Associate Director, Liquidity & Funding Product Owner

RBC; Toronto; On-site; CAD 150,000 - 190,000; Full time

Job summary

RBC in Toronto is seeking a senior leader to vision and deliver liquidity, funding, and payment services products. You will translate business goals into roadmaps aligned with regulatory compliance and operational excellence, focusing on cash positioning and collateral optimization.

Responsibilities include backlog governance, STP automation, and collaboration with Treasury, Risk, and Front Office to drive transformation across a global, matrixed organization.

Qualifications

• 12+ years in financial operations (liquidity/cash/treasury management).
• 10+ years hands-on liquidity/funding operations (cash positioning, collateral, forecasting).
• 7+ years Agile product ownership (user stories, backlog refinement).
• 5 to 10 years product/transformation leadership in matrixed, global organizations.

Responsibilities

• Articulate product vision for cash positioning, collateral allocation, forecasting, and funding optimization.
• Maintain and prioritize product backlogs using Agile/Scrum methodologies and write user stories.
• Drive STP automation, reduce manual processes, and partner with Technology to enhance scalability and real-time visibility.
• Collaborate with Risk, Compliance, and Audit to embed robust control frameworks and ensure regulatory adherence.
• Bridge development teams and business stakeholders (Treasury, Risk, Front Office) and manage priorities.
• Support cost optimization, P&L analysis, and budgeting for cash flow forecasting and risk mitigation.

Skills

Agile Product Ownership

JIRA

OKRs

Product management

Data-driven decision making

Leadership

Education

Bachelor’s degree in business, finance, or technology

Tools

JIRA

Job description

Job Description

Lead the vision, strategy, and development of liquidity/funding management products within the Funding, Liquidity & Payment Services portfolio.

Translate business goals into roadmaps, ensuring alignment with regulatory compliance, operational excellence, and global cash/collateral optimization.

What will you do?

Key Responsibilities

• Strategy & Vision: Articulate product vision for cash positioning, collateral allocation, forecasting, and funding optimization. Align with market needs, competitive trends, and stakeholder priorities.
• Backlog & Delivery: Maintain and prioritize product backlogs using Agile/Scrum methodologies. Write user stories, refine requirements, and balance short-term execution with long-term transformation.
• Technology & Automation: Drive STP automation, reduce manual processes, and partner with Technology to enhance scalability, data quality, and real-time visibility.
• Governance & Controls: Collaborate with Risk, Compliance, and Audit to embed robust control frameworks. Ensure adherence to RBC policies, regulatory standards (e.g., liquidity crisis management), and attestation processes.
• Stakeholder Management: Bridge development teams and business stakeholders (e.g., Treasury, Risk, Front Office). Manage competing priorities, communicate transparently, and cultivate external relationships (clients, CCPs, vendors).
• Financial & Operational Excellence: Support cost optimization, P&L analysis, and budgeting. Ensure products enable accurate cash flow forecasting and risk mitigation.

What you need to succeed?

• Education: Bachelor’s degree in business, finance, or technology (or equivalent experience).
• Certifications: PMP, CSPO, or Agile certifications preferred.
• Experience:
  • 12+ years in financial operations (liquidity/cash/treasury management).
  • 10+ years hands‑on liquidity/funding operations (cash positioning, collateral, forecasting).
  • 7+ years Agile product ownership (user stories, backlog refinement).
  • 5 to 10 years product/transformation leadership in matrixed, global organizations.
• Technical Skills: Agile/Scrum, JIRA, product frameworks (OKRs), and software development lifecycle knowledge.
• Domain Expertise: Regulatory standards (intraday liquidity, forecasting), payment systems, and global liquidity frameworks.
• Soft Skills: Strategic thinking, data‑driven decision‑making, and ability to explain complex concepts to diverse audiences.

Nice-to-Haves

• Proficiency in liquidity management tools and Microsoft Office Suite.
• Financial acumen (budgeting, P&L analysis).

What’s in it for you?

We thrive on the challenge to be our best, progressive thinking to keep growing, and working together to deliver trusted advice to help our clients thrive and communities prosper. We care about each other, reaching our potential, making a difference to our communities, and achieving success that is mutual.

• Leaders who support your development through training and study groups.
• Be a key enabler of RBC agile and technology transformation.
• Ability to make a difference and lasting impact by working on a cutting‑edge product.
• Work in a dynamic, collaborative, progressive, and high‑performing team.

Job Skills

Agile Product Development, Communication, Customer Service, Customer Success, Decision Making, Group Problem Solving, Leadership, Long Term Planning, Teamwork, Time Management

Additional Job Details

Address:

RBC CENTRE, 155 WELLINGTON ST W:TORONTO

City:

Toronto

Country:

Canada

Work hours/week:

37.5

Employment Type:

Full time

Platform:

CAPITAL MARKETS

Job Type:

Regular

Pay Type:

Salaried

Posted Date:

2026-08-11

Application Deadline:

2026-11-17

Note ** : ** Applications will be accepted until 11:59 PM on the day prior to the application deadline date above

Our Employment Opportunities

At RBC, we are guided by living shared values of Client First, Integrity, Collaboration, Respect and Excellence and winning together as One RBC. We believe an inclusive workplace that has diverse perspectives is core to our continued growth as one of the largest and most successful banks in the world. Maintaining a workplace where our employees feel supported to perform at their best, effectively collaborate, drive innovation, and grow professionally helps to bring our Purpose to life and create value for our clients and communities. RBC strives to deliver this through policies and programs intended to foster a workplace based on respect, belonging and opportunity for all.