Analyst, Mortgage Asset Management

KingSett Capital Inc.; Toronto; On-site; CAD 70,000 - 85,000; Full time

Job summary

KingSett Capital is seeking an Analyst, Mortgage Asset Management to join our CMHC mortgage servicing team in Toronto. You will support the administration and compliance monitoring of a portfolio of CMHC-insured commercial mortgages.

The ideal candidate has 2-3 years of financial services or mortgage administration experience, an undergraduate degree in Business or Finance, and is familiar with CMHC requirements.

Qualifications

• Undergraduate degree in Business, Finance, or related field.
• 2–3 years in financial services or mortgage administration.
• FSRA Mortgage Agent Level 1 or 2 licence preferred.
• Knowledge of CMHC-insured mortgage programs is an asset.
• Organized, detail-oriented and solutions-driven.
• Excellent communication and collaboration skills.
• Bilingual English and French preferred.

Responsibilities

• Participate in buildout and testing of CMHC servicing platform.
• Onboard CMHC portfolio from incumbent servicer, ensuring continuity of loan administration and data.
• Develop servicing workflows, SOPs, and training materials for onboarding and operations.
• Manage daily loan administration activities, including statements, annual reporting, renewals, and documentation.
• Coordinate CMHC compliance activities, including attestations and energy efficiency commitments.
• Administer property tax obligations and maintain servicing records.
• Coordinate renewals and discharge documentation with solicitors and internal teams.
• Monitor CMHC policies, investor requirements, and regulatory obligations.

Skills

Mortgage administration

Regulatory compliance

Client relations

Communication

Bilingual EN/FR

Education

Undergraduate degree in Business/Finance

Job description

KingSett Capital is seeking an Analyst, Mortgage Asset Management to join our CMHC mortgage servicing team. Reporting to the Associate Director, Mortgage Asset Management, you will be responsible for the administration and compliance monitoring of a portfolio of commercial CMHC-insured.

Location

Toronto, ON

Role Responsibilities

Initial Implementation

Participate in the buildout and testing of the CMHC mortgage servicing platform, contributing operational insights to support go-live readiness.

Assist in onboarding the CMHC portfolio from the incumbent servicer, ensuring continuity of loan administration and accuracy of loan-level data.

Support the development and implementation of servicing workflows, SOPs, and training materials to support operational effectiveness, onboarding and knowledge transfer.

Ongoing

Manage daily loan administration activities, including the review and tracking of financial statements, annual reporting, insurance renewals, Replacement of Covenant requests, and other servicing-related documentation.

Coordinate ongoing MLI Select Social Outcome compliance activities, including borrower attestations, affordability reviews, and confirmation of energy efficiency and accessibility commitments in accordance with CMHC requirements.

Administer property tax obligations for the assigned portfolio, maintaining records and supporting compliance with lender and investor requirements.

Coordinate mortgage renewals approaching maturity, including collaboration with internal Origination and Legal teams, borrower communications, and continuity of insurance coverage.

Prepare and distribute discharge documentation upon mortgage maturity or payoff, coordinating with solicitors to ensure timely and legally valid discharges.

Compliance & Risk

Monitor compliance with CMHC policies, investor requirements, and applicable regulatory obligations related to commercial mortgage administration.

Review annual financial reporting, rent rolls, operating statements, and borrower financial information to identify material risks or adverse changes for escalation.

Support insurance renewal reviews and monitor ongoing AML, PPSA, and other administrative compliance requirements.

Client & Stakeholder Relations

Serve as a key point of contact for borrower inquiries, delivering responsive and professional service.

Liaise with solicitors, investors, and internal stakeholders to facilitate the timely resolution of servicing matters.

Maintain accurate servicing records and contribute to process improvements, special projects.

Candidate Profile

Undergraduate degree in Business, Finance, or a related field.

2-3 years of experience in financial services or mortgage administration.

FSRA Mortgage Agent Level 1 or 2 licence preferred.

Working knowledge of commercial mortgage products, documentation, and servicing processes; familiarity with CMHC-insured mortgage programs and related regularity requirements is an asset.

Organized, detail-oriented, and solutions-driven professional who delivers accurate and timely results.

Excellent communication skills with the ability to collaborate effectively across all levels, both internally and externally.

Bilingual proficiency in English and French is preferred.

Compensation

Base salary range of $70,000 - $85,000.

Total compensation includes salary, variable discretionary bonus, benefits, & other perks.

KingSett Capital is committed to accommodating applicants with disabilities throughout the hiring process, in accordance with the Accessibility for Ontarians with Disabilities Act (AODA).