Commercial Card Associate Product Manager

TD Bank Group; Toronto; On-site; CAD 90,000 - 125,000; Full time

Job summary

TD Bank Group in Toronto seeks an Associate Product Manager for Commercial Card products. You will help develop and manage strategy, gather requirements, and coordinate with Sales, Technology, Risk, and Operations to deliver client-focused solutions.

The role emphasizes market research, lifecycle activities, and performance tracking to drive growth. Applicants should bring 3-5 years in commercial card/payments, strong analytical skills, and effective communication.

Qualifications

• 3-5 years of Commercial Card, payments or banking product experience.
• Foundational knowledge of Commercial Card products and related risk considerations.
• Experience supporting product initiatives from planning through delivery.
• Ability to document requirements, identify dependencies, and follow through on actions.
• Strong analytical skills to interpret performance data and trends.
• Clear written and verbal communication for cross-functional teams.
• Ability to collaborate across Sales, Technology, Risk, Operations, Marketing and Finance.

Responsibilities

• Support execution of the Commercial Card product strategy and roadmap.
• Manage deliverables, product components, or defined workstreams.
• Assist with lifecycle activities: discovery, requirements, testing, launch readiness.
• Conduct market, competitor, client research to identify trends and gaps.
• Gather and prioritize business requirements with clients and stakeholders.
• Coordinate with Sales, Technology, Risk, Operations, Marketing and Legal.
• Prepare analyses, product updates, and recommendations for leaders.
• Maintain product documentation, sales materials, and training content.
• Track measures like card usage, revenue, profitability, and client adoption.

