Commercial Loans Analyst

Crédit Agricole CIB; Montreal (administrative region); On-site; CAD 42,000 - 62,000; Full time

Job summary

Crédit Agricole CIB Canada seeks a loans administration specialist to support CASO CLO activities for the Canada and NY branches. You will handle drawdowns, repayments, rollovers, and daily controls, ensuring accuracy and compliance with local regulations.

You should have a Bachelor degree, 0-2 years of relevant experience, and strong Excel/Word skills, with bilingual English/French communication and a proactive, team-oriented mindset.

Qualifications

• Bachelor degree or equivalent required.
• 0-2 years experience in loans/back office.
• Fluent in English and French.
• Proficient with Excel and Word.
• Strong written and verbal communication.
• Able to work with minimum supervision and coordinate teamwork.

Responsibilities

• Administering Drawdowns, Rollovers, Repayments, Pre-payments, Funding, Rate-Fixings, Fees and Commission posting, External payments, collection of interest, Nostro Reconciliations, general administration related to the loans portfolio managed along with undertaking adhoc queries and investigations, monitoring all associated data under responsibility of GELOP.
• Validate captures, events and payments processed by other members of the team (clerks or eventually other validators)
• Mailbox management
• Actively assist in the training and development of less experienced members of the team with on-the-job training, coaching and development
• Provide guidance to other members of the team regarding technical loans administration subjects, provide regular coaching to loans administrator
• Ensure compliance with all necessary controls and procedures in respect of local regulations of branches serviced
• Responsibility to elevate any issues/problems or control gaps to their Team Leader
• Responsibility of daily controls (as a back-up of team leader when he/she is away)
• Undertake adhoc duties and project work to assist the Management team
• When necessary assist the management team in the enhancement of systems, notably Users Acceptance Tests (UAT)

Skills

Communication

Verbal & written English/French

Team coordination

Coaching

Proactive thinking

Quality focus

Self-motivation

Education

Bachelor Degree / BSc Degree or equivalent

Tools

Excel

Word

Job description

The Canada Branch has offices in Montreal and Toronto providing financial services to Canadian Financial Institutions, Banks, Pension Funds & SSA and to large Canadian headquartered international corporations.

Crédit Agricole Services & Operations is hosting a part of all Crédit Agricole CIB’s support functions, from KYC, Back Offices, Risk, IT, Legal or Finance supporting our growing operations in the Americas and complementing our European and Asian operations platforms in a “follow the sun” approach.

When you join CA-CIB Canada, you are joining a certified Great Place to Work employer, and a highly engaged workforce.

CASO Commercial Loans Operations Platform is responsible for processing the Loans portfolio for NY Branch and Canada Branch activity.

The job holder will have day to day responsibility for the administration of all facilities and associated products linked with these, for some of the branches of Crédit Agricole CIB. Ensuring that all Business-As-Usual processes are undertaken in a timely and efficient manner and necessary controls are adhered to.

Different types of Loans are included:

• Export Finance (agent and participant)
• Syndicated Loans where the bank is agent
• Participant Loans

CASO CLO is responsible for arranging the necessary funding of these loans, initiating new drawings, handling roll over’s, repayments, pre-payments, issuance of some notices, calculation and processing of commissions in respect of the facilities administered.

Cash flows relating to movements in the loans portfolio are managed by CASO CLO and will be subject to checking and authorisation.

CASO CLO is also responsible for:

• The booking of all associated loan transactions in Back Office systems
• Reconciliation between FO and BO systems
• Booking and management/distribution of fees, commissions
• Following up all non receipts and settling claims against or for ourselves
• Reconciliation and justification of internal accounts
• Production controls

Key Responsibilities

• Administering Drawdowns, Rollovers, Repayments, Pre-payments, Funding, Rate-Fixings, Fees and Commission posting, External payments, collection of interest, Nostro Reconciliations, general administration related to the loans portfolio managed along with undertaking adhoc queries and investigations, monitoring all associated data under responsibility of GELOP
• Validate captures, events and payments processed by other members of the team (clerks or eventually other validators)
• Mailbox management
• Actively assist in the training and development of less experienced members of the team with on-the-job training, coaching and development
• Provide guidance to other members of the team regarding technical loans administration subjects, provide regular coaching to loans administrator
• Ensure compliance with all necessary controls and procedures in respect of local regulations of branches serviced
• Responsibility to elevate any issues/problems or control gaps to their Team Leader
• Responsibility of daily controls (as a back-up of team leader when he/she is away)
• Undertake adhoc duties and project work to assist the Management team
• When necessary assist the management team in the enhancement of systems, notably Users Acceptance Tests (UAT)

Bachelor Degree / BSc Degree or equivalent

Level of minimal experience

0-2 years

Required skills

• Literacy-Ability to communicate clearly both verbally and in writing in various levels within CA-CIB and with external counterparties
• Computer literate in both Excel and Word
• Self motivated and able to work with the minimum of supervision
• Pragmatic approach
• Proactive thinking
• Ability to coordinate teamwork, ability for coaching
• Focused on quality
• Verbal and written communication skills in English and French required (You will need to service Anglophone clients and work with Anglophone colleagues)