Actuarial Analyst - 4 Month Co-Op/Internship (Winter 2027,Summer 2027 & Fall 2027)

Intact Financial Corporation; Toronto; On-site; CAD 78,000 - 97,000; Full time

Job summary

Intact Financial Corporation in Toronto invites motivated university students to join our actuarial analytics internship. You’ll work on analytical projects across departments to help shape pricing, reserving, and performance insights.

We seek bilingual candidates (French/English) with strong communication, teamwork, and analytical skills, available 35 hours/week, and enrolled throughout the internship.

Qualifications

• Ongoing university studies in Actuarial Science, Statistics, Mathematics, Business Intelligence, or a related discipline.
• Interest in IT, technology, and innovation (an asset).
• Strong adaptability, teamwork, autonomy, and sense of accountability.
• Strong communication skills (written and verbal).
• Analytical and synthesizing skills.
• Bilingualism (French and English): required to interact regularly with colleagues across the country.
• Must be available 35 hours per week and able to come into the office at least two days per week.
• The intern must be considered an actively enrolled student for the entire duration of the internship.

Responsibilities

• Deepen knowledge of the insurance industry and expand internal network by collaborating with various partners.
• Participate in development projects and share learnings, methods, results, and recommendations with colleagues and stakeholders.
• Monitor profitability and competitiveness of insurance portfolios and contribute to action plans.
• Assess impact of trends on frequency, severity, and risk profile to guide business responses.
• Contribute to innovation initiatives to analyze and improve pricing models.

Skills

Analytical skills

Communication skills

Bilingual FR/EN

Teamwork

Autonomy

Interest in IT/Tech

Education

Ongoing university studies in Actuarial Science/Statistics/Math/BI or related

Job description

Our employees are at the heart of everything we do. Together, we help people, businesses, and society prosper in good times and be resilient in bad times. Our employee promise represents Intact’s commitment to you in exchange for living our Values, striving to do your best work, being open to change and investing in your career. In return, we promise to provide support, opportunities and performance-led financial rewards at a workplace where you can shape the future, win as a team and grow with us. Salary for the candidate will be determined taking into consideration a number of factors including: experience, skills, qualifications, anticipated contribution to role, internal equity, etc. The salary range presented below is based on a 35-hour workweek and would represent a majority of different candidate profiles. However, we encourage candidates who may fall outside of this range to apply as well. Salary range (but not limited to): 77,500 - 96,900

About the role

Launching your career at Intact means joining a diverse community of experts who value your skills in an industry that is constantly evolving. Here, you will receive guidance in a dynamic environment where the work is hands‑on and meaningful. You will innovate and help move our organization forward, benefiting our customers and communities. You will grow both personally and professionally through leading‑edge learning platforms and build lasting connections across the organization. Above all, you’ll see just how exciting the working world can be. Here, your career can take off

What you will receive

• Coaching and mentorship from actuarial experts and team members.
• Ongoing training and access to modern tools and learning platforms.
• Hands‑on project work, with regular feedback and clear objectives.
• Cross‑functional collaboration (Underwriting, Marketing, Risk Management, Finance) to broaden your experience.
• Networking opportunities to support your professional development within the organization.

What you will accomplish with us

• Deepen your knowledge of the insurance industry and expand your internal network by collaborating with various partners (Underwriting, Marketing, Risk Management, Finance) on analytical and decision‑making assignments.
• Participate in development projects and share your learnings, methods, results, and recommendations with colleagues and stakeholders—including senior leadership—through summaries and presentations.
• Monitor the profitability and competitiveness of insurance portfolios and contribute to preparing the action plan for the coming years.
• Assess the impact of emerging trends (e.g. geopolitical context, climate change) on frequency, severity, and risk profile in order to guide business responses.
• Apply actuarial techniques to support adequate reserves, an appropriate level of reinsurance, and sufficient capital under various catastrophe scenarios.
• Contribute to innovation initiatives (machine learning, customer experience, telematics, climate change) to analyze and improve pricing models in personal and commercial insurance.

What you will bring

• Ongoing university studies in one of the following fields: Actuarial Science, Statistics, Mathematics, Business Intelligence, or a related discipline.
• Interest in IT, technology, and innovation (an asset).
• Strong adaptability, teamwork, autonomy, and sense of accountability.
• Strong communication skills (written and verbal).
• Analytical and synthesizing skills.
• Bilingualism (French and English): required to interact regularly with colleagues across the country.
• Must be available 35 hours per week and able to come into the office at least two days per week.
• The intern must be considered an actively enrolled student for the entire duration of the internship.

Applications are accepted until Septemebr 18. All submissions will be reviewed during this period and after the posting closes. Please note that internship availability for Summer 2027 depends on your university placement office regulations. Il s'agit d'un nouveau rôle au sein de notre équipe en pleine croissance | This role is a new member of our growing team.

E‑Education and Inclusion

We are an equal opportunity employer. At Intact, our Value of respect is founded on seeing diversity as a strength. We strive to create an accessible workplace where employees feel valued, included and encouraged to share their unique perspectives. We encourage applications from individuals who are members of equity‑deserving groups, including but not limited to women, Indigenous peoples, persons with disabilities, Black people, and members of the 2SLGBTQI+ community. As part of Intact’s commitment to reconciliation, we acknowledge that we work, meet and travel across the land currently called Canada, originally inhabited by First Nations, Metis and Inuit people. This history extends through many centuries and continues to evolve today. We have policies to ensure equal access and participation for people with disabilities, including providing workplace adjustments (accommodations). A copy of applicable policies is available on request. If we can provide a specific adjustment to make the recruitment process more accessible for you, please let us know when we reach out about a job opportunity. We’ll work with you to meet your needs. Learn more about our recruitment process and your candidate journey. Please note that Intact does not provide sponsorship or other support for immigration‑related matters including but not limited to employer‑specific closed work permits. Candidates must be eligible to work in Canada from the anticipated start date and throughout their employment and are solely responsible for maintaining their work eligibility. If you are an employee of Intact or belairdirect, please apply for this role on Internal Career Site.