Senior Actuarial Analyst

TD Bank Group; Toronto; Hybrid; CAD 97,000 - 137,000; Full time

Job summary

TD Insurance, part of TD Bank Group, seeks a Senior Actuarial Analyst - Underwriting Analytics to shape advanced analytics for underwriting and partner with Operations and Strategy teams. You will model performance, deliver AI-driven insights, and guide senior stakeholders with clear business context.

The role requires a strong actuarial or data science background, bilingual English/French communication skills, and the ability to drive solutions across complex problems in a regulated insurance

Qualifications

• 5+ years of actuarial or data science experience in the insurance industry.
• Fluent written and spoken English and French.
• Strong problem-solving and analytical abilities.
• Excellent written and oral communication with stakeholders at all levels.
• Experience with model governance and analytics deployment is an asset.

Responsibilities

• Contribute to the analytics strategy and roadmap for underwriting analytics.
• Collaborate with business partners on GI Journey roadmap, underwriting ops, and strategy.
• Track and evaluate model performance and outcomes.
• Provide innovative business solutions using modeling, analytics, and AI.
• Serve as SME on underwriting projects and translate insights for executives.

Skills

Actuarial experience

Bilingual English/French

Analytical thinking

Communication skills

Problem solving

Education

Bachelor's degree in Actuarial, Mathematics or related field

Tools

Modeling tools

AI/ML concepts

Job description

## Senior Actuarial AnalystApply: On Site: Toronto, Ontario: Full time: Posted Yesterday: End Date: September 23, 2026 (12 days left to apply): R\\_1507799**Work Location:**Toronto, Ontario, Canada**Hours:**35**Line of Business:**Data & Analytics**Pay Details:**96,900 - 136,800 CADTD is committed to providing fair and equitable compensation opportunities to all colleagues. Growth opportunities and skill development are defining features of the colleague experience at TD. Our compensation policies and practices have been designed to allow colleagues to progress through the salary range over time as they progress in their role. The base pay actually offered may vary based upon the candidate's skills and experience, job-related knowledge, geographic location, and other specific business and organizational needs.As a candidate, you are encouraged to ask compensation related questions and have an open dialogue with your recruiter who can provide you more specific details for this role.**Job Description:**Department OverviewTD Insurance is part of TD Bank Group, one of Canada’s largest financial institutions. TD Insurance helps protect clients from the ‘accidents of life’ with a wide range of products including credit protection, life, health, travel, home, and auto insurance. With more than three million clients, TD Insurance authorized products and services are available online, over the phone, and through a network of more than 1,000 TD Canada Trust branches.In Canada, we have two lines of business, General Insurance and Life and Health. Our General Insurance business is one of the top home and auto insurance groups in Canada and the national leader in group insurance and affinity marketing. Our Life and Health business is the number one provider of critical illness insurance and direct life and health insurance in Canada.At TD Insurance, we are committed to fostering an inclusive, accessible environment. With a Canada-wide workforce of over 4,000 employees and offices in Atlantic Canada, Quebec, Ontario and Alberta, our company is always growing and can help you to grow. TD Insurance offers a stable and dynamic work environment where talent is appreciated, and professional development is taken seriously. More than just a job, we offer rewarding careers.Job DescriptionThe Underwriting & Fraud Analytics team combines talent from data scientists, applied ML scientists and actuaries to propose and develop solutions to support our partners' strategies. The Underwriting Analytics team's mandate is to strengthen TDI's underwriting practice by developing analytical and AI products and provide strategic technical guidance.The **Senior Actuarial Analyst - Underwriting Analytics** will significantly contribute to the organization's profitability and growth by being involved in the following key activities:* Contribute to the strategy and roadmap for advanced analytics that meets partner needs and supports the evolution of analytics for the underwriting practice* Collaboratively supporting and executing the GI Journey roadmap with key business partners, particularly Underwriting Operations and Underwriting Strategy* Effectively tracking performance of models and implemented strategies* Working closely with business owners to provide innovative business solutions using modeling, analytics, and AI.* Act as a subject matter expert in underwriting related projects* Communicate difficult concepts, convert information to compelling business context and advice, and influence and gain alignment across senior stakeholders.* Promote Underwriting Analytics by being involved in branding the team to colleagues and key stakeholders.Job Requirements* Bachelor’s degree in Actuarial, Mathematics or related field.* 5+ years of experience in an actuarial role, or in a data science role within the insurance industry, demonstrating a strong foundation in actuarial sciences and advanced analytics.* Ability to take high-level conceptual questions/ideas to solution & recommendation by completing a thorough review & analysis which may include structuring analytics models and analysis, research and gathering data, distilling insights that inform business decisions, creating working committees and presenting results in writing and verbally to senior executives* Has strong problem-solving skills and problem analysis skills.* Effective written and oral communication skills in French and English.* Strong collaborator who engages colleagues, business partners and external stakeholders.* Superior interpersonal, communication and presentation skills with ability to present information or arguments in a convincing manner.* Modelling or model governance experience is an asset.* Exposure to development and/or deployment work (Web app, AI solution, etc.) is an asset.* Shows initiative and creativity in their work.**Who We Are:**As part of TD Bank Group, one of Canada's largest financial institutions, at TD Insurance, we care for Canadian families, making it easy to get the best advice, protection, and support in their moments of need, always.TD Insurance offers a wide range of products, including General Insurance and Life and Health. Everyday, we strive to make every interaction, product and experience remarkably human and refreshingly simple for more than four million customers who count on us.**Our Total Rewards Package** Our Total Rewards package reflects the investments we make in our colleagues to help them and their families achieve their financial, physical, and mental well-being goals. Total Rewards at TD includes a base salary, variable compensation, and several other key plans such as health and well-being benefits, savings and retirement programs, paid time off, banking benefits and discounts, career development, and reward and recognition programs. Learn more**Additional Information:** We’re delighted that you’re considering building a career with TD. Through regular development conversations, training programs, and a competitive benefits plan, we’re committed to providing the support our colleagues need to thrive both at work and at home.Please be advised that this job opportunity is subject to provincial regulation for employment purposes. It is imperative to acknowledge that each province or territory within the jurisdiction of Canada may have its own set of regulations, requirements.**Colleague Development**If you’re interested in a specific career path or are looking to build certain skills, we want to help you succeed. You’ll have regular career, development, and performance conversations with your manager, as well as access to an online learning platform and a variety of mentoring programs to help you unlock future opportunities.If you’re passionate about helping clients and building deep, lasting relationships, TD offers diverse career paths where you can grow your expertise and make a meaningful impact.We're committed to your success and foster a respectful workplace where diverse perspectives are valued, everyone has fair opportunities to grow, and you can unlock your full potential to achieve your career goals. Here at TD, we hire and develop the best.**Training & Onboarding** We will provide training and onboarding sessions to ensure that you’ve got everything you need to succeed in your new role.**Interview Process** We’ll reach out to candidates of interest to schedule an interview. We do our best to communicate outcomes to all applicants by email or phone call.**Accommodation** Your accessibility is important to us. Please let us know if you’d like accommodations (including accessible meeting rooms, captioning for virtual interviews, etc.) to help us remove barriers so that you can participate throughout the interview process. We look forward to hearing from you!