Valuation Quality Control/Review Appraiser

World Business Lenders, LLC; Brazil; Remote; BRL 508,000 - 847,000; Full time

Job summary

World Business Lenders (WBL) is hiring a Valuation Quality Control/Review Appraiser to oversee appraisal reviews and develop defendable valuation recommendations. The role focuses on quality control, collateral risk, and communicating clear conclusions to credit committees.

Ideal candidates have 7+ years in real estate appraisal, state certification, and experience reviewing both residential and commercial reports, with strong Excel and market-data skills.

Qualifications

• Bachelor’s degree in real estate, finance, accounting, economics, business, or related field.
• 7+ years of experience in real estate appraisal or related fields.
• Experience reviewing residential and commercial appraisals.
• Strong knowledge of sales comparison, income capitalization, and cost approaches.
• Experience with distressed or complex real estate.
• Proficiency with Excel and market research tools.
• State Certified General Real Estate Appraiser credential; MAI/SRA/AI-GRS/ASA/MRICS or similar.

Responsibilities

• Review residential or commercial appraisals and related valuation reports for accuracy and credibility.
• Identify deficiencies and support collateral risk assessments.
• Develop independent valuation recommendations with appraisal evidence and market data.
• Present valuation recommendations to committees and explain methodologies.
• Guide junior analysts on appraisal methods and report documentation.

Skills

Analytical

Communication

Presentation

Independent judgment

Education

Bachelor's degree (real estate/finance/economics/business)

State Certified General Real Estate Appraiser

MAI/SRA/AI-GRS/ASA/MRICS or equivalent

Tools

Excel

Public records

Property databases

Mapping systems

Market research tools

Job description

Overview

World Business Lenders (WBL) is a privately held portfolio lender specializing in real estate-secured business loans for underserved businesses. WBL operates with a fully remote, multinational workforce and an experienced executive leadership team. Typically, the work schedule is from 9:00 AM to 6:00 PM Eastern Time, Monday through Friday, though additional hours may be required based on business needs.

About the Role

The Valuation Quality Control/Review Appraiser will serve as a subject matter expert in residential or commercial real estate appraisal. The role is responsible for reviewing appraisals and other valuation reports prepared by internal analysts and third-party providers, identifying material deficiencies, and recommending property values to the appropriate committee. This position is focused on appraisal review, quality control, collateral risk assessment, and communication of clear, supportable valuation recommendations. It also entails producing appraisals from start to finish.

What Success Looks Like

Consistently delivers accurate, timely, and defensible valuation recommendations. Identifies material appraisal deficiencies and effectively communicates collateral risks. Provides clear, well-supported recommendations to credit and investment committees. Maintains high-quality, consistent appraisal review standards and supports junior analysts.

What You'll Be Doing (Core Responsibilities)

• Review residential or commercial appraisals, evaluations, broker price opinions, automated valuation models, inspections, and related valuation reports.
• Assess the accuracy, completeness, credibility, and suitability of each report for its intended use.
• Evaluate property characteristics, highest and best use, zoning, market conditions, comparable selection, adjustments, income assumptions, capitalization rates, cost estimates, and value reconciliation.
• Identify unsupported assumptions, mathematical errors, stale data, weak comparables, excessive adjustments, material omissions, and other valuation deficiencies.
• Return deficient reports for correction, clarification, or additional support.
• Develop an independent recommendation of property value based on the appraisal, supporting market evidence, internal records, inspections, and other available information.
• Recommend acceptance, modification, rejection, or further investigation of submitted valuation conclusions.
• Prepare concise written summaries of findings, risks, and recommended values.
• Present valuation recommendations to Investment Committee, Asset Resolution Committee, Initial Credit Review Committee or other decision-making committees.
• Explain valuation methodology, assumptions, market evidence, and collateral risks to management and committee members.
• Recommend additional appraisals, inspections, environmental reports, engineering studies, or other analysis when existing information is insufficient.
• Review work completed by junior analysts and provide technical guidance on appraisal methodology, comparable analysis, adjustments, and report documentation.

Education

Bachelor's degree in real estate, finance, accounting, economics, business, or a related field.

Required Experience

• 7+ years of experience in real estate appraisal, appraisal review, collateral valuation, underwriting, credit, asset management, or a related field.
• Demonstrated experience reviewing both residential and commercial real estate appraisals.
• Strong knowledge of the sales comparison, income capitalization, and cost approaches.
• Experience evaluating comparable selection, market adjustments, income and expense assumptions, capitalization rates, highest and best use, and value reconciliation.
• Experience with distressed, transitional, nonperforming, foreclosed, or complex real estate.
• Strong analytical, written, verbal, and presentation skills.
• Ability to exercise independent judgment and challenge unsupported valuation conclusions.
• Proficiency with Microsoft Excel, public records, property databases, listing platforms, mapping systems, and market research tools.
• State Certified General Real Estate Appraiser credential.
• MAI, SRA, AI-GRS, ASA, MRICS, or another recognized appraisal designation.

Key Performance Measures

• Accuracy and defensibility of valuation recommendations
• Quality and timeliness of appraisal reviews
• Identification of material appraisal deficiencies
• Consistency with appraisal review standards
• Quality of committee presentations and written recommendations
• Variance between recommended values and subsequent transaction outcomes

Remote Work Requirements

Stable, reliable internet connection. Professional and dedicated remote working environment.

Preferred Background / Industry Experience

• Real estate appraisal or appraisal review, particularly residential and commercial properties.
• Commercial real estate lending, mortgage lending, credit underwriting, or collateral risk management.
• Asset management, special assets, distressed debt, foreclosure, or REO involving comple