Credit Risk Analyst (Asset Managers / Regulated Funds)

Axelon Services Corporation; Montreal; On-site; CAD 70,000 - 110,000; Full time

Job summary

A leading financial services firm is seeking a Credit Risk Analyst responsible for preparing credit reviews, analyzing transactions, and coordinating with various departments to manage credit risk. The ideal candidate will have a BS/BA in Finance or Economics, coupled with extensive experience in capital markets. This role requires excellent communication skills, a strong analytical mindset, and a team-oriented approach to tackling diverse risk scenarios in the financial sector.

Qualifications

• 5+ years experience in capital markets or credit risk analysis.
• Ability to communicate credit decisions confidently.
• Experience in team environments with structured transactions.

Responsibilities

• Prepare and present annual credit reviews to committees.
• Analyze capital markets transactions and coordinate credit risk processes.
• Review and ensure legal documentation for credit exposures.

Skills

Communication

Organizational skills

Analytical skills

Self-motivation

Education

BS / BA in Finance or Economics

Tools

Word

Excel

Job description

Title : Credit Risk Analyst (Asset Managers / Regulated Funds)

Location : Montreal, QC

Responsibilities :

• Prepare and present annual credit reviews and new requests to credit committees

This process includes comprehensive analysis on the counterparty and comparison with its peers, recommendation of rating using internal rating models, and expression of credit opinion.

• Analyze capital markets and corporate banking transactions with regulated funds and agency principals.

Capital markets : derivatives (swaps, foreign exchange, credit and equity derivatives), repo, securities lending, prime services.

• Corporate banking : import and export trade finance transactions, and syndicated loan participations.
• Coordinate all aspects of the credit risk process in liaison with Coverage, Business, and other Functions.
• Review counterparty credit exposure excesses on financial institutions reported by the Credit Risk Control team.
• Co-ordinate with Legal Department to execute legal documentation by providing credit-sensitive terms.
• Review all legal documentation during annual review, ensuring all necessary documents are in place (including guarantees) and being familiar with the products covered under ISDA / CSA, PSA / ISMA, and SLMA.
• Work closely with Relationship Managers, Traders, Market Risk, Legal and Operations personnel to structure transactions to mitigate diverse forms of risk.
• Support all business lines credit requests / transactions for clients.
• Effectively handle multiple tasks and review several files simultaneously through effective prioritization of requests (in conjunction with immediate supervisor) and sound organizational skills.
• Participate to internal exercises to review exposures and ensure data quality for counterparties.
• Keep up to date with industry risks / trends, including credit, regulatory, and legal issues.

Minimum Required Qualifications :

• BS / BA required (with finance or economic background preferred).
• 5+ years experience in capital markets or credit risk analysis
• Self-starter and highly motivated to learn about derivatives and other capital markets products.
• Clear communication skills to firmly and confidently express credit decisions & opinions.
• Ability to organize time and meet deadlines / deliver requests on time.
• Ability to work in a team environment : interacting with other credit analysts, relationship managers, front office and clients.
• Proficiency in Word and Excel.

Preferred Qualifications :

• Knowledge in capital markets products and related legal documentation (ISDA, CSA, GMRA...)
• Formal credit training on funds within a financial institution