Account Manager, Commercial Services

Firstontario Credit Union Limited; Hamilton; Hybrid; CAD 81.000 - 112.000; Vollzeit

Benefits dieser Stelle

Competitive compensation packages

Top-tier health & wellness benefits

Professional development allowance up 

Flexible work environment

Zusammenfassung

FirstOntario Credit Union in Hamilton, Ontario seeks an Account Manager, Commercial Services to deliver outstanding service to existing and new Business Members while driving sales targets in loans, mortgages, deposits and fees. The role emphasizes underwriting, portfolio management and proactive client engagement to grow FirstOntario’s commercial lending footprint.

You will act as a trusted advisor, manage credit files, and collaborate with Credit, Management Credit Committee and other

Qualifikationen

• Post-secondary diploma or degree in Business Administration, Commerce or Economics
• 4–8 years in Business/Commercial banking or similar roles
• 3–5+ years in Commercial Real Estate underwriting; CRE experience is an asset
• Sales/business development experience in Commercial banking
• Strong interpersonal, communication and presentation skills

Aufgaben

• Underwrite, manage and administer commercial loans within your portfolio
• Source, write up, underwrite and review commercial credit files ensuring risk mitigations
• Proactively manage credit portfolio reviews ahead of expiry dates and analyze annual reports
• Develop and implement sales plans and use campaigns to meet annual targets
• Build networks and prospect for new business opportunities in the local community

Kenntnisse

Account management

Business development

Relationship building

Sales-oriented

Communication

Ausbildung

Business Administration / Commerce / Economics degree

Jobbeschreibung

Why FirstOntario?

• Competitive compensation packages
• Top-tier health and wellness benefits, including comprehensive benefits packages, a yearly health spending account and personal spending account
• Enhanced mental health benefits through SunLife and TELUS Health
• Exclusive banking benefits
• Up to $1000 per year towards professional development
• Pension Plan
• Flex-work environment
• Company-wide Employee Volunteer program (Blue Wave Program)
• Employee and Family Assistance Program

Job Overview

The Account Manager, Commercial Services is accountable for delivering unforgettable service to existing and new Business Members while embedding FirstOntario Business into the community to become the business lender of choice. The Account Manager, Commercial Services is also responsible for supporting FirstOntario Credit Union's strategic goals by achieving sales targets in loans, mortgages, deposits, and fees with the objective of driving business.

Role

In the role, you will...

• Be a trusted advisor to your members and provide credible advice through dedicated support and service that leads to increase Share of Wallet targets
• Be responsible for the underwriting, management and administration of commercial loans within your portfolio
• Oversee the sourcing, credit write-up, underwriting and review of Commercial credit files, while ensuring risk mitigating strategies including audit are implemented
• Proactively manage your credit portfolio reviews such that they are completed in advance of their annual expiry dates, which may include but is not limited to tracking, pursuing and analyzing annual reporting requirements from each Member in a timely manner
• Identify areas of opportunity within sales targets in a timely manner and implement action plans
• Make solid credit recommendations to supporting departments including but not limited to the: Credit Department, Management Credit Committee and occasionally to the Board to support business objectives and provide full service to our members
• Take action on a disciplined sales/service plan and processes including effectively using campaigns developed by business partners to achieve annual financial targets
• Proactively build your network while using effective prospecting strategies to attract new business opportunities
• Always be "in the know" regarding local market activities and our competitive position relative to other financial institutions
• Be actively involved in the local business community by joining various local business associations and attending/representing FirstOntario at special business events
• Develop and implement a plan to keep 3rd Party Generated Business on the books and consolidate other products
• Truly believe in our products and services and be able to communicate to business members and future business members how we can improve their financial lives
• Openly share your knowledge with the team to help them grow and excel
• Consider health & safety as a primary concern to ensure the overall well-being of self and others
• Perform other duties as required

Required Skills

Within your skills and qualifications, you will...

• Have a post-secondary diploma or degree in Business Administration, Commerce and/or Economics or the equivalent of industry experience
• Have a strong business acumen from your four to six (4-8) years' tenure in Business/Commercial banking or experience from other Member facing and/or Credit adjudication roles
• Have three to five plus (3 - 5+) years of experience in Commercial Real Estate underwriting; Development and Construction underwriting considered an asset
• Have sales/business development experience in the Commercial banking industry
• Relish in the opportunity meet new people, develop meaningful business relationships and leveraging valuable centres of influence within the community
• Stay abreast of all credit and investment product and services and stay current on our processes
• Have sound experience with day to day banking policies and procedures
• Be confident and skilled in taking initiative, assessing requirements, developing plans and taking the lead in making plans a reality
• Demonstrate your sales management skills in setting and monitoring sales targets, plans, pipelines and activities
• Enjoy a challenge in all that you do and be resourceful in the way you find solutions
• Be quick to respond to requests for service from all of your clients
• Be more than approachable with your superior interpersonal, communication and presentation skills
• Be aware of and mitigate enterprise risk factors and ensure compliance with applicable regulations, legislation and FirstOntario policies and procedures
• Be willing to work flexible hours including evenings and weekends as the job demands and travel to meet your member's needs
• Embrace the philosophy of lifelong learning

This role is hybrid in Hamilton, ON.

This posting is for an existing vacancy.

Salary Range: $81,110 to $111,527 annually.

Compensation for this role reflects a combination of skills, experience, and internal equity. Those whose experience more closely aligns the role's requirements may be placed higher within the salary range. You will learn more about FirstOntario Credit Union's total rewards package during the interview process.

Our inclusive work environment welcomes diversity and supports accessibility. If you require accommodation at any time during the recruitment process, please let us know.

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