Associate Credit Investments

Peakhill Capital; Toronto; On-site; CAD 65,000 - 95,000; Full time

Job summary

Peakhill Capital in Toronto seeks a self-motivated Associate, Credit Investments, to join our debt-focused team. You will conduct due diligence, analyze borrower financials, underwrite commercial mortgage transactions, and help fund loans under tight deadlines.

The role requires an undergraduate finance focus, strong analytical abilities, and proficiency in MS Office. Experience in commercial lending or real estate and knowledge of CMHC programs are a plus.

Qualifications

• Undergraduate degree in business/finance or related field.
• Strong research and analytical abilities with problem-solving skills.
• Ability to work under pressure and manage multiple tasks with attention to detail.

Responsibilities

• Conduct due diligence and analyze borrower financials to underwrite commercial mortgage transactions.
• Prepare prequalification summaries, term sheets, credit presentations, commitment letters, and related documentation to fund loans on tight deadlines.
• Maintain ongoing client interactions, including site visits and internal credit committee communications to ensure thorough underwriting and funding.
• Stay current with market information and commercial mortgage market trends.
• Build industry network through meetings, events, and real estate trade organizations.

Skills

Analytical skills

Communication

Team collaboration

Attention to detail

MS Office proficiency

Education

Undergraduate degree in business/finance

Tools

MS Office (Excel/Word/PowerPoint/SharePoint)

Job description

We are seeking a self-motivated Associate, Credit Investments, to join our dynamic and growing team on the debt side in Toronto. Peakhill Capital is a commercial real estate capital provider with mortgage investments across all real estate asset classes in Canada. Our equity platform (Peakhill Equity Partners) is an opportunistic equity platform focused on investments in ground up and value-add projects in Canada and the United States.

Responsibilities

• Conduct due diligence and investigation to develop an understanding of the borrower’s profile, analyze and interpret financial data, assess the value of the underlying asset, as well as underwrite and fund commercial mortgage transaction
• Prepare prequalification summaries, term sheets, credit presentations, commitment letters, buy sheets, gather and review conditions precedent and legal documents, and all such related matters to fund loans within tight deadline
• Maintain ongoing interaction with clients, including performing site visits, and internal credit committee to ensure thorough underwriting and funding of the loa
• Staying current with market information and commercial mortgage market trend
• Build a network within the industry through meetings, events, and involvement in real estate trade organization

Qualifications/Skills & Knowledge

• Undergraduate degree, preferably with a focus in business, finance or related field
• Strong research, analytical, and problem-solving abilities
• Thrives under pressure and enjoys contributing to team goals with ability to manage multiple tasks with exceptional attention to details
• Strong communication and interpersonal skills, both written and verbal
• Advanced level user of Microsoft Office (Excel, Word, PowerPoint, SharePoint
• Passion for real estate combined with an understanding of financial analysis

Experience

• 1-2 years experience in Commercial Lending or Real Estate
• Experience with Canada Mortgage Housing Corporation programs