Associate, Supervision & Governance

CIBC US; Toronto; Presencial; CAD 82.000 - 95.000; Jornada completa

Ventajas ofrecidas por este puesto de trabajo

Competitive salary

Incentive pay

Benefits program

Descripción de la vacante

CIBC is seeking an Associate, Supervision & Governance to oversee transaction monitoring for its Global Correspondent Banking franchise. Based in Toronto on-site, you will review Canadian dollar activity to detect anomalies and ensure regulatory compliance, while collaborating with AML Advisory and Banking teams across the globe.

You’ll gain exposure to a broad range of Global Transaction Banking and Capital Markets products, with opportunities to grow in financial crime risk management and

Formación

• Candidates should have experience in transaction monitoring, AML, or related financial crime risk management.
• Experience supporting risk management initiatives and preparing management reporting.
• A degree in Business, Finance, Economics, or related discipline is required; graduate degrees are a strong asset.

Responsabilidades

• Drive effective transaction monitoring and review Canadian dollar activity in Vostro accounts to identify risks and ensure regulatory compliance.
• Provide oversight of downstream streaming activity and enhance transparency of underlying transaction activity.
• Build strong cross-functional partnerships across Supervision & Governance, AML Advisory, Global Transaction Banking, Compliance, Risk Management, and Operations.
• Develop expertise in correspondent banking, payment flows, and regulatory expectations to improve monitoring practices.

Conocimientos

Transaction monitoring

AML / financial crime

Analytics

Corporate banking

Payments

Risk management

Regulatory compliance

Educación

Bachelor's degree in Business/Finance/Economics

Master of Finance or equivalent (asset)

Professional designations in AML/transaction monitoring (asset)

Descripción del empleo

What you'll be doing

As an Associate, Supervision & Governance, you will play a key role in the transaction monitoring and oversight of CIBC's Global Correspondent Banking franchise. Working closely with senior members of the AML Advisory and Correspondent Banking teams, you will review Canadian dollar payment activity to identify unusual patterns, anomalies, and potential risks. This is a dynamic risk management role focused on safeguarding the integrity of financial transactions across a global network of financial institutions, including banks, money services businesses, payment service providers, and other financial market participants. In this role, you will gain exposure to a broad range of Global Transaction Banking and Capital Markets products while collaborating with senior leaders, business partners, and relationship managers across North and South America, Europe, EMEA, and APAC.

You will work alongside experienced professionals across Supervision & Governance, Global Transaction Banking, Capital Markets, and Risk Management, providing valuable opportunities to build relationships, deepen your expertise in financial crime risk management, and accelerate your professional growth within a highly collaborative and global environment.

At CIBC we enable the work environment most optimal for you to thrive in your role. To successfully perform the work, you’ll be on-site full-time.

The expected annualized base salary range for this role is $82,000 - $95,000. The base salary is determined by a variety of factors, including the candidate’s skills, experience, and job-related knowledge, as well as geographic location and specific business needs. Our compensation philosophy supports ongoing growth and development, enabling progression within the salary range as team members advance in their roles. In addition to base pay, compensation for this role includes participation in an annual discretionary incentive or bonus program. We are committed to providing fair, equitable, and competitive compensation opportunities for all employees and we encourage open conversations about compensation throughout the recruitment process.

How you'll succeed

• Drive effective transaction monitoring - You will leverage strong analytical and investigative skills to review payment activity flowing through CIBC’s Canadian dollar correspondent banking Vostro accounts. By identifying unusual patterns, trends, and potential financial crime risks, you will help ensure transactions are appropriately assessed, escalated, and managed in accordance with regulatory requirements and the Bank’s risk appetite.
• Provide oversight of down streaming activity - You will conduct detailed reviews of down streaming relationships and payment flows to enhance transparency into underlying transaction activity. Through data analysis and risk-based assessments, you will identify emerging risks, understand client payment behavior, and support informed decisions that strengthen oversight of CIBC’s global correspondent banking portfolio.
• Build strong partnerships across the organization - Success in this role requires effective collaboration with teams across Supervision & Governance, AML Advisory, Global Transaction Banking, Compliance, Risk Management, and Operations. By building trusted relationships, sharing insights, and contributing to cross-functional initiatives, you will help drive a strong risk culture and support the continued enhancement of the Bank’s transaction monitoring framework.
• Continuously enhance your expertise and impact - You will develop a strong understanding of correspondent banking, payment flows, financial crime typologies, and regulatory expectations. By staying current on emerging risks, industry trends, and evolving monitoring techniques, you will contribute to the ongoing enhancement of transaction monitoring practices while building the skills and knowledge needed to grow your career in AML, financial crime risk management, and global banking.

