Associate, National Accounts

Canadian Imperial Bank of Commerce; Toronto; Hybrid; CAD 80,000 - 110,000; Full time

Benefits offered by this job

Competitive salary

Incentive pay

Banking benefits

Defined benefit pension plan

Employee share purchase plan

Vacation offering

Job summary

CIBC National Accounts in Toronto seeks an Associate to support senior bankers across origination, structuring and ongoing management of senior credit facilities for a diversified corporate client base. You will gain direct client exposure, work on complex transactions, and build deep expertise in corporate lending and credit analysis.

The role offers collaboration with Loan Syndications, Investment Banking, Trading, Risk Management and Legal, with emphasis on financial modeling, due diligence

Job description

We’re building a relationship-oriented bank for the modern world. We need talented, passionate professionals who are dedicated to doing what’s right for our clients. At CIBC, we embrace your strengths and your ambitions, so you are empowered at work. Our team members have what they need to make a meaningful impact and are truly valued for who they are and what they contribute. To learn more about CIBC, please visit CIBC.com

What you’ll be doing

CIBC National Accounts is a team of banking professionals focused on corporate lending for public and large private businesses. The team specializes in structuring and managing syndicated credit facilities and complex structured transactions. As an Associate, you will play an integral role in supporting senior bankers across the origination, structuring, execution, and ongoing management of senior credit facilities for a diversified portfolio of corporate clients. This role offers the opportunity to work on complex transactions, gain direct client exposure, and build deep expertise in corporate lending and credit analysis. At CIBC we enable the work environment most optimal for you to thrive in your role. Details on your work arrangement (proportion of on-site and remote work) will be discussed at the time of your interview.

How you’ll succeed

• Transaction Execution Support due diligence for new and existing credit transactions
• Assist in the structuring and execution of senior credit facilities
• Help prepare credit submissions, information memoranda, and client presentation materials
• Analysis and Underwriting: Analyze financial statements, operating performance, and market data
• Build and maintain financial models
• Conduct credit, industry, and business analysis to support lending recommendations
• Portfolio Management: Assist in the ongoing monitoring of approved credit arrangements
• Track compliance with terms and conditions and identify relevant changes in client financial performance or business conditions
• Support account management activities in line with risk management guidelines
• Client and Partner Collaboration: Participate in client discussions to understand financing needs and support proposal development
• Work closely with internal partners across Loan Syndications, Investment Banking, Trading, Risk Management, and Legal
• Build strong working relationships with clients, internal stakeholders, and industry contacts

Who you are

• You have a degree in Business, Commerce, Finance, Economics, or a related field.
• Master’s degree or professional designation such as CPA, CBV, or CFA is considered a strong asset.
• You have 2–4 years of relevant experience in corporate lending, accounting, transaction advisory, investment banking, private credit, or a similar analytical finance role.
• You have strong skills in financial statement analysis, accounting, and financial modeling.
• You have strong written and verbal communication skills.
• You have strong organizational skills and the ability to manage competing priorities in a fast-paced environment.
• You have experience with corporate credit products, syndicated lending, or loan assessment (preferred).
• You have knowledge of valuation, M&A, derivatives, and competitive/industry analysis (preferred).
• You are detail-oriented and intellectually curious.
• You are a self-starter with sound judgment.
• You are team-oriented and relationship-focused.
• You are client-focused.
• You are committed to delivering strong client outcomes.
• Values matter to you.
• You bring your real self to work and you live our values – trust, teamwork and accountability.

#LI-TA

What CIBC Offers

• Competitive salary
• Incentive pay
• Banking benefits
• A benefits program*
• Defined benefit pension plan*
• An employee share purchase plan
• A vacation offering
• Wellbeing support
• MomentMakers, our social, points-based recognition program

*Subject to plan and program terms and conditions

What you need to know

CIBC is committed to creating an inclusive environment where all team members and clients feel like they belong. We seek applicants with a wide range of abilities and we provide an accessible candidate experience. If you need accommodation, please contact [e-mail]

CIBC is committed to clarity in our hiring process. All roles posted are opportunities we’re actively recruiting for, unless stated otherwise. You need to be legally eligible to work at the location(s) specified above and, where applicable, must have a valid work or study permit. We may ask you to complete an attribute-based assessment and other skills test (such as simulation, coding, French proficiency). We use artificial intelligence tools during the recruitment process. Our goal for the application process is to get to know more about you, all that you have to offer, and give you the opportunity to learn more about us.

Job Location: Toronto-81 Bay, 10th Floor

Employment Type: Regular

Weekly Hours: 37.5

Skills: Business Banking, Business Development, Client Service, Credit Analysis, Customer Experience (CX), Lending, Loan Underwriting, Portfolio Management, Preparation of Financial Reports, Researching

At CIBC, we are in business to help our clients, employees and shareholders achieve what is important to them. Our ability to create value for all CIBC stakeholders is driven by a business culture based on common values: Trust, Teamwork and Accountability. Working with CIBC makes you a part of a work environment committed to our clients, employees and communities - a place where you can excel. Every day, our 48,000 employees help our clients achieve their financial goals, because what matters to our clients, matters to us.