Senior Financial Analyst, PBB Finance

CIBC; Toronto; On-site; CAD 105,000 - 145,000; Full time

Job summary

CIBC is seeking a Senior Financial Analyst within the Finance team supporting Personal & Business Banking. You will lead planning, forecasting, stress testing, and performance reporting, delivering insights to senior leaders and driving strategic initiatives.

The role requires strong financial modelling, analytics, and the ability to translate data into actionable recommendations. You will collaborate across finance and business partners while maintaining accuracy and timely delivery.

Qualifications

• Degree in Business or a quantitative discipline is required.
• Professional certifications (MBA, CFA, CPA) are assets for this role.
• Experience with regulatory requirements and financial modelling is favored.

Responsibilities

• Lead and coordinate annual planning, monthly/quarterly forecasts, and 3-year strategic planning for Personal & Business Banking.
• Analyze monthly/quarterly results and prepare executive-level reporting and presentations.
• Provide decision support with data-driven recommendations and short- and long-term impact analyses.
• Develop and refine processes to gather and validate financial information across multiple sources.
• Monitor performance metrics, capital measures, and market trends to inform strategy.
• Partner with senior leaders to influence methodology changes and regulatory considerations.

Skills

Analytical Thinking

Creativity

Financial Advising

Financial Reporting and Analysis

Process Improvements

Project Support

Regulatory Requirements

Risk Assessments

Education

Bachelor or higher in Business or quantitative discipline

MBA/CFA/CPA designation

Job description

We're building a relationship-oriented bank for the modern world. We need talented, passionate professionals who are dedicated to doing what's right for our clients. At CIBC, we embrace your strengths and your ambitions, so you are empowered at work. Our team members have what they need to make a meaningful impact and are truly valued for who they are and what they contribute. To learn more about CIBC, please visit CIBC.com

What you'll be doing

As part of the Finance team supporting CIBC Personal & Business Banking (PBB), you'll play a key role in planning, analyzing, and reporting on the segment's financial results. As a Senior Financial Analyst, you'll provide meaningful financial insight that supports executive decision-making across the business and finance teams. You'll lead and enhance planning, forecasting, stress testing, and performance reporting processes, while preparing materials and analysis for senior leaders including the Canadian Banking Executive team, Chief Financial Officer, and Executive Committee. You'll assess business performance, identify key drivers, risks, and opportunities, and recommend actions to support strategic objectives. You'll also help strengthen financial intelligence capabilities across the Canadian Banking Chief Financial Officer group by improving methodologies, reporting, and analytical processes.

How you'll succeed

• Planning and forecasting - Lead and support the annual planning process, monthly and quarterly forecasts, and three-year strategic planning activities for Personal & Business Banking. Identify key business drivers, assess risk and return considerations, and help ensure plans align with business goals and incentive structures.
• Financial analysis and reporting - Analyze monthly and quarterly line of business results and prepare clear, well-structured reporting and presentations for senior executives. Provide insightful commentary on financial performance, trends, risks, and opportunities to support internal communication and executive decision-making.
• Decision support - Deliver ongoing and ad hoc analysis that helps leaders understand the potential impacts of proposed actions on the business. Provide recommendations grounded in data and sound business judgment, including both short- and long-term implications for the organization.
• Process improvement and controls - Develop and maintain processes to gather financial information from multiple sources in order to review, manage, and validate allocations to PBB. Strengthen reporting quality, consistency, and efficiency through effective controls, validation, and process enhancements.
• Performance metrics and business insight - Coordinate reporting and analysis of key performance metrics, including regulatory capital, economic capital, balance sheet measures, market share, and competitive trends. Support data validation and reconciliation activities that improve the reliability and usefulness of business insights.
• Executive partnership - Work closely with senior leaders and business partners across Finance and the broader bank to support strategic planning, financial methodology changes, and regulatory impacts. Present findings in a professional and concise way that informs decisions at the senior executive level.

Who you are

You give meaning to data.

You enjoy investigating complex financial results, identifying issues and trends, and translating analysis into meaningful insight for business leaders.

You can demonstrate experience in financial planning and analysis, forecasting, financial modelling, scorecards, dashboards, and executive reporting.

In addition, you have experience with banking financial statements and the Canadian personal and commercial banking business, including retail and small business lending, deposits, net interest income, fee income, pricing, and balance sheet mix.

Its an asset if you have a strong understanding of regulatory and economic capital metrics, along with knowledge of banking source systems and reporting environments.

You know that details matter.

You bring strong quantitative, analytical, and problem-solving skills, with a high level of accuracy and care in your work.

You're motivated by collective success.

You work well with business and finance partners and can build strong relationships while managing multiple priorities and tight timelines.

You have a degree in Business or a quantitative discipline.

You're a certified professional.

You have current accreditation and good standing in a Master of Business Administration (MBA), Chartered Financial Analyst (CFA), or Chartered Professional Accountant (CPA) designation.

Its an asset if you bring one or more of these credentials in addition to relevant banking or financial institution experience.

You live your values.

You bring high standards, genuine care to your relationships, and want to grow with an employer that shares your values and brings out your best.

#LI-TA

What CIBC Offers

At CIBC, your goals are a priority. We start with your strengths and ambitions as an employee and strive to create opportunities to tap into your potential. We aspire to give you a career, rather than just a paycheck. We work to recognize you in meaningful, personalized ways including a competitive salary, incentive pay, banking benefits, a benefits program*, defined benefit pension plan*, an employee share purchase plan, a vacation offering, wellbeing support, and MomentMakers, our social, points-based recognition program.

• competitive salary
• incentive pay
• banking benefits
• benefits program*
• defined benefit pension plan*
• employee share purchase plan
• vacation offering
• wellbeing support
• MomentMakers, our social, points-based recognition program

Our spaces and technological toolkit will make it simple to bring together great minds to create innovative solutions that make a difference for our clients.

We cultivate a culture where you can express your ambition through initiatives like Purpose Day; a paid day off dedicated for you to use to invest in your growth and development.

*Subject to plan and program terms and conditions

What you need to know

CIBC is committed to creating an inclusive environment where all team members and clients feel like they belong.

We seek applicants with a wide range of abilities and we provide an accessible candidate experience.

If you need accommodation, please contact [e-mail]

CIBC is committed to clarity in our hiring process.

All roles posted are opportunities we're actively recruiting for, unless stated otherwise.

You need to be legally eligible to work at the location(s) specified above and, where applicable, must have a valid work or study permit.

We may ask you to complete an attribute-based assessment and other skills test (such as simulation, coding, French proficiency).

We use artificial intelligence tools during the recruitment process.

Our goal for the application process is to get to know more about you, all that you have to offer, and give you the opportunity to learn more about us.

Job Location Toronto-81 Bay, 26th Floor Employment Type Regular Weekly Hours 37.5

Skills

• Analytical Thinking
• Creativity
• Financial Advising
• Financial Reporting and Analysis
• Process Improvements
• Project Support
• Regulatory Requirements
• Risk Assessments

At CIBC, we are in business to help our clients, employees and shareholders achieve what is important to them. Our ability to create value for all CIBC stakeholders is driven by a business culture based on common values: Trust, Teamwork and Accountability. Working with CIBC makes you a part of a work environment committed to our clients, employees and communities - a place where you can excel. Every day, our 48,000 employees help our clients achieve their financial goals, because what matters to our clients, matters to us.