Credit Analyst

CIBC; Toronto; Presencial; CAD 65 000 - 85 000; Tempo integral

Vantagens oferecidas por esta oferta de emprego

Competitive compensation

Banking benefit*

Wellbeing support

Employee and family assistance

MomentMakers recognition program

Resumo da oferta

CIBC is seeking a Credit Analyst to support the Commercial Banking team by providing credit and client service across portfolios. You will contribute to achieving client outcomes through thorough credit administration, collaboration with RMs and partners, and adherence to bank procedures.

The role emphasizes building strong client relationships, accurate data interpretation, and proactive problem solving to support credit decisions and client satisfaction.

Qualificações

• Strong knowledge of banking products and services fromFinancial Services experience.
• Commercial Banking experience is a plus.
• Ability to communicate effectively with team members, clients and partners.

Responsabilidades

• Provide credit support to Commercial Banking Managers and their portfolios.
• Maximize manager productivity by supporting credit processes and client service.
• Assist with specialized knowledge in credit, investments and related areas to meet client needs.
• Administer and support Commercial Banking clients' credit-related needs and ensure compliance with internal procedures.
• Communicate with RMs, Associates and other staff within the Commercial Banking Team and with external contacts.

Conhecimentos

Analytical thinking

Business banking

Business development

Client service

Credit management

Ensure compliance

Financial analysis

Proposal writing

Researching

Risk management & mitigation

Descrição da oferta de emprego

We’re building a relationship-oriented bank for the modern world. We need talented, passionate professionals who are dedicated to doing what’s right for our clients. At CIBC, we embrace your strengths and your ambitions, so you are empowered at work. Our team members have what they need to make a meaningful impact and are truly valued for who they are and what they contribute. To learn more about CIBC, please visit CIBC.com

What You’ll Be Doing

As a member of the Commercial Banking team, you will provide credit support to Commercial Banking Managers and their portfolios. As a Credit Analyst, you will maximize the manager’s productivity by providing credit support, as well as high-quality customer service. You will assist with specialized knowledge in credit, investments and other areas identified to meet client needs. In this role you are responsible for the on-going administration and support of Commercial Banking clients' credit related needs and you will support the team as required, develop a core understanding of internal bank procedures and policies in attaining internal/external transaction execution. You will communicate and interact effectively with RMs, Associates and other staff within The Commercial Banking Team including CIBC partners and external contacts. At CIBC we enable the work environment most optimal for you to thrive in your role. Details on your work arrangement (proportion of on-site and remote work) will be discussed at the time of your interview.

How You’ll Succeed

• Client Engagement – Service the credit needs of clients in partnership with the Manager(s) and coordinate transactional needs of clients.
• Problem Solving – Listen, inquire, and put yourself in the client’s shoes.
• Act like an owner by taking accountability for client issues and understanding when to lean on others to find solutions.
• Organizational Skills – Assist the Manager by preparing client files using tools necessary, coordinating processes and paperwork with internal and external service providers, assist with preparation of credit files and maintenance to audit standards to provide the ideal client experience
• Compliance - Ensure consistency and completion of all operational processes relating to AML and GRLR and identify non-compliance areas, document, and execute corrective actions. Manage ad hoc client requests ensuring all required operational compliance issues are addressed.

Who You Are

• You can demonstrate strong knowledge of banking products and services through your prior work experience in the Financial Services industry.
• Commercial Banking experience will be considered an asset.
• You're motivated by collective success.
• You can communicate and interact effectively with team members and clients as well as external partners.
• You find meaning in relationships and surround yourself with a diverse network of partners.
• You create trust through respect and authenticity.
• You understand that success is in the details.
• You notice things that others do not while using critical thinking skills help with your decision making.
• You give meaning to data.
• You enjoy investigating hard to solve problems and making sense of information.
• You're motivated in your ability to communicate detailed information in a meaningful way.
• You put our clients first.
• You engage with the purpose of finding the right solutions.
• You have initiative and the ability to create strong relationships.
• You live your values.
• You bring high standards, genuine care to your relationships, and want to grow with an employer that shares your values and brings out your best.

What CIBC Offers

At CIBC, your goals are a priority. We start with your strengths and ambitions as an employee and strive to create opportunities to tap into your potential. We work to recognize you in meaningful, personalized ways including a competitive compensation, a banking benefit*, wellbeing support and additional offers such as employee and family assistance programs and MomentMakers, our social, points-based recognition program.

*Subject to program terms and conditions

What you need to know

CIBC is committed to creating an inclusive environment where all team members and clients feel like they belong. We seek applicants with a wide range of abilities and we provide an accessible candidate experience. If you need accommodation, please contact [e-mail] CIBC is committed to clarity in our hiring process. All roles posted are opportunities we’re actively recruiting for, unless stated otherwise. You need to be legally eligible to work at the location(s) specified above and, where applicable, must have a valid work or study permit We may ask you to complete an attribute-based assessment and other skills test (such as simulation, coding, French proficiency). We use artificial intelligence tools during the recruitment process. Our goal for the application process is to get to know more about you, all that you have to offer, and give you the opportunity to learn more about us.

Expected End Date

2026-11-09

Job Location

610 Applewood Crescent Suite 504

Employment Type

Regular

Weekly Hours

37.5

Skills

Analytical Thinking, Business Banking, Business Development, Client Service, Credit Management, Ensure Compliance, Financial Analysis, Proposal Writing, Researching, Risk Management and Mitigation

At CIBC, we are in business to help our clients, employees and shareholders achieve what is important to them. Our ability to create value for all CIBC stakeholders is driven by a business culture based on common values: Trust, Teamwork and Accountability. Working with CIBC makes you a part of a work environment committed to our clients, employees and communities - a place where you can excel. Every day, our 48,000 employees help our clients achieve their financial goals, because what matters to our clients, matters to us.