Skills

Commercial Card

Payments

Treasury management

Banking product

Product delivery

Education

Bachelor’s degree or equivalent

Tools

Excel

PowerPoint

Job description

Work Location:Toronto, Ontario, CanadaHours:37.5Line of Business:TD SecuritiesPay Details:$90,000 - $125,000 CADThis role is eligible for a discretionary variable compensation award that considers business and individual performance.TD is committed to providing fair and equitable compensation opportunities to all colleagues. Growth opportunities and skill development are defining features of the colleague experience at TD. Our compensation policies and practices have been designed to allow colleagues to progress through the salary range over time as they progress in their role. The base pay actually offered may vary based upon the candidate's skills and experience, job-related knowledge, geographic location, and other specific business and organizational needs.As a candidate, you are encouraged to ask compensation related questions and have an open dialogue with your recruiter who can provide you more specific details for this role.Job Description:The Commercial Card Associate Product Manager supports the development, delivery, and ongoing management of Commercial Card products and capabilities. Working under the direction of more senior product leaders, this role contributes to product planning, market and client research, requirements development, implementation, performance reporting, and continuous improvement. The Associate Product Manager partners with Sales, Technology, Risk, Operations, Marketing, and other stakeholders to help deliver competitive, reliable, and client-focused Commercial Card solutions.The successful candidate brings foundational Commercial Card and payments experience, strong analytical and organizational skills, and the ability to manage defined workstreams with appropriate guidance. This role is expected to build deeper product expertise, develop sound business judgment, and progressively assume greater ownership within the product portfolio.Job Description· Support the execution of the Commercial Card product strategy and roadmap by managing assigned deliverables, product components, or defined workstreams.· Assist with product lifecycle activities, including discovery, requirements gathering, business case support, testing, launch readiness, implementation, performance monitoring, and product enhancements.· Conduct market, competitor, client, and industry research to identify trends, client needs, product gaps, and potential improvement opportunities.· Gather, document, and help prioritize business and product requirements in partnership with clients, internal stakeholders, and more senior product managers.· Coordinate with Sales, Technology, Risk, Operations, Marketing, Finance, Legal, Compliance, and external providers to support timely delivery of product initiatives.· Participate in client and partner discussions to gather feedback, clarify needs, and translate insights into recommended product or process improvements.· Develop and maintain product documentation, sales materials, implementation resources, training content, and internal communications.· Track key product measures, including card usage, transaction volume, revenue, profitability, client adoption, and customer experience; identify trends and escalate material findings.· Support product risk and control activities by documenting issues, monitoring action plans, and helping ensure alignment with regulatory, operational, credit, and payment requirements.· Assist in improving end-to-end product processes, including development, implementation, usage, reporting, feedback, and ongoing governance.· Coordinate meetings, decisions, dependencies, risks, and action items across assigned initiatives, escalating barriers when appropriate.· Prepare analyses, product updates, presentation materials, and recommendations for product leaders and cross-functional stakeholders.· Maintain current knowledge of Commercial Card, payments, digital tools, regulatory developments, and competitor activity, and apply that knowledge to assigned responsibilities.Skills and Required Qualifications· 3-5 years of Commercial Card, payments, treasury management, banking product, or closely related experience, including practical exposure to corporate payment solutions and product delivery.· Foundational knowledge of Commercial Card products, payment processing, client needs, industry practices, and relevant risk and regulatory considerations.· Experience supporting product initiatives, projects, implementations, enhancements, or operational improvements from planning through delivery.· Ability to gather and document business requirements, organize information, identify dependencies, and follow through on assigned actions.· Strong analytical skills, with the ability to interpret product performance, customer behavior, market information, and reporting to identify trends and support recommendations.· Clear written, verbal, presentation, and client-facing communication skills, including the ability to explain information to both technical and non-technical audiences.· Ability to collaborate across teams, build productive working relationships, and contribute effectively in a cross-functional environment.· Demonstrated initiative, sound judgment, attention to detail, and structured problem-solving skills, with an openness to guidance and feedback.· Ability to manage multiple priorities, meet deadlines, and produce consistent, high-quality work in a changing environment.· Proficiency with Microsoft Excel, PowerPoint, and other analytical or reporting tools used to organize data and communicate findings.· Ability to work independently on defined assignments while recognizing when to seek direction, raise risks, or escalate decisions.· Bachelor’s degree or equivalent practical experience in business, finance, product management, technology, or a related discipline preferred.Who We Are:TD Securities offers a wide range of capital markets products and services to corporate, government, and institutional clients who choose us for our innovation, execution, and experience. With more than 6,500 professionals operating out of 40 cities across the globe, we strive to make every interaction, product and experience remarkably human and refreshingly simple. Our services include underwriting and distributing new issues, providing trusted advice and industry-leading insight, extending access to global markets, and delivering integrated transaction banking solutions. In 2023, we acquired Cowen Inc., offering our clients access to a premier U.S. equities business and highly-diverse equity research franchise, while growing our strong, diversified investment bank.Together, we are reimagining what banking can be for our clients, colleagues and communities.Our Total Rewards PackageOur Total Rewards package reflects the investments we make in our colleagues to help them and their families achieve their financial, physical, and mental well-being goals. Total Rewards at TD includes a base salary, variable compensation, and several other key plans such as health and well-being benefits, savings and retirement programs, paid time off, banking benefits and discounts, career development, and reward and recognition programs. Learn moreAdditional Information:We’re delighted that you’re considering building a career with TD. Through regular development conversations, training programs, and a competitive benefits plan, we’re committed to providing the support our colleagues need to thrive both at work and at home.Please be advised that this job opportunity is subject to provincial regulation for employment purposes. It is imperative to acknowledge that each province or territory within the jurisdiction of Canada may have its own set of regulations, requirements.Colleague DevelopmentIf you’re interested in a specific career path or are looking to build certain skills, we want to help you succeed. You’ll have regular career, development, and performance conversations with your manager, as well as access to an online learning platform and a variety of mentoring programs to help you unlock future opportunities.If you’re passionate about helping clients and building deep, lasting relationships, TD offers diverse career paths where you can grow your expertise and make a meaningful impact.We're committed to your success and foster a respectful workplace where diverse perspectives are valued, everyone has fair opportunities to grow, and you can unlock your full potential to achieve your career goals. Here at TD, we hire and develop the best.Training & OnboardingWe will provide training and onboarding sessions to ensure that you’ve got everything you need to succeed in your new role.Interview ProcessWe’ll reach out to candidates of interest to schedule an interview. We do our best to communicate outcomes to all applicants by email or phone call.AccommodationYour accessibility is important to us. Please let us know if you’d like accommodations (including accessible meeting rooms, captioning for virtual interviews, etc.) to help us remove barriers so that you can participate throughout the interview process.We look forward to hearing from you!Language Requirement (Quebec only):Sans Objet