Actuarial Analyst I

Meloche Monnex Inc.; Montreal (administrative region); Presencial; CAD 68.000 - 90.000; Jornada completa

Descripción de la vacante

TD Insurance, a TD Bank Group company in Montréal, is seeking an Actuarial Analyst to support GI Pricing with rating strategies for home and auto products. You will contribute to rate level determinations, submissions, and pricing initiatives. A CAS progression and strong Excel skills are expected; programming with SAS/R/Python is a plus.

The role offers growth within a leading Canadian insurer and requires collaboration across teams to deliver accurate pricing and risk assessment.

Formación

• 1-3 years actuarial experience in Property & Casualty
• Bachelor degree in Actuarial Sciences or related field
• Completion of all preliminary professional exams of CAS
• Excellent knowledge of Excel
• Proficiency and interest in programming (SAS, VBA, R, Python)
• Predictive modeling is a plus
• Strong organizational and communication skills
• Customer-centric and team-focused attitude
• Detail-oriented and thorough work quality

Responsabilidades

• Determine rating level and classification criteria to drive growth and profitability
• Assist in regulatory rate change submissions
• Assist in implementing rate changes
• Support best practices and controls to mitigate risk
• Contribute to development of tools and analysis techniques

Conocimientos

Actuarial experience

Excel

Programming (SAS, VBA, R, Python)

Predictive modeling

Analytical thinking

Teamwork

Communication skills

Educación

Bachelor degree in Actuarial Sciences or related field

Herramientas

SAS

VBA

R

Python

Descripción del empleo

Work Location: Montréal, Quebec, Canada Hours: 35 Line of Business: Data & Analytics Pay Details: 68000 - 90000 CAD TD is committed to providing fair and equitable compensation opportunities to all colleagues. Growth opportunities and skill development are defining features of the colleague experience at TD. Our compensation policies and practices have been designed to allow colleagues to progress through the salary range over time as they progress in their role. The base pay actually offered may vary based upon the candidate's skills and experience, job-related knowledge, geographic location, and other specific business and organizational needs. As a candidate, you are encouraged to ask compensation related questions and have an open dialogue with your recruiter who can provide you more specific details for this role.

Job Description

TD Insurance is part of TD Bank Group, one of Canada’s largest financial institutions. TD Insurance helps protect clients from the ‘accidents of life’ with a wide range of products including credit protection, life, health, travel, home and auto insurance. With more than three million clients, TD Insurance authorized products and services are available online, over the phone, and through a network of more than 1,000 TD Canada Trust branches. In Canada, we have two lines of business, General Insurance and Life and Health. Our General Insurance business is one of the top home and auto insurance groups in Canada and the national leader in group insurance and affinity marketing. Our Life and Health business is the number one provider of critical illness insurance and direct life and health insurance in Canada. At TD Insurance, we are committed to fostering an inclusive, accessible environment. With a Canada-wide workforce of over 4,000 employees and offices in Atlantic Canada, Quebec, Ontario and Alberta, our company is always growing and can help you to grow. TD Insurance offers a stable and dynamic work environment where talent is appreciated and professional development is taken seriously. More than just a job, we offer rewarding careers.

GI Pricing oversees the overall pricing strategy of general insurance products that aligns with TD Insurance's business objectives in compliance with jurisdictional premium regulations. Pricing is a determining component of our home and auto insurance products that cater to direct and affinity markets. Reporting to the Pricing Manager, the Actuarial Analyst helps establish the rating strategy for all products and all insurers for a given region; the Analyst contributes to the on-going and future success of the company through the establishment of rating levels and classification criteria. The Analyst monitors and measures rate levels and effectiveness though rate-indication activities, and/or the execution of planned pricing and business initiatives utilizing best governance practices.

