Bilingual, Regional Field Underwriting Consultant

Manulife; Canada; Remoto; CAD 110.000 - 170.000; Tempo pieno

Descrizione del lavoro

Manulife is seeking a seasoned Regional Field Underwriter to lead field underwriting across Quebec, Manitoba, Saskatchewan and Atlantic Canada. You will work with advisors, clients and wholesalers to assess risk, prepare cover memos, and drive process excellence.

The role emphasizes collaboration with National Underwriting and Head Office, maintaining strong advisor relationships, and delivering precise, timely decisions while aligning with Canadian regulatory guidelines.

Competenze

• Minimum of 15 years of underwriting experience, focusing on large life insurance cases over $5M.
• Proven track record in underwriting with a sales and relationship focus.
• Strong knowledge of insurance products, financial and medical guidelines, and non-medical mortality risks.

Mansioni

• Conduct risk assessment per Manulife standards.
• Support advisors and clients, especially for large cases over $5M.
• Enhance sales through advisor relationships and field underwriting excellence.
• Prepare cover letters and respond promptly to opinions/inquiries.
• Engage with clients to provide preliminary opinions.
• Collaborate with National Field Underwriter and Head Office underwriters.
• Maintain relationships with advisors, wholesalers, and partners.
• Stay updated with industry trends through meetings.
• Identify risks and suggest product solutions.
• Ensure compliance with laws on risk classification and confidentiality.
• Create presentations and conduct in-person advisor meetings.
• Represent Manulife externally.

Conoscenze

Underwriting expertise

Sales & relationships

Bilingual (French/English)

Time management

Analytical thinking

Formazione

FALU/FLMI/ACS (preferred)

Strumenti

Microsoft Word

PowerPoint

Excel

Teams

Descrizione del lavoro

The bilingual Regional Field Underwriter is a key member of Manulife’s renowned Underwriting team, operating at the intersection of field-level collaboration and innovative underwriting practices across Quebec, Manitoba, Saskatchewan and Atlantic Canada. This role involves working closely with advisors, clients, and wholesalers, providing expert medical and financial field underwriting services, including case packaging and cover memo preparation. The Regional Field Underwriter plays a crucial role in supporting our Summit Experience and enhancing client satisfaction and business growth through excellence in field underwriting.

Key Responsibilities:

• Conduct risk assessment and classification in alignment with Manulife's philosophy and standards.
• Proactively and reactively support advisors and clients, particularly with large life insurance cases over $5 million.
• Enhance sales through strong advisor relationships and excellence in field underwriting practices.
• Prepare comprehensive cover letters and respond to preliminary opinions and inquiries promptly.
• Engage directly with clients to provide curated preliminary opinions.
• Collaborate with the National Field Underwriter and Head Office underwriters to ensure consistency and the highest quality decisions.
• Maintain positive and effective relationships with internal and external partners, including advisors, wholesalers, and other specialists.
• Stay updated with industry trends and guidelines by attending underwriting and sales team meetings.
• Manage client expectations by identifying unwanted risks and suggesting alternative product solutions.
• Align with consumer laws and regulations regarding risk classification, confidentiality, and disclosure.
• Identify and propose solutions to enhance processes and customer experience.
• Create and deliver presentations and conduct regular in-person meetings to strengthen advisor relationships.
• Represent Manulife externally.

Required Qualifications:

• Minimum of 15 years of experience as an underwriter, specializing in large life insurance cases over $5 million.
• Proven track record in underwriting with a sales and relationship-focused mindset.
• Strong understanding of insurance products, financial and medical guidelines, and non-medical risks impacting mortality.
• Experience with financial reports and training in anti-money laundering practices.
• Ability to work collaboratively with advisors, wholesalers, and underwriters, and think creatively to provide solutions.
• Proficiency in Microsoft Word, PowerPoint, Excel, and Teams.
• Strong time management, organizational skills, and ability to analyze complex information.
• Fully bilingual (French/English): The successful candidate will be required to communicate in English and French in order to support clients from all jurisdictions/provinces within Canada.

Preferred Qualifications:

• Working towards, or completion of FALU, FLMI, and ACS designations.

When you join our team:

• We’ll empower you to learn and grow the career you want.
• We’ll recognize and support you in a flexible environment where well-being and inclusion are more than just words.
• As part of our global team, we’ll support you in shaping the future you want to see.

The role being advertised is an existing vacancy.

マニュライフとジョン・ハンコックについて

マニュライフ・ファイナンシャル・コーポレーションは、「あなたの未来に、わかりやすさを」を提供する、国際的な大手金融サービスプロバイダーです。当社について詳しくは、 https://www.manulife.co.jp/ ご覧ください。

マニュライフは機会均等を是とする雇用主です

マニュライフ/ジョン・ハンコックでは、多様性を受け入れます。私たちは、サービス提供先であるお客さまと同様に、多様な人材を引きつけ、育成し、定着させ、文化や個人の力を受け入れる包括的な職場環境を促進するよう努めています。当社は公正な採用、定着、昇進、報酬に努めています。当社のすべての慣行およびプログラムは、人種、祖先、出身地、肌の色、民族的出自、市民権、宗教または宗教的信念、信条、性別（妊娠および妊娠関連の状態を含む）、性的指向、遺伝的特徴、退役軍人としての地位、性自認、性に関する表明、年齢、婚姻状況、家族状況、障害、または適用法で保護されるその他の要因に対する一切の差別を行うことなく管理されます。

雇用への平等なアクセスを提供するために、障壁を取り除くことが当社の優先事項です。人事担当者は、応募者が応募プロセス中に合理的配慮を要求する場合に協力します。配慮要求のプロセス中に共有されるすべての情報は、適用される法律およびマニュライフ/ジョン・ハンコックのポリシーに準拠した方法で保存および使用されます。申請プロセスにおいて合理的配慮を要求するには、[e-mail]までご連絡をお願いします。

Working Arrangement

在宅勤務

Salary & Benefits

Employees also have the opportunity to participate in incentive programs and earn incentive compensation tied to business and individual performance. The actual salary will vary depending on local market conditions, geography and relevant job‑related factors such as knowledge, skills, qualifications, experience, and education/training. If you are applying for this role outside of the primary location, please contact [e-mail] for the salary range for your location.

Manulife offers eligible employees a wide array of customizable benefits, including health, dental, mental health, vision, short‑and long‑term disability, life and AD&D insurance coverage, adoption/surrogacy and wellness benefits, and employee/family assistance plans. We also offer eligible employees various retirement savings plans (including pension and a global share ownership plan with employer matching contributions) and financial education and counseling resources. Our generous paid time off program in Canada includes holidays, vacation, personal, and sick days, and we offer the full range of statutory leaves of absence. If you are applying for this role in the U.S., please contact [e-mail] for more information about U.S.-specific paid time off provisions.

We use data and analytics technologies, such as artificial intelligence (AI), and automated processing tools, to analyze and process the information you provide to us or third parties in the application process. For more information, please refer to our personal information collection statement.