Commercial Portfolio Manager II

Busey Bank; Lasalle; On-site; USD 60,000 - 100,000; Full time

Job summary

Ein etabliertes Finanzinstitut sucht einen engagierten Commercial Portfolio Manager, der für die Pflege und den Ausbau von Kundenbeziehungen verantwortlich ist. In dieser Rolle werden Sie die gesamte Palette der Bankprodukte nutzen, um einen positiven Kundenservice zu gewährleisten und gleichzeitig die Einhaltung von Kreditrichtlinien sicherzustellen. Ihre Fähigkeiten in der Finanzanalyse und Ihre Kommunikationsstärke werden entscheidend sein, um die Bank bei der Entscheidungsfindung zu unterstützen und neue Geschäftsmöglichkeiten zu identifizieren. Wenn Sie eine Leidenschaft für Kundenservice und Finanzdienstleistungen haben, könnte dies die perfekte Gelegenheit für Sie sein.

Qualifications

• 5+ Jahre Erfahrung im Bankwesen oder Finanzdienstleistungen.
• Starke Kenntnisse in Kreditanalysen und -strukturierung.

Responsibilities

• Verwaltung von Kundenbeziehungen und Kreditportfolios.
• Durchführung von Finanzanalysen für Kreditentscheidungen.
• Engagement in externem Networking und Gemeinschaftsbeteiligung.

Skills

Kreditfundamente

Kundenservice

Verkaufskompetenz

Kommunikationsfähigkeiten

Datenanalyse

Education

4-jährige Hochschulausbildung in Rechnungswesen oder Finanzen

Tools

Microsoft Office

Job description

Position Summary

The Commercial Portfolio Manager provides a positive customer experience by managing client relationships using the full suite of Busey products and services. They maintain a compliant and clean book of business in partnership with the credit and loan coordination teams. The Portfolio Manager supports the bank's relationship management efforts through preliminary financial analyses needed for credit decisions and contributes to the loan decision process based on evaluation of key factors. The position reports to the Market President or a Relationship Manager II.

Duties & Responsibilities

1. Manage relationships and borrowers in the loan portfolio proactively to ensure adherence to credit policy, including performing preliminary financial analysis, addressing industry risks, collateral requirements, loan structuring, and pricing.
2. Interact independently with customers to address routine and non-routine servicing matters and risk-related issues.
3. Prepare call plans and relationship reviews for individual and joint calls to prospects, clients, and Centers of Influence (COIs).
4. Identify and make referrals to other business lines and departments.
5. Collaborate and communicate effectively with internal and external clients regarding sensitive and routine matters.
6. Engage in external networking and community involvement.
7. Make presentations on specific loans and participate in the bank's loan approval process.
8. Provide approval recommendations based on credit structure fundamentals.
9. Grow existing relationships through increased borrowings, deposits, cash management, and cross-selling into Wealth Management and Personal Banking.
10. Negotiate credit transactions.
11. Service existing customer relationships to maximize profitability.

Education & Experience

Knowledge of:

• Strong understanding of credit fundamentals, loan structuring and monitoring, bank policy, and compliance.
• Needs-based sales and customer service skills.
• Strong oral and written communication skills.
• Proficiency in Microsoft Office.

Abilities:

• Gather pertinent information and make recommendations for new opportunities.
• Stay informed about industry and market trends.
• Analyze and interpret numerical data.
• Perform duties under frequent interruptions and time pressures.

Education and Training

• Require a 4-year college degree in Accounting or Finance.
• Require 5 or more years of banking, finance, or sales-related experience.
• At least 3 years of experience in credit analysis or underwriting is preferred.