Responsibilities

• Determine the rating level and classification criteria required to reach growth and profitability objectives;
• Partake in the production of regulatory rate change submissions
• Partake in the implementation of rate changes
• Support and implement best practices and controls to mitigate risk mitigation, risk controls in addition to application of existing processes, policies and procedures;
• Contribute to the development of tools and analysis techniques

Job Requirements

• One to three years of actuarial experience in Property & Casualty
• Bachelor degree in Actuarial Sciences or related field
• Completion of all preliminary professional exams of Casualty Actuarial Society
• Excellent knowledge of Excel
• Proficiency and interest for programming, notably SAS, VBA, R, Python
• Predictive modeling is a large asset
• Solid organizational and communications skills
• Aptitude for analytical and synthetical thinking
• Customer-centric approach and ability to work in team
• Recognized for their thoroughness and the quality of their work

Who We Are

As part of TD Bank Group, one of Canada's largest financial institutions, at TD Insurance, we care for Canadian families, making it easy to get the best advice, protection, and support in their moments of need, always. TD Insurance offers a wide range of products, including General Insurance and Life and Health. Everyday, we strive to make every interaction, product and experience remarkably human and refreshingly simple for more than four million customers who count on us.

Our Total Rewards Package

Our Total Rewards package reflects the investments we make in our colleagues to help them and their families achieve their financial, physical, and mental well-being goals. Total Rewards at TD includes a base salary, variable compensation, and several other key plans such as health and well-being benefits, savings and retirement programs, paid time off, banking benefits and discounts, career development, and reward and recognition programs. Learn more

Additional Information

We’re delighted that you’re considering building a career with TD. Through regular development conversations, training programs, and a competitive benefits plan, we’re committed to providing the support our colleagues need to thrive both at work and at home. Please be advised that this job opportunity is subject to provincial regulation for employment purposes. It is imperative to acknowledge that each province or territory within the jurisdiction of Canada may have its own set of regulations, requirements.

Colleague Development

If you’re interested in a specific career path or are looking to build certain skills, we want to help you succeed. You’ll have regular career, development, and performance conversations with your manager, as well as access to an online learning platform and a variety of mentoring programs to help you unlock future opportunities. If you’re passionate about helping clients and building deep, lasting relationships, TD offers diverse career paths where you can grow your expertise and make a meaningful impact. We're committed to your success and foster a respectful workplace where diverse perspectives are valued, everyone has fair opportunities to grow, and you can unlock your full potential to achieve your career goals. Here at TD, we hire and develop the best.

Training & Onboarding

We will provide training and onboarding sessions to ensure that you’ve got everything you need to succeed in your new role.

Interview Process

We’ll reach out to candidates of interest to schedule an interview. We do our best to communicate outcomes to all applicants by email or phone call.

Accommodation

Your accessibility is important to us. Please let us know if you’d like accommodations (including accessible meeting rooms, captioning for virtual interviews, etc.) to help us remove barriers so that you can participate throughout the interview process.

Language Requirement (Quebec only)

Maîtrise d’une langue autre que le français pour offrir du soutien ou traiter avec des employés qui ont besoin de services et de soutien dans une langue autre que le français.

Our Values

At TD we’re guided by our purpose to enrich the lives of our customers, communities and colleagues, and share a set of values that shape our culture and guide our behavior. In exchange for how our colleagues show up to help TD succeed, we are committed to delivering a colleague experience grounded in Impact, Growth and a Culture of Care. No matter where you work across TD, we empower you to make an impact at work and in your community, explore and grow your career and be part of our caring and inclusive culture. Our Commitment to Diversity, Equity, and Inclusion At TD, we’re committed to fostering an environment where all colleagues are encouraged to bring their authentic selves to work, experience equitable opportunities, and feel respected and supported. We’re dedicated to building an inclusive workforce that reflects the diversity of the customers and the communities in which we live and serve.

Helping to Make an Impact in Communities – TD Ready Commitment

TD has a long-standing commitment to help drive progress towards a more inclusive and sustainable future. That’s why we launched the TD Ready Commitment in 2018, now a multi-year North American initiative. Under the TD Ready Commitment, we are targeting a total of C$1 billion by 2030 in community giving across four key, interconnected drivers of change: Financial Security, Vibrant Planet, Connected Communities, and Better Health. It’s our goal to help support change, nurture progress, and contribute to making the world a better, more inclusive place for our customers, colleagues, and communities. Learn more: Canada | US | Europe & Asia Pacific