Treasury Manager

Jobtailor; São Paulo; Presencial; BRL 350 000 - 550 000; Tempo integral

Resumo da oferta

Jobtailor is seeking a senior treasury leader to drive and scale its treasury operations within a fintech/BaaS context. You will own settlement cycles with card schemes (BIN Sponsor), manage liquidity, investments and key partner relationships, and ensure strict Central Bank compliance across domestic and international settlements.

You will optimize cash flow, collateral management and eFX operations while advancing treasury tech with API integrations and automation.

Qualificações

• Experience in the financial sector with strong treasury leadership.
• Mastery of card scheme settlement.
• Hands-on clearing, reconciliation and collateral management with card schemes.
• Expertise in SPB and SPI and PIX settlement routines.
• Experience with Electronic Money Accounts and eFX operations.
• Proficient in asset pricing, cash allocation and financial instruments.
• Strong knowledge of Central Bank regulations for Payment Institutions.

Responsabilidades

• Lead and structure the treasury operation for secure settlements and regulatory compliance.
• Manage liquidity, cash flow, investments and relationships with partner banks.
• Oversee the full settlement cycle with card schemes as BIN Sponsor.
• Monitor positions, reconcile reports and supervise collateral management.
• Oversee settlements for BaaS clients via SPI and SPB networks.
• Administer payment accounts and central bank accounts and ensure regulatory adherence.
• Drive improvements, automation and API integrations in treasury systems and settlement banks.

Conhecimentos

Treasury leadership

Card scheme settlement

Clearing & reconciliation

Collateral management

eFX operations

Asset pricing

Cash allocation

Central Bank compliance

Formação académica

Bachelor's degree in Business Administration, Economics, Engineering, Finance

Ferramentas

Treasury Management System

Payment Account Management

Descrição da oferta de emprego

• Lead and structure the company’s treasury operation, ensuring operational efficiency and secure settlement of payment arrangement transactions (BIN Sponsor), market infrastructure (SPB/SPI), electronic money account management (CCME) and strict compliance with Central Bank regulatory requirements.


• Manage liquidity, cash flow, investments and strategic relationships with partner financial institutions to support the Banking as a Service (BaaS) ecosystem.


• Oversee the full settlement cycle (clearing & settlement) with card schemes (Visa, Mastercard, Elo, etc.) as an Issuing Member (BIN Sponsor).


• Monitor daily financial positions, movements of settlement funds and reconcile operational and financial reports from the card schemes.


• Manage guarantees and collaterals (Collateral Management) required by the schemes and oversee cash-in and cash-out flows for BaaS partners/sub-issuers, calculating interchange and scheme fees.


• Manage and monitor financial settlement on the SPI (PIX real-time) and the SPB (STR/COMPE/CIP).


• Operational administration of the Payment Account / Reserve Bank Accounts at the Central Bank (settlement schedules, balance monitoring and queue control).


• Operate and control corresponding electronic money accounts to enable international transactions, remittances and cross-border settlements for BaaS clients, ensuring reconciliation and adherence to Central Bank rules for international payment facilitators (eFX).


• Execute daily and projected corporate cash flow (Cash Flow Management).


• Manage investment policy and allocation of own and third-party funds (fixed income, TPF, repurchase agreements), respecting the Central Bank’s asset segregation rules for Payment Institutions (IPs).


• Manage institutional and operational relationships with Sponsor Banks, settlement banks and custodians.


• Negotiate fees, spreads, operational limits and SLAs to scale BaaS products.


• Ensure adherence to regulatory standards applicable to Payment Institutions and electronic money issuers.


• Lead improvements, automations and API integrations in the TMS (Treasury Management System) and in the systems of settlement banks.

Requirements

• Experience in the financial sector (Payment Institutions, Fintechs, finance companies or banks), with strong treasury leadership background.


• Mastery of card scheme settlement (BIN Sponsor).


• Hands-on and solid experience in clearing, reconciliation and collateral management with card schemes (Visa, Mastercard, Elo).


• Expertise in SPB and SPI: deep knowledge of the Brazilian Payments System settlement routines and PIX (SPI).


• Experience operating and controlling Correspondent Electronic Money Accounts and eFX operations.


• Proficiency in asset pricing, cash allocation and financial market instruments.


• Solid knowledge of Central Bank regulations related to Payment Institutions and payment arrangements.


• Bachelor's degree in Business Administration, Economics, Engineering, Finance or related fields.

Core Competencies

Demonstrates expertise in treasury operations, including cash flow management, card scheme settlement, and compliance with Central Bank regulations. Proficient in managing financial relationships and operational efficiencies within the Banking as a Service ecosystem.

Highest-signal resume keywords

• Treasury Leadership


• Card Scheme Settlement


• Collateral Management


• Cash Flow Management


• Central Bank Compliance

ATS Optimization Keywords

Hard Skills

• Clearing


• Reconciliation


• Asset Pricing


• Cash Allocation


• Financial Market Instruments


• Electronic Money Account Management


• PIX Operations


• SPB Settlement


• SPI Settlement


• Interchange Fee Calculation

Industry Keywords

• Payment Institutions


• Fintech


• Banking as a Service


• Central Bank Regulations


• Correspondent Banking

Tools & Technologies

• Treasury Management System


• Payment Account Management