AML & Compliance Analyst: Grow in Financial Crime & Lending

Heartwood Financial Group; Toronto; On-site; CAD 65,000 - 90,000; Full time

Job summary

Heartwood Financial Group Inc. is seeking an AML & Compliance Analyst to support its AML/ATF, KYC, and broader regulatory compliance program in Canada. The role is suitable for a junior-to-mid-level compliance professional seeking growth.

You will perform KYC/KYB reviews, conduct enhanced due diligence, review sanctions/PEP reports, assist with FINTRAC filings, and maintain policies. Collaboration with underwriting, operations, legal, and senior management is expected.

Qualifications

• 2–4 years of AML/compliance experience in regulated financial services.
• Education in business/finance or related field.
• Knowledge of FINTRAC expectations and Canadian AML/ATF rules.
• Familiarity with sanctions screening and due diligence.
• Interest in CAMS/CFCS certification is a plus.

Responsibilities

• Complete KYC and KYB reviews for borrowers and entities.
• Perform AML risk assessments and enhanced due diligence.
• Review sanctions and PEP reports and document decisions.
• Identify AML red flags in mortgage transactions and escalate.
• Prepare Suspicious Transaction Reports and FINTRAC filings.
• Maintain AML policies and audit trails; support examinations.
• Collaborate with underwriting, operations, legal, and management.

Skills

Analytical thinking

Documentation

KYC knowledge

Education

Post-secondary education in business/finance/accounting/economics/criminology/law

Tools

Sanctions.io

Mortgage Automator

CAMS/CFCS

Job description

Heartwood Financial Group Inc. is seeking an AML & Compliance Analyst to support its AML/ATF, KYC, and broader regulatory compliance program in Canada. The role is suitable for a junior-to-mid-level compliance professional seeking growth.

You will perform KYC/KYB reviews, conduct enhanced due diligence, review sanctions/PEP reports, assist with FINTRAC filings, and maintain policies. Collaboration with underwriting, operations, legal, and senior management is expected.