2027 Commercial & Specialized Industries Program - Full-time Analyst (Toronto, ON)

Socket.dev; Toronto; On-site; CAD 60,000 - 90,000; Full time

Job summary

JPMorganChase in Toronto seeks an Analyst in the Commercial & Specialized Industries group for a 2.5-year program spanning banking, treasury and underwriting. You will join a collaborative team and work on strategic projects shaping client solutions.

Responsibilities include building financial models, creating client presentations, exploring treasury products, supporting deal teams, and researching markets to identify opportunities and drive pipeline.

Qualifications

• Exceptional verbal and written communication skills.
• Excellent problem solving and critical thinking skills.
• Strong attention to detail.
• Ability to thrive in a fast‑paced, collaborative work environment.
• Candidates must be authorized to work permanently in Canada.

Responsibilities

• Build and maintain transaction-ready financial models (cash flow, leverage, returns, covenant and sensitivity analyses).
• Create client-facing materials that drive executive-level dialogue (pitch books, case studies, data-driven narratives).
• Develop working knowledge of treasury and liquidity solutions for client needs.
• Partner with deal teams to advance business development strategy and relationship mapping.
• Build fluency across JPMorganChase platform to align client objectives with capabilities.
• Execute rigorous client and prospect research to inform call preparation and pipeline development.

Skills

Communication

Problem solving

Attention to detail

Teamwork

Education

Bachelor's degree

Master's (2-year path)

Job description

The Commercial & Specialized Industries (C&SI) group at JPMorgan Chase serves companies with annual revenue of $20 million to $2 billion, as well as municipalities and not-for-profits. We offer both traditional banking and investment banking products, delivering customized solutions through our nationwide network and global resources. As an Analyst in the Commercial & Specialized Industries (C&SI) group, you’ll join a 2.5-year program designed to give you hands‑on experience across banking, treasury, and underwriting, along with strategic project work. You’ll be part of a collaborative team where your unique perspective helps shape innovative solutions for our clients.

Job responsibilities

• Build and maintain transaction-ready financial models (e.g., cash flow, leverage, returns, covenant and sensitivity analyses) to support financing structuring, credit risk assessment, and internal underwriting discussions.

• Create client-facing materials that drive executive-level dialogue—pitch books, case studies, and data-driven narratives covering financing alternatives, working capital optimization, and industry/peer benchmarking for use in client meetings.

• Develop working knowledge of treasury and liquidity solutions by identifying client pain points and mapping them to product opportunities (payments, receivables, liquidity, FX/hedging), supporting clients’ long‑term operating and capital planning.

• Partner with deal teams to advance business development strategy, including prospect identification, prioritization, and relationship mapping—helping translate market insights into actionable coverage plans and next‑best conversations.

• Build fluency across the full JPMorganChase platform—Commercial Banking, credit, investment banking, markets, and treasury services—so you can connect client objectives to the right capabilities and internal partners.

• Execute rigorous client and prospect research (company strategy, financial performance, industry dynamics, ownership/decision-makers, competitive positioning) to inform call preparation, opportunity qualification, and pipeline development.

Required qualifications, capabilities, and skills

• Exceptional verbal and written communication skills
• Excellent problem solving and critical thinking skills
• Strong attention to detail
• Ability to thrive in a fast‑paced, collaborative work environment
• Bachelor’s Degree with a Graduation Date of December 2026 – June 2027
• If pursuing a Master’s, it must be 2 years within receiving your Bachelor’s and with a graduation date of December 2026 – June 2027
• Candidates must be authorized to work permanently in Canada

Preferred qualifications, capabilities, and skills

• Coursework in business, finance, or accounting a plus
• Minimum cumulative GPA of 3.2 on a 4.0 scale is preferred

We are looking for individuals who have an interest in corporate banking and enjoy working with people, building relationships, and providing best‑in‑class customer experience.

Our Mission:

At JPMorganChase, we’re creating positive change for the diverse clients, customers, and communities we serve. We do this by championing your innovative ideas through a supportive and inclusive culture that helps you every step of the way as you build your career. If you’re passionate, curious, and ready to make an impact, we’re looking for you.

About The Process:

To be considered, you must complete the following steps:

• JPMorganChase fills our classes on a rolling basis and strongly encourages you to apply as early as possible before job postings close.
• If you meet the minimum criteria for the application, you will receive an invitation to complete a recorded HireVue interview. Please note applications will be reviewed on a rolling basis. We strongly encourage you to complete your HireVue video(s) within 1 week of receiving. Your application will not be considered for further review until you have completed your HireVue.
• If selected, our team will reach out to you with final details.

