Risk Officer II

Jobtailor; São Paulo; Presencial; BRL 120 000 - 240 000; Tempo integral

Resumo da oferta

Jobtailor is seeking an experienced risk professional in São Paulo to lead second-line credit risk activities and ensure alignment with the bank's risk appetite. You will assess complex credit proposals, provide approvals or recommendations, and collaborate with first-line teams to strengthen risk culture.

The role requires at least 5 years in credit analysis, solid banking knowledge, and fluent English. A proactive, independent mindset and strong judgment are essential for success.

Qualificações

• Bachelor's or Master's degree in business, economics, engineering or related areas.
• At least 5 years of experience in credit analysis.
• Experience in a Risk Officer function, credit risk management, or second-line risk activities is a plus.
• Fluent skills in English.
• Credit and banking knowledge and Product/market knowledge.
• Customer Focus, Result Focus, Cooperation, Impact, Judgment, Initiative, Decisiveness, Independent and challenging, Accountable.

Responsabilidades

• Identify Risk - second line transactional engagement with the business from origination to final approval, ensure risks fit risk appetite statements.
• Risk Assessment - form independently an opinion on acceptability of the risk across credit, structure, legal, tax, commercial and non-financial aspects.
• Approve / Opine on Risk - decide on proposals under delegated authority or provide recommendations to approving bodies.
• Manage Risk - second line portfolio risk management through active engagement with the business and related lines.
• Monitor and Review - contribute to management reporting and ERM reporting.
• Network - build and extend a network with the first line.
• Risk Awareness & Culture - promote risk awareness and strong risk culture within the 1st Line of Responsibility

Conhecimentos

Credit analysis

Risk assessment

Second-line risk

English fluency

Credit & banking knowledge

Decision making

Formação académica

Bachelor's or Master's in business/economics/engineering

Descrição da oferta de emprego

Responsibilities

• Identify Risk - Responsible for second line transactional engagement with the business from origination to final approval, ensuring that risks are properly identified, clients and transactions fit the risk appetite as laid down in the various risk appetite statements within Rural.
• Risk Assessment - Forms independently an opinion on the acceptability of the risk, in terms of credit, structure, legal, tax, commercial and non-financial risk aspects.
• Approve / Opine on Risk - Decides upon proposals under delegated approval authority or otherwise makes recommendations to approving bodies.
• Manage Risk - Responsible for second line portfolio risk management via active engagement with the business and relevant Second line and Third line departments.
• Monitor and Review - Contributes to management reporting and ERM reporting.
• Network - Builds, maintains and extends a network with the first line.
• Risk Awareness & Culture - Contributes to the dissemination of risk awareness and the promotion of a strong risk culture within the 1st Line of Responsibility

Requirements

• Bachelors or Masters degree in business, economics, engineering or related areas
• At least 5 years of experience in credit analysis.
• Experience in a Risk Officer function, credit risk management, or second-line risk activities is a plus
• Fluent skills in English
• Credit and banking knowledge and Product/market knowledge
• Customer Focus, Result Focus, Cooperation, Impact, Judgment, Initiative, Decisiveness, Independent and challenging, Accountable.