Area Credit Manager

J.D. Irving, Limited; Saint John; On-site; CAD 60,000 - 100,000; Full time

Job summary

An established industry player seeks an Area Credit Manager to oversee credit risk management. This role involves collaborating with sales, finance, and collections teams to manage customer credit accounts effectively. The ideal candidate will have over five years of experience in the consumer and commercial credit field and a solid understanding of the credit construction industry. You will be responsible for managing charge accounts, ensuring timely collections, and maintaining accurate customer files. If you're looking for an exciting opportunity to make an impact in a dynamic environment, this position is for you!

Qualifications

• 5+ years in consumer and commercial credit management.
• Knowledge of the credit construction industry is an asset.

Responsibilities

• Manage charge accounts for multiple stores and ensure timely collections.
• Review and approve credit applications, setting credit limits.

Skills

Consumer and commercial credit expertise

Bilingualism (French & English)

Ability to work in a fast-paced environment

Education

Accounting background

Tools

Excel

Job description

The Area Credit Manager is responsible for overseeing and managing the credit risk within a specific geographic area or region. The Area Credit Manager will collaborate with sales, finance, and collections teams to manage customer credit accounts, approve credit limits, and resolve credit-related issues.

Qualifications

• Minimum 5 years' experience in consumer and commercial credit field.
• Knowledge in the credit construction industry is considered an asset.
• Working knowledge of Excel is required.
• Accounting background preferred.
• Ability to work in a fast paced, team-based environment with emphasis on deadlines.
• Bilingualism (French & English) is considered an asset.

Responsibilities

• Managing a portfolio of charge accounts for the several Kent stores.
• Collection of all overdue accounts by telephone, letters, e-mail, etc.
• Monitoring accounts receivable balances and deadlines for various actions needed to collect accounts in a timely and efficient manner.
• Reviewing credit applications, approving and setting up accounts, determining credit limits on all new customers and keeping existing customer files up to date.
• Analyzing accounts when required to aid the customer in recognizing overdue balances.
• Working with third parties (collection agencies, law firms) when required.