Credit Analyst II

TD; Vancouver; On-site; CAD 76,000 - 116,000; Full time

Job summary

Join a leading global financial institution as a Credit Analyst II in Vancouver. In this role, you'll assess creditworthiness, manage credit requests, and support Relationship Managers while ensuring compliance with policies. TD offers growth opportunities and a commitment to equitable compensation.

Benefits

Career development

Paid time off

Retirement plans

Qualifications

• Assess creditworthiness for assigned portfolios.
• Participate actively as a team member.

Responsibilities

• Structure credit for assigned portfolios.
• Prepare credit packages for Relationship Managers.
• Monitor credit facilities and manage draw requests.

Skills

Credit Assessment

Customer Service

Analytical Skills

Team Collaboration

Education

Undergraduate degree

5+ years relevant experience

Job description

Join to apply for the Credit Analyst II role at TD

Work Location:

Vancouver, British Columbia, Canada

Hours

37.5

Line Of Business

Credit Management

Pay Details

$76,800 - $115,200 CAD

TD is committed to providing fair and equitable compensation opportunities to all colleagues. Growth opportunities and skill development are key features of the colleague experience at TD. Our policies allow colleagues to progress through the salary range as they grow in their role, with actual offers varying based on skills, experience, knowledge, location, and organizational needs. Candidates are encouraged to discuss compensation openly with recruiters.

Job Description

Structure credit for assigned portfolios, focusing on assessing creditworthiness or risk of potential customers to support profitable growth while adhering to TD's credit policies. Responsibilities include underwriting new credit requests, completing annual reviews, managing draw requests, and monitoring credit facilities.

Customer Responsibilities

• Support Relationship Managers by preparing credit packages to meet customer needs
• Deliver exceptional customer service and improve customer experience
• Lead analysis for assigned portfolios
• Use sales platforms to understand customer needs, industries, and markets
• Stay informed about market, customer, and economic trends
• Respond to business environment changes with action plans
• Assist in cross-selling products to maximize revenue and relationships
• Refer to other business partners and respond to referrals

Shareholder Responsibilities

• Assess credit risk in compliance with policies to increase profitability
• Promote products and banking capabilities
• Participate in process improvements and control activities
• Manage relationships across business lines and ensure compliance
• Ensure due diligence for customer transactions
• Stay updated on regulatory requirements and risks

Employee / Team Responsibilities

• Participate actively as a team member and support a positive environment
• Share industry knowledge and support team development
• Stay current with trends and grow knowledge
• Engage in performance management and development activities
• Maintain communication about requests and activities
• Mentor others and build productive relationships
• Support a diverse and inclusive workplace

Breadth & Depth

• Deep knowledge in own domain with broader related understanding
• Align advice and solutions with strategic priorities and risk appetite
• Apply best practices for process and service improvements
• Serve as a subject matter expert and set standards
• Analyze complex problems and involve stakeholders
• Interpret guidelines and inform decision-making
• Build stakeholder alignment and lead problem resolution
• Work under moderate supervision and guidance

Experience & Education

• Undergraduate degree and/or
• 5+ years relevant experience or Associate Program

About TD

TD is a leading global financial institution, the fifth largest bank in North America, serving over 27 million households and businesses. With over 95,000 colleagues, we are committed to being the Better Bank, enriching lives through our services and community involvement.

Total Rewards

Our Total Rewards include salary, variable pay, benefits, retirement plans, paid time off, discounts, career development, and recognition programs. Learn more about our offerings.

Additional Information

We support your growth through development conversations, training, and benefits. Please note employment is subject to provincial regulations. We also offer accommodations for applicants with disabilities.

Colleague Development & Training

We provide career planning, mentorship, and training to help you succeed and grow within TD.

Interview Process & Accommodations

We will contact suitable candidates to schedule interviews and communicate outcomes. We are committed to accessible hiring processes and will provide accommodations as needed.

Language Requirement (Quebec Only)

Sans Objet