Credit Manager

Imperial PFS Canada; Toronto; On-site; CAD 70,000 - 90,000; Full time

Job summary

A leading insurance premium financing company is seeking a Credit Manager to enhance risk mitigation and portfolio control. The role includes underwriting insurance applications, analyzing financial data for credit decisions, and conducting internal training sessions. Ideal candidates will have 3-5 years of experience in credit management and demonstrate strong problem-solving abilities.

Benefits

Comprehensive paid training program

Employee Assistance Program

Gym membership subsidies

RRSP with matching contributions

Insurance benefits (medical, dental, etc.)

Qualifications

• Minimum of 3–5 years experience in credit management or finance.
• Ability to handle high-priority issues efficiently.
• Strong presentation and interpersonal skills.

Responsibilities

• Underwrite insurance policies per company guidelines.
• Evaluate brokerages for underwriting risk exposure.
• Analyze credit payment plans for financial viability.

Skills

Credit Management

Financial Data Evaluation

Problem Resolution

Stakeholder Management

Adaptability

Job description

Apply today for an opportunity to join one of North America’s top insurance premium financing companies. Since 1977, our company has grown to more than 500 Associates and 30 locations across the United States, Puerto Rico, and Canada.

Every day, we work to deliver on our Corporate Mission Statement: “To be the market leader by delivering innovative financial and technology solutions to help our Customers, partners, and investors achieve their goals.”

How do we do that? By empowering and encouraging our Associates to provide products and legendary Customer service unparalleled in our industry

FOR OUR ASSOCIATES:

Getting started: We offer a comprehensive paid training program that will make you feel prepared and excited about your role.

Staying healthy: Our Employee Assistance Program (for when you need confidential support) helps you keep an eye on short and long-term goals and any bumps that pop up along the way. We are also proud to offer subsidies to support your health and fitness goals by providing gym membership subsidies.

Registered Retirement Savings Plan: (RRSP) with matching employer contributions.

Company culture: Our Associates are the foundation of our company and we want you to enjoy working here! With company lunches, corporate outings, and even the occasional ice cream truck, you never know what will pop up to make your day.

Peace of mind: Our insurance benefits include medical, prescription, dental, vision, group term life, AD&D, private duty nursing, paramedical services, and much more

JOB SUMMARY:

The Credit Manager is responsible for helping with risk mitigation and portfolio control of loans. Which allows us the ability to grow positively and maintain low losses.

KEY RESPONSIBILITIES:

Underwrite commercial and personal lines insurance policies in accordance with company guidelines.

Evaluate brokerages and carriers to assess underwriting eligibility and risk exposure.

Review and assess credit payment plan terms to ensure financial viability and compliance.

Analyze broker performance metrics to identify trends, opportunities, and areas for improvement.

Monitor carrier performance to support strategic alignment and service quality standards.

Participate in the development and evaluation of credit and collection strategies.

Conduct regular reviews and updates of internal policies and procedures to ensure efficiency and regulatory compliance.

Assess escalated service or arrears cases requiring exception handling and make informed recommendations.

Deliver credit-related training sessions to internal teams and partners to promote best practices and knowledge sharing.

REQUIRED SKILLS:

Minimum of 3–5 years in credit management or a related financial role.

Demonstrates strong adaptability and eagerness to learn new concepts and systems.

Effectively handles and resolves complex or high-priority issues in a timely manner.

Confidently presents ideas, data, and recommendations to various stakeholders.

Proficient in evaluating financial data to support business decisions.

Skilled in developing and maintaining strong professional relationships internally and externally.

Maintains a constructive and enthusiastic outlook that fosters team loyalty, engagement, and productivity.

Makes well-informed, timely decisions; involves relevant stakeholders when appropriate; clearly articulates reasoning.

Consistently applies expertise and knowledge effectively to achieve quality results in daily work.