Actuarial Analyst III - Affinity Market Group (AMG)

TD Bank Group; Montreal (administrative region); Hybrid; CAD 100,000 - 130,000; Full time

Job summary

TD Bank Group in Montréal, Québec invites an Actuarial Analyst III to join the Affinity Market Group within the GI Pricing and Profitability team. The role focuses on implementing pricing strategies, profitability analyses, and mentoring junior actuaries to support business objectives.

Candidates should hold a university degree in actuarial science with SOA/CAS progress and have 5+ years of related experience, strong Excel and programming interest in SQL and R.

Qualifications

• University degree in Actuarial Science or related field with SOA (P, FM) and CAS exams progress.
• 5+ years of related experience in actuarial pricing or analytics.
• Excellent knowledge of Excel and strong programming interest in SQL and R.
• Strong team orientation, autonomy and initiative in work.

Responsibilities

• Continuously review and monitor pricing strategies and discounts for affinity markets.
• Perform profitability, growth, retention and acquisition analyses to identify opportunities.
• Develop pricing recommendations and business cases for new partnerships and growth.
• Collaborate with Sales, Marketing, Product, Underwriting and AMG stakeholders.
• Assess financial impact of pricing and regulatory changes on affinity portfolios.
• Serve as SME on affinity pricing and advise senior leadership.

Skills

Teamwork

Autonomy

Analytical thinking

Initiative

Education

Actuarial Science degree or related field

Tools

Excel

SQL

R

Job description

## Actuarial Analyst III - Affinity Market Group (AMG)Apply: On Site: Montréal, Québec: Toronto, Ontario: Full time: Posted Today: End Date: October 16, 2026 (30+ days left to apply): R\\_1510335**Work Location:**Montréal, Quebec, Canada**Hours:**35**Line of Business:**Data & Analytics**Pay Details:**100 000$/$100,000 - 130 000 $/$130,000 CADTD is committed to providing fair and equitable compensation opportunities to all colleagues. Growth opportunities and skill development are defining features of the colleague experience at TD. Our compensation policies and practices have been designed to allow colleagues to progress through the salary range over time as they progress in their role. The base pay actually offered may vary based upon the candidate's skills and experience, job-related knowledge, geographic location, and other specific business and organizational needs.As a candidate, you are encouraged to ask compensation related questions and have an open dialogue with your recruiter who can provide you more specific details for this role.**Job Description:****Job Description:**We are excited to be expanding our presence in Québec City with a new office opening in the near future. In the interim, candidates based in Québec City are welcome to apply and may work remotely until the office becomes operational. Once the office is established, the role is expected to align with a hybrid working model based out of Québec City. **DEPARTMENT OVERVIEW**The GI Pricing and Profitability team is expanding, and many new positions are now available! Our team is crucial in maintaining the company's financial health and competitive edge. By leveraging data analysis, actuarial science, and market research, we ensure profitability while offering fair and attractive rates that comply with provincial regulations. This growth offers incredible opportunities for career advancement, exposure to diverse projects, and the chance to be part of a transformative journey. **POSITION OVERVIEW**Multiple Senior Actuarial Analyst positions are available within the GI Pricing and Profitability team. As a Senior Analyst, you will focus on implementing pricing strategies and coaching junior actuaries to achieve business objectives. Reporting to the Actuarial Manager, the Senior Analyst is expected to demonstrate subject matter expertise, work autonomously, and play a key part in executing the team's strategic direction **RESPONSIBILITIES**· Continuously review, update and monitor group discounts to support affinity-related pricing and business objectives· Review and update profit-sharing strategies to support AMG regulatory and contractual requirements· Perform in-depth profitability, growth, retention, and acquisition analyses to identify opportunities to optimize affinity group performance· Develop pricing recommendations and business cases for new affinity partnerships, and strategic growth initiatives· Partner with Sales, Marketing, Product, Underwriting, and AMG stakeholders to ensure pricing strategies align with partner value propositions and business objectives· Assess the financial impact of pricing, regulatory, contractual, and competitive market changes on affinity portfolios and recommend appropriate actions· Act as a subject matter expert on affinity pricing, providing insights and recommendations to senior leadership and business partners **JOB REQUIREMENTS**· University degree in Actuarial Science or related field with minimum SOA (P, FM) and CAS exams completion· 5+ years of related experience· Excellent knowledge of Excel· Proficiency and interest for programming, notably with SQL and R· Strong aptitude for team work· Autonomous and resilient; shows initiative and creativity in their work **PREFERRED QUALIFICATIONS**· Prior experience with predictive modeling· Working toward FCIA/FCAS designation**Who We Are:**As part of TD Bank Group, one of Canada's largest financial institutions, at TD Insurance, we care for Canadian families, making it easy to get the best advice, protection, and support in their moments of need, always.TD Insurance offers a wide range of products, including General Insurance and Life and Health. Everyday, we strive to make every interaction, product and experience remarkably human and refreshingly simple for more than four million customers who count on us.**Our Total Rewards Package** Our Total Rewards package reflects the investments we make in our colleagues to help them and their families achieve their financial, physical, and mental well-being goals. Total Rewards at TD includes a base salary, variable compensation, and several other key plans such as health and well-being benefits, savings and retirement programs, paid time off, banking benefits and discounts, career development, and reward and recognition programs. Learn more**Additional Information:** We’re delighted that you’re considering building a career with TD. Through regular development conversations, training programs, and a competitive benefits plan, we’re committed to providing the support our colleagues need to thrive both at work and at home.Please be advised that this job opportunity is subject to provincial regulation for employment purposes. It is imperative to acknowledge that each province or territory within the jurisdiction of Canada may have its own set of regulations, requirements.**Colleague Development**If you’re interested in a specific career path or are looking to build certain skills, we want to help you succeed. You’ll have regular career, development, and performance conversations with your manager, as well as access to an online learning platform and a variety of mentoring programs to help you unlock future opportunities.If you’re passionate about helping clients and building deep, lasting relationships, TD offers diverse career paths where you can grow your expertise and make a meaningful impact.We're committed to your success and foster a respectful workplace where diverse perspectives are valued, everyone has fair opportunities to grow, and you can unlock your full potential to achieve your career goals. Here at TD, we hire and develop the best.**Training & Onboarding** We will provide training and onboarding sessions to ensure that you’ve got everything you need to succeed in your new role.**Interview Process** We’ll reach out to candidates of interest to schedule an interview. We do our best to communicate outcomes to all applicants by email or phone call.**Accommodation** Your accessibility is important to us. Please let us know if you’d like accommodations (including accessible meeting rooms, captioning for virtual interviews, etc.) to help us remove barriers so that you can participate throughout the interview process. We look forward to hearing from you!