Credit Analyst II: Portfolio Risk & Underwriting

TD; Brantford; On-site; CAD 82,000 - 115,000; Full time

Job summary

TD in Hamilton, Ontario is seeking a Credit Management professional to structure credit for assigned portfolios, assess credit worthiness, and underwrite new credit requests in line with TD risk policies. The role focuses on monitoring facilities, annual reviews, and coordinating draw requests while driving profitable growth.

You will support Relationship Managers, deliver strong customer service, and lead portfolio analyses to build robust credit solutions for clients in the Credit Management

Qualifications

• Undergraduate degree and/or 5+ years of relevant experience.
• 5+ years of relevant experience and/or Associate Program

Responsibilities

• Support the Relationship Manager in booking new business by preparing competitive credit packages in the assigned business segment in a timely manner to meet customer needs
• Continually deliver exceptional customer service at every interaction and execute on plans to continuously improve the customer experience
• Lead all aspects of analysis for assigned portfolios
• Utilize sales platform to build a robust understanding of our customers/ target needs, industries and markets
• Constantly build knowledge of the market, customers and broader economic factors
• Identify and respond to changes in the business environment, establishing action plans to address customer issues and priorities
• Assist the Relationship Manager in cross-selling the full range of products to existing and new customers, as applicable to maximize revenue/profit and retention of relationships based on the risk profile of the customer ensuring appropriate credit is earned at all times
• Actively refer to other business partners across TDBG and respond effectively to reciprocal referrals.

Education

Undergraduate degree

Job description

TD in Hamilton, Ontario is seeking a Credit Management professional to structure credit for assigned portfolios, assess credit worthiness, and underwrite new credit requests in line with TD risk policies. The role focuses on monitoring facilities, annual reviews, and coordinating draw requests while driving profitable growth.

You will support Relationship Managers, deliver strong customer service, and lead portfolio analyses to build robust credit solutions for clients in the Credit Management