Credit Risk Manager (Consumer Credit Cards)

Blend360; Ontario; On-site; CAD 70,000 - 110,000; Full time

Job summary

An established industry player is seeking a Project Manager of Credit Risk to drive initiatives in the consumer credit card division. This role involves collaborating with various stakeholders to optimize credit strategies, manage projects, and ensure the successful execution of initiatives. The ideal candidate will have extensive experience in credit risk management and project management, with a focus on delivering impactful results. Join a dynamic team dedicated to innovation and growth, where your contributions will help shape the future of financial services and create meaningful value for clients.

Benefits

Health Insurance

Vision Insurance

Dental Insurance

401K Plan

Life Insurance

Pretax Commuter Benefits

Qualifications

• 5+ years in credit risk policy & analysis or management in consumer cards.
• 3+ years of project management experience in financial services.

Responsibilities

• Drive credit risk initiatives in the consumer credit card business.
• Collaborate with stakeholders to execute projects and resolve issues.
• Develop credit strategies and governance frameworks for business.

Skills

Credit Risk Management

Project Management

Stakeholder Management

Data Analysis

Communication Skills

Education

Master's degree in Business

Bachelor's degree in Economics

Job description

Company Description

Blend is a premier AI services provider, committed to co-creating meaningful impact for its clients through the power of data science, AI, technology, and people. With a mission to fuel bold visions, Blend tackles significant challenges by seamlessly aligning human expertise with artificial intelligence. The company is dedicated to unlocking value and fostering innovation for its clients by harnessing world-class people and data-driven strategy. We believe that the power of people and AI can have a meaningful impact on your world, creating more fulfilling work and projects for our people and clients.

Job Description

Our Fortune 100 financial services client is seeking a Project Manager of Credit Risk within the Consumer Credit Cards division. Reporting to the Director of Retail Payments, this role will play a critical role in driving growth and success in the consumer credit card business. The successful candidate will amalgamate and assess impact and value to prioritize credit risk initiatives based on acquisition and underwriting policies, parameters, and strategies, to deliver resilient business growth and profitability.

The Details:

• Location: Downtown Toronto, ON (3 days per week onsite required)
• Duration: Approximately a 12-month consulting project with the possibility of extension
• Benefits: We do offer benefits to our full-time consultants, including Health, Vision, Dental, 401K plan, Life Insurance, Pretax Commuter Benefits, and an incredibly supportive team cheering you on!

What you’ll do:

• Prioritize, plan, and drive the various credit risk initiatives in the consumer credit card business.
• Serve as a bridge and work with various stakeholders including product, risk, technology, marketing, operations, and compliance, to successfully execute projects, including escalation and issue resolution.
• Support development and implementation of initiatives around underwriting strategy, pricing segmentation, and credit line assignment/increases.
• Develop credit strategies tailored to acquisition channel and card type. Partner with business segment product owners to optimize acquisition targeting/marketing campaigns.
• Develop a governance and control framework for business and implementation of initiatives.
• Provide progress reporting and analytics on key metrics to enable status monitoring and data driven decision making.
• Collaborate with business stakeholders and teams to identify areas of opportunity and spearhead initiatives to enable profitable growth, while minimizing credit risk exposure and adapting to the changing economic and regulatory environment.

Qualifications

• Master’s or Bachelor’s degree in business, economics, finance or equivalent is required
• Minimum of 5 years of experience in credit risk policy & analysis or credit risk management in consumer cards
• Minimum of 3 years of project management experience
• Prior experience working for a large banking or financial services company, specifically within the debit or credit card space
• Proven project management skills, ability to manage multiple projects
• Initiative-taking and strong people skills to actively lead, collaborate, and implement initiatives in a cross-functional team environment
• Experience delivering recommendations to senior stakeholders and management
• Excellent written, verbal communication and presentation skills

A diverse workforce is a strong workforce
To deliver growth at BLEND360 and for our clients, we believe as a Talent Solutions Company, we have a responsibility and unique opportunity to positively impact the workforce. Diversity has played a critical role in our history, our growth, and continues to have a profound impact on our success. We are determined to have equality in the workplace, within our team and as an extension of our clients’ team.

BLEND360 is an equal opportunity employer.