Associate Director, Mortgages

KingSett Capital Inc.; Toronto; Hybrid; CAD 120,000 - 135,000; Full time

Job summary

KingSett Capital Inc. in Toronto, ON, seeks an Associate Director for the Mortgages, Portfolio Management team.

You will report to the Executive Director and manage a portfolio of underperforming loans, focusing on restructuring, execution, and risk mitigation. Responsibilities include reviewing deals, contributing to the Credit Committee, steering workout strategies, coordinating across workstreams, and monitoring CMHC mortgages.

Qualifications

• 3–5 years of relevant professional experience in restructuring, insolvency, or related advisory work.
• Real estate experience considered an asset.
• CA or CPA designation active; LIT designation preferred.

Responsibilities

• Review and assess mortgage loan structures in new deals.
• Contribute to Mortgage Credit Committee with informed, risk-aware perspectives.
• Resolve underperforming loan files by evaluating, recommending and executing workout strategies.
• Coordinate restructuring execution across workstreams with internal stakeholders.
• Liaise with legal and external partners to advance files through legal restructuring.
• Work with CMHC team to monitor and resolve underperforming CMHC mortgages.
• Own ongoing portfolio reporting and provide performance updates to senior stakeholders.

Skills

Strategic thinking

Analytical thinking

Communication

Presentation

Collaboration

Decisiveness

Adaptability

Ownership

Education

CA or CPA designation

Licensed Insolvency Trustee designation (preferred)

Tools

Microsoft Office

Job description

KingSett Capital is seeking an Associate Director to join the Mortgages, Portfolio Management team. Reporting to the Executive Director, this role will work closely with senior stakeholders to manage and resolve a portfolio of underperforming loans, with a focus on restructuring, execution, and risk mitigation.

Location

Toronto, ON

Role Responsibilities

Review and assess mortgage loan structures in new deals.

Actively contribute to the Mortgage Credit Committee by providing informed, risk-aware perspectives on new transactions and highlighting emerging concerns.

Resolve underperforming loan files by evaluating, recommending and executing tailored workout and recovery strategies.

Partner closely with internal stakeholders to coordinate execution of restructuring strategies, ensuring alignment, accountability, and timely decision-making across all workstreams.

Coordinate with legal and other professional partners to advance files through formal legal restructuring processes.

Partner with the CMHC team to monitor and resolve underperforming CMHC mortgages.

Own ongoing portfolio reporting and provide regular performance updates to senior stakeholders.

Candidate Profile

3–5 years of relevant professional experience, ideally within restructuring, insolvency, or a related advisory environment. Experience in real estate is considered an asset.

CA or CPA designation required, with active pursuit of Licensed Insolvency Trustee (LIT) designation preferred.

Proficient in Microsoft Office (Outlook, Word, Excel, PowerPoint).

Adaptable and decisive, able to pivot quickly and perform under pressure.

Strategic, analytical thinker with collaborative mindset and ownership mentality.

Excellent communication and presentation skills across all levels.

Compensation

Base salary range of $120,000 - $135,000.
Total compensation includes salary, variable discretionary bonus, benefits and other perks.

KingSett Capital is committed to accommodating applicants with disabilities throughout the hiring process, in accordance with the Accessibility for Ontarians with Disabilities Act (AODA).