Analyst/Associate, Corporate Client Group - Credit Management

RBC; Calgary; On-site; CAD 60,000 - 80,000; Full time

Job summary

RBC is seeking an Analyst or Associate to manage credit risk and support corporate clients. The role involves financial analysis, compliance checks, and collaboration with various teams. Ideal candidates will possess strong analytical and communication skills, with opportunities for professional growth.

Benefits

Professional Development

Team Collaboration

Dynamic Work Environment

Qualifications

• Strong credit and analytical skills; ability to assess financial statements.
• Excellent communication skills; ability to work in a team.

Responsibilities

• Manage credit risk associated with loan facilities.
• Monitor financial and industry information.
• Ensure compliance with loan agreements.

Skills

Credit Analysis

Analytical Skills

Communication

Attention to Detail

Education

MBA

CPA

CFA

Postgraduate Degree in Business

Tools

Excel

Word

PowerPoint

Job description

Job Summary

Job Description

What is the opportunity?

Do you thrive in an interactive team environment? Are you a quick learner? Do you have strong written and verbal communication skills? As an Analyst or Associate, you will assist with managing the portfolio of Corporate Client Group (CCG) Borrowers. This middle office role works closely with CCG and other partners within the Bank to deliver a full range of credit and banking services to multinational and large corporate clients.

*** Please note: This role can be at an Analyst or an Associate level, depending on the candidate's background and skillset.***

What will you do?

1. Manage credit risk associated with syndicated and bilateral loan facilities and trading derivative lines, including preparing credit amendments, annual reviews, reviewing loan documentation, and conducting annual risk assessments with financial modeling as needed.
2. Monitor financial and industry information, regulatory events, external rating agency movements, and other early warning signals.
3. Identify and assess deteriorating risk situations through credit analysis and propose actions to your Team Leader & Director to safeguard the bank’s funds.
4. Verify compliance with loan agreements by checking performance against financial covenants, margin limits, and Bank Policy.
5. Ensure bank systems accurately reflect key terms and conditions of credit agreements and documentation for the assigned portfolio, maintaining data integrity.
6. Build relationships and interact extensively with functions such as Corporate Client Group, Risk Management, Global Loans Administration, Service Managers, and Cash Managers.

What do you need to succeed?

Must-have:

• Strong credit, analytical, and technical skills; ability to critically assess financial statements and client reports, drawing relevant conclusions for action.
• Excellent written and verbal communication skills; ability to work effectively in a team and interact at all organizational levels.
• Ability to understand complex legal documents, prioritize tasks, pay close attention to detail, and perform well under pressure to meet deadlines.
• Proficiency in Excel, Word, and PowerPoint.

Nice-to-have:

• Working towards an MBA or professional designations (e.g., CPA, CFA) or a postgraduate degree in business, economics, finance, or accounting.
• Previous banking experience with relationship management, structuring, credit proposals, policies, and risk analysis.
• Ability to read and communicate in legal documentation in French.
• Familiarity with RBC Capital Markets credit process and loan agreements.
• Knowledge of internal systems such as CCMS, TMS, & Newton.

What’s in it for you?

We thrive on challenges, continuous growth, and teamwork to deliver trusted advice that helps clients and communities prosper. We value diversity, support professional development, and aim for mutual success.

• Opportunity to make a meaningful impact.
• Work in a dynamic, collaborative, and high-performing team.
• Engage in challenging and rewarding work.

Job Skills

Additional Job Details

Address: 335 8 AVE SW, CALGARY

City: CALGARY

Country: Canada

Work hours/week: 37.5

Employment Type: Full time

Platform: PERSONAL & COMMERCIAL BANKING

Job Type: Regular

Pay Type: Salaried

Posted Date: 2025-05-14

Application Deadline: 2025-05-24

Note: Applications will be accepted until 11:59 PM on the day prior to the application deadline date above

Inclusion and Equal Opportunity Employment

At RBC, we believe an inclusive workplace with diverse perspectives is key to our growth. We support our employees to perform at their best, collaborate effectively, innovate, and grow professionally, fostering a culture of respect, belonging, and opportunity for all.

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