excellent communication and presentation skills.

Additional Information

We value diversity and are committed to equal opportunity employment, fostering an inclusive environment for all employees.