Associate - Commercial Card - Product Manager - Transaction Banking Product

TD Bank; Toronto; Sur place; CAD 90 000 - 125 000; Plein temps

Résumé du poste

TD Bank's TD Securities division seeks a Commercial Card Associate Product Manager to support the development, delivery, and ongoing management of Commercial Card products. You will work with Sales, Technology, Risk, Operations, Marketing, and Finance to deliver client-focused solutions and improve product performance.

The role requires 3-5 years of relevant experience, strong analytical skills, and the ability to manage defined workstreams under guidance.

Qualifications

• 3-5 years of Commercial Card, payments, treasury management, banking product, or closely related experience.
• Foundational knowledge of Commercial Card products, payment processing, client needs, industry practices.
• Experience supporting product initiatives from planning through delivery.
• Strong analytical and client-facing communication skills.

Responsabilités

• Support the execution of the Commercial Card product strategy and roadmap by managing deliverables and defined workstreams.
• Assist with product lifecycle activities including discovery, requirements gathering, testing, launch readiness, and enhancements.
• Conduct market, competitor, client, and industry research to identify trends and opportunities.
• Gather and prioritize business and product requirements in partnership with clients and stakeholders.
• Coordinate with Sales, Technology, Risk, Operations, Marketing, Finance, Legal, Compliance, and external providers to support timely delivery of initiatives.
• Prepare analyses, product updates, and recommendations for product leaders and stakeholders.
• Maintain knowledge of Commercial Card, payments, regulatory developments, and competitor activity.

Connaissances

Commercial Card

Payments

Treasury management

Banking product

Product delivery

Description du poste

Work Location:
Toronto, Ontario, Canada
Hours:
37.5
Line of Business:
TD Securities
Pay Details:
$90,000 - $125,000 CAD

This role is eligible for a discretionary variable compensation award that considers business and individual performance.

TD is committed to providing fair and equitable compensation opportunities to all colleagues. Growth opportunities and skill development are defining features of the colleague experience at TD. Our compensation policies and practices have been designed to allow colleagues to progress through the salary range over time as they progress in their role. The base pay actually offered may vary based upon the candidate's skills and experience, job-related knowledge, geographic location, and other specific business and organizational needs.

As a candidate, you are encouraged to ask compensation related questions and have an open dialogue with your recruiter who can provide you more specific details for this role.

The Commercial Card Associate Product Manager supports the development, delivery, and ongoing management of Commercial Card products and capabilities. Working under the direction of more senior product leaders, this role contributes to product planning, market and client research, requirements development, implementation, performance reporting, and continuous improvement. The Associate Product Manager partners with Sales, Technology, Risk, Operations, Marketing, and other stakeholders to help deliver competitive, reliable, and client-focused Commercial Card solutions.

The successful candidate brings foundational Commercial Card and payments experience, strong analytical and organizational skills, and the ability to manage defined workstreams with appropriate guidance. This role is expected to build deeper product expertise, develop sound business judgment, and progressively assume greater ownership within the product portfolio.

Job Description

• Support the execution of the Commercial Card product strategy and roadmap by managing assigned deliverables, product components, or defined workstreams.
• Assist with product lifecycle activities, including discovery, requirements gathering, business case support, testing, launch readiness, implementation, performance monitoring, and product enhancements.
• Conduct market, competitor, client, and industry research to identify trends, client needs, product gaps, and potential improvement opportunities.
• Gather, document, and help prioritize business and product requirements in partnership with clients, internal stakeholders, and more senior product managers.
• Coordinate with Sales, Technology, Risk, Operations, Marketing, Finance, Legal, Compliance, and external providers to support timely delivery of product initiatives.
• Participate in client and partner discussions to gather feedback, clarify needs, and translate insights into recommended product or process improvements.
• Develop and maintain product documentation, sales materials, implementation resources, training content, and internal communications.
• Track key product measures, including card usage, transaction volume, revenue, profitability, client adoption, and customer experience; identify trends and elevate material findings.
• Support product risk and control activities by documenting issues, monitoring action plans, and helping ensure alignment with regulatory, operational, credit, and payment requirements.
• Assist in improving end-to-end product processes, including development, implementation, usage, reporting, feedback, and ongoing governance.
• Coordinate meetings, decisions, dependencies, risks, and action items across assigned initiatives, escalating barriers when appropriate.
• Prepare analyses, product updates, presentation materials, and recommendations for product leaders and cross-functional stakeholders.
• Maintain current knowledge of Commercial Card, payments, digital tools, regulatory developments, and competitor activity, and apply that knowledge to assigned responsibilities.

Skills and Required Qualifications

• 3-5 years of Commercial Card, payments, treasury management, banking product, or closely related experience, including practical exposure to corporate payment solutions and product delivery.
• Foundational knowledge of Commercial Card products, payment processing, client needs, industry practices, and relevant risk and regulatory considerations.
• Experience supporting product initiatives, projects, implementations, enhancements, or operational improvements from planning through delivery.
• Ability to gather and document business requirements, organize information, identify dependencies, and follow through on assigned actions.
• Strong analytical skills, with the ability to interpret product performance, customer behavior, market information, and reporting to identify trends and support recommendations.
• Clear written, verbal, presentation, and client-facing communication skills, including the ability to explain