Who you are

You can demonstrate experience. In transaction monitoring, transaction banking, AML, fraud, analytics, corporate banking, finance administration, correspondent banking, payments, financial institutions coverage, and/or a related financial services experience. You have experience supporting business development or risk management initiatives. You have experience preparing presentations, reports, financial analysis, and management reporting. You have a degree. In Business, Commerce, Finance, Economics, and/or a related discipline. Master of Finance, Master of Analytics, Master of Financial Risk Management, or a similar graduate degree is considered a strong asset. Professional designations related to Transaction monitoring, Fraud, AML, or related credentials are considered an asset.

You give meaning to data. You enjoy investigating complex problems and making sense of information. You communicate detailed information in a meaningful way. You leverage research, data, and analysis to support strategic risk management decisions.

You know that details matter. You notice things that others don't. Your critical thinking skills help to inform your decision making. You possess exceptional attention to detail and take pride in delivering high-quality work. You understand the importance of precision when working with TM analysis, communications, analytics, documentation, and regulatory requirements.

You love to learn. You're passionate about growing your knowledge. You have a strong sense of curiosity. You are intellectually curious and enjoy learning about financial markets, banking products, payment systems, and industry developments. You are eager to expand your knowledge and build expertise across a broad range of banking and Capital Markets products.

You embrace and advocate for change. You continuously evolve your thinking and the way you work in order to deliver your best. You ask thoughtful questions, challenge assumptions, and continuously seek ways to improve outcomes.

You’re motivated by collective success. You know that teamwork can transform a good idea into a great one. You know that an inclusive team that enjoys working together can bring a vision to life.

You’re goal oriented. You’re motivated by accomplishing your goals and delivering your best to make a difference.

You can manage multiple workstreams without compromising accuracy. You take ownership of your work and consistently follow through on commitments.

What CIBC Offers

At CIBC, your goals are a priority. We start with your strengths and ambitions as an employee and strive to create opportunities to tap into your potential. We aspire to give you a career, rather than just a paycheck. We work to recognize you in meaningful, personalized ways including a competitive salary, incentive pay, banking benefits, a benefits program*, defined benefit pension plan*, an employee share purchase plan, a vacation offering, wellbeing support, and MomentMakers, our social, points-based recognition program. Our spaces and technological toolkit will make it simple to bring together great minds to create innovative solutions that make a difference for our clients. We cultivate a culture where you can express your ambition through initiatives like Purpose Day; a paid day off dedicated for you to use to invest in your growth and development.

What you need to know

• We are committed to creating an inclusive environment where all team members and clients feel like they belong.
• We seek applicants with a wide range of abilities and we provide an accessible candidate experience. If you need accommodation, please contact [e-mail]
• CIBC is committed to clarity in our hiring process. All roles posted are opportunities we’re actively recruiting for, unless stated otherwise.
• You need to be legally eligible to work at the location(s) specified above and, where applicable, must have a valid work or study permit.
• We may ask you to complete an attribute-based assessment and other skills test (such as simulation, coding, French proficiency). We use artificial intelligence tools during the recruitment process.
• Our goal for the application process is to get to know more about you, all that you have to offer, and give you the opportunity to learn more about us.

Job Location Toronto-141 Bay, 14th Floor

Employment Type Regular

Weekly Hours 37.5

Skills Analytical Thinking, Business Development, Credit Risk Management, Customer Experience (CX), Financial Modeling, Financial Statement Analysis, High Net Worth Individuals, Portfolio Management, Researching

At CIBC, we are in business to help our clients, employees and shareholders achieve what is important to them. Our ability to create value for all CIBC stakeholders is driven by a business culture based on common values: Trust, Teamwork and Accountability. Working with CIBC makes you a part of a work environment committed to our clients, employees and communities - a place where you can excel. Every day, our 48,000 employees help our clients achieve their financial goals, because what matters to our clients, matters to us.