Credit Adjudicator

Fairstone Bank; Calgary; Hybrid; CAD 65,000 - 85,000; Full time

Benefits offered by this job

Hybrid work model

Health and dental coverage

Group RRSP with employer match

Education assistance

Parental leave top-up

Gym memberships

WorkPerks discounts

Job summary

Fairstone Bank is recruiting a Credit Adjudicator to join the Eden Park/ Fairstone family. You will review loan applications for vehicle financing, assess creditworthiness, and ensure accuracy in documentation, while collaborating with multiple departments to meet policy benchmarks.

The role requires attention to detail, 1+ year in credit analysis or loan underwriting, and proficiency with loan origination software. Hybrid work model with comprehensive benefits is offered.

Qualifications

• 1+ year of experience as a credit analyst or in loan underwriting within a financial institution or auto industry.
• Ability to follow detailed credit policy guidelines and review credit applications and bureau reports.
• Proficient in Microsoft Office Suite and Outlook; comfortable with technology.

Responsibilities

• Review and adjudicate vehicle loan applications by assessing creditworthiness based on credit history, income, and collateral valuation.
• Ensure timely and accurate loan assessment in a fast-paced environment.
• Follow credit policy rules to ensure risk parameters are met.
• Collaborate with Sales, Income, Funding and Dealers partners.
• Conduct detailed document reviews to ensure accuracy and proper execution.
• Provide prompt, customer-oriented service to stakeholders.

Skills

Credit analysis

Loan underwriting

Attention to detail

MS Office

Teamwork

Education

Finance or Business Administration degree

Tools

Loan origination software

Job description

Who we are:

Fairstone Bank and its family of brands are united in delivering innovative, accessible and reliable financial solutions that enable Canadians to reach their goals. Over the years, our brand family has grown. In 2024, Home Trust Company, Home Bank and Oaken Financial became part of the Fairstone Bank family of brands, alongside Fairstone, EdenPark and Fig.

Together, we are the leading alternative lending bank in Canada. With a diverse suite of products—residential and commercial mortgages, consumer deposits and GICs, credit cards, retail and automobile financing, personal loans and digital lending—we offer financial solutions tailored to all Canadians, including newcomers, small-business owners, smart investors and savvy consumers.

Eden Park Inc. (“EdenPark”) is a dynamic automobile finance brand committed to enabling our dealer partners to sell more cars. Since 2012, EdenPark has serviced a wide network of automobile dealers and tens of thousands of consumers from coast to coast.

Join Eden Park as a Credit Adjudicator, reporting to a Manager, and be part of our talented and growing team!

About the role:

• Review and adjudicate vehicle loan applications by assessing an applicant’s creditworthiness based on credit history, income and employment, and collateral valuation.
• Ensure loan applications are assessed accurately and timely in a fast-paced environment.
• Closely follow credit policy rules to ensure risk parameters are consistently followed.
• Willingness to thrive in a customer service focused and teamwork setting working with other departments in Sales, Income, Funding and with our Dealers partners.
• Execute detailed document review ensuring all assigned documents are accurate, complete, properly executed, and registered as required.
• Provide prompt, efficient, detailed customer-oriented service to all stakeholders.

What we’re looking for:

• You can follow detailed credit policy guidelines and carefully review credit application and credit bureau report details.
• You thrive in a fast-paced environment and have strong attention to detail.
• You are tech-savvy and know your way through Microsoft Office Suite and Outlook
• You must be available to work all shifts mentioned in the job description.
• You have at least 1 year of prior experience as a credit analyst or experience in loan underwriting, experience in a financial institution or within the auto industry
• Previous experience working with loan origination software.
• Post-secondary education in Finance or Business Administration
• Hours of operation are between 8 AM to 10 PM EST from Monday to Friday and on Saturday from 9 AM to 8 PM EST.
• Weekday shifts are primarily set schedules while Saturday start times will be on a rotation (early, mid-day & late shift)

What you’ll love about working here:

• Award-Winning Culture: We’re proud to be recognized as a Great Place to Work Canada 2025 and one of Montreal’s Top Employers 2025 by Canada’s Top 100 Employers.
• Work-Life Balance: Enjoy flexibility with our hybrid work model designed to support your lifestyle.
• Time to Recharge: Generous vacation based on your role, statutory holidays, plus 6 wellness days to prioritize your well-being.
• Compensation Package: Competitive base salary plus an annual incentive bonus tied to performance.
• Comprehensive Benefits: Robust health and dental coverage through Manulife, as well as virtual healthcare through Dialogue.
• Future-Ready Savings: Group Retirement Savings Plan with up to 7% employer match.
• Exclusive Perks: Discounts from top retailers via WorkPerks, plus location-based perks like gym memberships and Toronto Bike Share.
• On-Site Fitness: Gym access at our London and Montreal offices.
• Continuous Growth: Education Assistance Program and Fairstone Academy for training and skill development.
• Family Support: Parental leave top-up program to help you during life’s big moments.
• For more information on who we are as an employer click here.

Learn more:

https://www.fairstone.ca/en/about/canadian-lender

Follow us on LinkedIn:

https://www.linkedin.com/company/fairstone/mycompany/

If you have a preferred language for communication, please kindly inform us whether you prefer French or English on your application.

Fairstone is an equal opportunity employer. Accordingly, we will make reasonable accommodations to respond to the needs of people with disabilities. Individuals who view themselves as Aboriginals, members of visible minorities, and disabled are encouraged to apply in confidence.

Time Type:

Full time

Job Type:

Permanent