Actuarial Analyst

Meloche Monnex Inc.; Montreal (administrative region); On-site; CAD 85,000 - 110,000; Full time

Job summary

TD Insurance, part of TD Bank Group, in Montréal, Quebec, is seeking an actuarial data scientist to develop and maintain sophisticated predictive models for Property & Casualty insurance, applying advanced statistics and machine learning.

You will collaborate with Pricing to translate business needs into actionable insights, ensure governance and documentation, write clean scalable Python code, monitor model performance, and present results to technical and senior audiences while meeting

Qualifications

• At least 2 years of actuarial experience in Property & Casualty insurance.
• Bachelor degree in Actuarial Sciences or related field.
• Strong programming interest, preferably Python.
• Knowledge of modern ML techniques and their practical applications in insurance.
• Excellent time management and ability to meet deadlines.
• Strong communication skills to present complex concepts to diverse audiences.

Responsibilities

• Develop and maintain actuarial predictive models using advanced statistics and ML.
• Collaborate with Pricing teams to understand requirements and present findings to stakeholders.
• Support model governance and ensure compliance with internal and external requirements.
• Write clean, efficient, and maintainable code following industry best practices and coding standards.
• Monitor model performance and implement improvements based on emerging techniques and business needs.
• Manage multiple modeling projects while meeting deadlines and maintaining detailed technical documentation.

Skills

Actuarial modeling

Python

Data analysis

Communication skills

Teamwork

Time management

Education

Bachelor's degree in Actuarial Sciences

Tools

Python

Cloud basics

Job description

Work Location: Montréal, Quebec, Canada Hours: 35 Line of Business: Data & Analytics Pay Details: 85 000 $/$85,000 - 110 000 $/$110,000 CAD

Responsibilities

Responsibilities:

• Develop and maintain sophisticated actuarial predictive models using advanced statistical techniques and machine learning algorithms
• Collaborate with Pricing teams to understand business requirements and present findings to stakeholders
• Support model governance efforts and ensure compliance with internal and external requirements
• Write clean, efficient, and maintainable code following industry best practices and coding standards.
• Monitor model performance and implement improvements based on emerging techniques and business needs
• Manage multiple modeling projects while meeting deadlines and maintaining detailed technical documentation

Job Requirements

• At least 2 years of actuarial experience in Property & Casualty insurance
• Bachelor degree in Actuarial Sciences or related field
• Proficiency and interest for programming, preferably python
• Base understanding of modern machine learning techniques and their practical applications in insurance contexts
• Advanced analytical, decision-making and problem solving skills
• Client-focused and aptitude for teamwork
• Outstanding communication skills with ability to articulate complex technical concepts to varied audiences, from technical teams to senior leadership
• Excellent time management skills with a proven ability to meet deadlines.
• Autonomous and perseverant; shows initiative and creativity in their work
• Recognized for their thoroughness and the quality of their work

Preferred Qualifications

• Marked progress on professionnal actuarial exams (CAS or CIA)
• P&C pricing experience
• Experience with cloud computing platforms (AWS, Azure, or GCP)
• Knowledge of modern data architecture and big data technologies (Databricks, Snowflake, Spark, etc.)

Who We Are

As part of TD Bank Group, one of Canada's largest financial institutions, at TD Insurance, we care for Canadian families, making it easy to get the best advice, protection, and support in their moments of need, always. TD Insurance offers a wide range of products, including General Insurance and Life and Health. Everyday, we strive to make every interaction, product and experience remarkably human and refreshingly simple for more than four million customers who count on us.

Our Total Rewards Package

Our Total Rewards package reflects the investments we make in our colleagues to help them and their families achieve their financial, physical, and mental well-being goals. Total Rewards at TD includes a base salary, variable compensation, and several other key plans such as health and well-being benefits, savings and retirement programs, paid time off, banking benefits and discounts, career development, and reward and recognition programs.

Learn more

Additional Information

We’re delighted that you’re considering building a career with TD. Through regular development conversations, training programs, and a competitive benefits plan, we’re committed to providing the support our colleagues need to thrive both at work and at home. Please be advised that this job opportunity is subject to provincial regulation for employment purposes. It is imperative to acknowledge that each province or territory within the jurisdiction of Canada may have its own set of regulations, requirements.

Colleague Development

If you’re interested in a specific career path or are looking to build certain skills, we want to help you succeed. You’ll have regular career, development, and performance conversations with your manager, as well as access to an online learning platform and a variety of mentoring programs to help you unlock future opportunities. If you’re passionate about helping clients and building deep, lasting relationships, TD offers diverse career paths where you can grow your expertise and make a meaningful impact. We're committed to your success and foster a respectful workplace where diverse perspectives are valued, everyone has fair opportunities to grow, and you can unlock your full potential to achieve your career goals. Here at TD, we hire and develop the best.

Training & Onboarding

We will provide training and onboarding sessions to ensure that you’ve got everything you need to succeed in your new role.

Interview Process

We’ll reach out to candidates of interest to schedule an interview. We do our best to communicate outcomes to all applicants by email or phone call.

Accommodation

Your accessibility is important to us. Please let us know if you’d like accommodations (including accessible meeting rooms, captioning for virtual interviews, etc.) to help us remove barriers so that you can participate throughout the interview process.

Language Requirement (Quebec only)

Maîtrise d’une langue autre que le français pour offrir du soutien ou traiter avec des employés qui ont besoin de services et de soutien dans une langue autre que le français.

Our Values At TD

At TD we’re guided by our purpose to enrich the lives of our customers, communities and colleagues, and share a set of values that shape our culture and guide our behavior. In exchange for how our colleagues show up to help TD succeed, we are committed to delivering a colleague experience grounded in Impact, Growth and a Culture of Care. No matter where you work across TD, we empower you to make an impact at work and in your community, explore and grow your career and be part of our caring and inclusive culture.

Commitment to Diversity, Equity, and Inclusion At TD

We’re committed to fostering an environment where all colleagues are encouraged to bring their authentic selves to work, experience equitable opportunities, and feel respected and supported. We’re dedicated to building an inclusive workforce that reflects the diversity of the customers and the communities in which we live and serve. Helping to Make an Impact in Communities – TD Ready Commitment TD has a long-standing commitment to help drive progress towards a more inclusive and sustainable future. That’s why we launched the TD Ready Commitment in 2018, now a multi-year North American initiative. Under the TD Ready Commitment, we are targeting a total of C$1 billion by 2030 in community giving across four key, interconnected drivers of change: Financial Security, Vibrant Planet, Connected Communities, and Better Health. It’s our goal to help support change, nurture progress, and contribute to making the world a better, more inclusive place for our customers, colleagues, and communities.