Compliance Analyst

Wave HQ; Canada; On-site; CAD 60,000 - 90,000; Full time

Job summary

Wave HQ is seeking a generalist regulatory operations professional to own regulatory and product compliance, review product teams, research applicable rules, and ensure accountability with clear owners and evidence.

In this role you may handle payments, privacy, or payroll topics, engage with engineers and product managers, and contribute to policy libraries, audits, and KPI tracking.

Qualifications

• 2–4 years in compliance, risk, legal or regulatory operations at a fintech or bank.
• Experience reviewing products/processes for regulatory risk.
• Ability to read regulations and translate them into plain language.
• Strong organizational skills to track open items across teams.
• Clear, concise writing with documented decisions.

Responsibilities

• Triage compliance requests and draft risk assessments.
• Draft conditions and recommendations for Leadership sign-off.
• Track approvals to closure in Jira and follow up with owners.
• Review marketing content against guidelines.
• Assemble evidence for audits and attestations.

Skills

Regulatory compliance

Regulatory risk assessment

Plain language writing

Project coordination

Stakeholder communication

Curiosity about product

Tools

Jira

SharePoint

GRC tools

Job description

At Wave, we help small businesses to thrive so the heart of our communities beats stronger. We work in an environment buzzing with creative energy and inspiration. No matter where you are or how you get the job done, you have what you need to be successful and connected. The mark of true success at Wave is the ability to be bold, learn quickly and share your knowledge generously.

You’ll be the engine of our regulatory and product compliance work: reviewing what product teams are building, researching the rules that apply, and making sure every commitment we make has an owner, a date and evidence behind it.

This is a generalist seat. In a given week you might review a payments feature, check a marketing claim, track a privacy fix with Engineering and update a partner due diligence file. You’ll start with broad coverage and grow into ownership of a regulatory lane (payments and money movement, payroll and tax, or privacy and data).

Here's how you will make an impact:

Product and marketing reviews

• Triage incoming compliance review requests, gather facts from Product and Engineering, and draft risk assessments using our templates
• Prepare draft conditions and recommendation for Leadership sign-off on Medium and High tier reviews
• Track approval conditions to closure in Jira and follow up with owners until evidence is in
• Review marketing content and customer communications against set guidelines

Regulatory research and program upkeep

• Research US and Canadian requirements and write short, clear summaries for the team and stakeholders
• Monitor regulatory change and flag what affects Wave’s products
• Maintain the regulatory inventory, policy library, registration calendar and issue log
• Keep the compliance scorecard and KPI data current

Partners and evidence

• Assemble evidence for processor, card network and partner audits, attestations and inquiries
• Help draft and maintain policies, procedures and training content

Make work easier

• Spot repetitive manual steps and help automate them (ex. AI assistance)

You Thrive Here By Possessing the Following:

Required

• 2-4 years in compliance, risk, legal or regulatory operations at a fintech, payments company, bank or other regulated business
• Experience reviewing products, processes or content for regulatory risk
• Comfort reading a regulation and explaining what it means in plain language
• Strong organization: you track open items across teams and close them
• Clear, concise writing and a habit of documenting decisions
• Curiosity about how products work, and confidence asking engineers and product managers direct questions

Nice to have

• Exposure to payments, car network rules, payroll, privacy (PIPEDA, Quebec Law 25, CCPA) or consumer protection (UDAAP, CASL)
• Experience in both US and Canadian markets
• Experience with Jira, SharePoint, and GRC tools
• CRCM, CAMS, or other Compliance/Risk certifications or interest in pursuing one

At Wave, we value diversity of perspective. Your unique experience enriches our organization. We welcome applicants from all backgrounds. Let’s talk about how you can thrive here!

Wave is committed to providing an inclusive and accessible candidate experience. If you require accommodations during the recruitment process, please let us know by emailing [e-mail]. We will work with you to meet your needs.

We use Google Gemini, a secure AI assistant, during interviews for note-taking purposes only. Notes are kept confidential and are not shared outside the hiring process. This allows our interviewers to stay fully focused on you during the conversation.

This advertised posting is a current vacancy.