JPMorgan Chase is committed to creating an inclusive work environment that respects all people for their unique skills, backgrounds, and professional experiences. We will provide reasonable accommodations for applicants with disabilities.

About Us:

JPMorganChase, one of the oldest financial institutions, offers innovative financial solutions to millions of consumers, small businesses and many of the world’s most prominent corporate, institutional and government clients under the J.P. Morgan and Chase brands. Our history spans over 200 years and today we are a leader in investment banking, consumer and small business banking, commercial banking, financial transaction processing and asset management.

We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. In accordance with applicable law, we make reasonable accommodations for applicants’ and employees’ religious practices and beliefs, as well as any mental health or physical disability needs.

The health and safety of our colleagues, candidates, clients and communities has been a top priority in light of the COVID-19 pandemic. JPMorganChase was awarded the “WELL Health‑Safety Rating” for all of our 6,200 locations globally based on our operational policies, maintenance protocols, stakeholder engagement and emergency plans to address a post‑COVID‑19 environment.

As a part of our commitment to health and safety, we have implemented various COVID‑related health and safety requirements for our workforce. Employees are expected to follow the Firm’s current COVID-19 or other infectious disease health and safety requirements, including local requirements. Requirements include sharing information including your vaccine card in the firm’s vaccine record tool, and may include mask wearing. Requirements may change in the future with the evolving public health landscape. JPMorgan Chase will consider accommodation requests as required by applicable law.

We offer a competitive total rewards package including base salary determined based on the role, experience, skill set, and location. For those in eligible roles, discretionary incentive compensation which may be awarded in recognition of individual achievements and contributions. We also offer a range of benefits and programs to meet employee needs, based on eligibility. These benefits include comprehensive health care coverage, on-site health and wellness centers, a retirement savings plan, backup childcare, tuition reimbursement, mental health support, financial coaching and more. Additional details about total compensation and benefits will be provided during the hiring process.

Equal Opportunity Employer/Disability/Veterans

About the Team:

Commercial Banking is focused on helping our clients succeed and making a positive difference in our communities. We provide credit and financing, treasury and payment services, international banking and real estate services to clients including corporations, municipalities, institutions, real estate investors and owners, and nonprofit organizations.

Commercial & Specialized Industries (C&SI) teams provide credit, cash management, capital markets and corporate finance advisory solutions to corporations, municipalities and nonprofits. Core Banking teams generally focus on clients with annual revenues of $20 million to $2 billion. The local delivery model, coupled with the firm’s global resources, offers clients customized, comprehensive solutions and personalized service by building long‑term relationships.

Commercial & Specialized Industries (C&SI) teams provide credit, cash management, capital markets and corporate finance advisory solutions to corporations, municipalities and nonprofits. Core Banking teams generally focus on clients with annual revenues of $20 million to $2 billion. The local delivery model, coupled with the firm’s global resources, offers clients customized, comprehensive solutions and personalized service by building long‑term relationships.

JPMorganChase, one of the oldest financial institutions, offers innovative financial solutions to millions of consumers, small businesses and many of the world’s most prominent corporate, institutional and government clients under the J.P. Morgan and Chase brands. Our history spans over 200 years and today we are a leader in investment banking, consumer and small business banking, commercial banking, financial transaction processing and asset management.

We offer a competitive total rewards package including base salary determined based on the role, experience, skill set and location. Those in eligible roles may receive commission‑based pay and/or discretionary incentive compensation, paid in the form of cash and/or forfeitable equity, awarded in recognition of individual achievements and contributions. We also offer a range of benefits and programs to meet employee needs, based on eligibility. These benefits include comprehensive health care coverage, on‑site health and wellness centers, a retirement savings plan, backup childcare, tuition reimbursement, mental health support, financial coaching and more. Additional details about total compensation and benefits will be provided during the hiring process.

We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. We also make reasonable accommodations for applicants’ and employees’ religious practices and beliefs, as well as mental health or physical disability needs. Visit ourFAQs for more information about requesting an accommodation.

JPMorgan Chase & Co. is an Equal Opportunity Employer, including Disability/Veterans

J.P. Morgan's Global Banking business is one of the largest wholesale banking client franchises in the world. We serve clients, including corporations, governments, states, municipalities, healthcare organizations, education institutions, banks and investors.

Commercial Banking provides credit and financing, treasury and payment services, international banking and real estate services to clients— including corporations, municipalities, institutions, real estate investors and owners, and not‑for‑profit organizations.