Risk Analyst, III

Jobtailor; São Paulo; Presencial; BRL 60 000 - 90 000; Tempo integral

Resumo da oferta

Jobtailor is seeking a risk analyst to manage the credit portfolio and monitor risk developments within a compliance-focused framework. The role involves calculating IFRS-based credit provisions, integrating legacy data systems and SAS routines, and modeling delinquency outcomes under varying macroeconomic scenarios.

The ideal candidate has up to 5 years of experience in risk and financial analysis, knowledge of the automotive market, and strong data-analysis and communication skills.

Qualificações

• Bachelor's degree in Economics/Business/Statistics/Mathematics
• 0 to 5 years of experience in risk and financial analysis, preferably in commercial banks
• Knowledge of the automotive market
• Knowledge of credit cycle management
• Data analysis skills
• Knowledge of financial products
• Knowledge of bank accounting
• Knowledge of BACEN regulations and IFRS
• Intermediate English
• Strong written communication
• Proficiency in Microsoft Office
• Experience preparing management reports and presentations
• Forecasting and modeling, predictive analytics, risk assessment and risk management

Responsabilidades

• Manage the credit portfolio, monitoring risk developments and anticipating scenarios
• Calculate credit risk provisions under IFRS, integrating legacy system databases and SAS routines
• Model and monitor portfolio delinquency outcomes considering macroeconomic conditions and shifts in portfolio profile
• Propose new KPI views and develop quantitative studies for customer segmentation and assessment of the credit portfolio's health
• Use BI techniques to strengthen the risk culture across the organization
• Ensure credit and collections cycle processes comply with BRGAAP/IFRS 9 and regulatory standards
• Support the secure and compliant maintenance of Banco Volkswagen's processes and products

Descrição da oferta de emprego

• Manage the credit portfolio, monitoring risk developments and anticipating scenarios
• Calculate credit risk provisions under IFRS, integrating legacy system databases and SAS routines
• Model and monitor portfolio delinquency outcomes considering macroeconomic conditions and shifts in portfolio profile
• Propose new KPI views and develop quantitative studies for customer segmentation and assessment of the credit portfolio's health
• Use BI techniques to strengthen the risk culture across the organization
• Ensure credit and collections cycle processes comply with BRGAAP/IFRS 9 and regulatory standards
• Support the secure and compliant maintenance of Banco Volkswagen's processes and products

Requirements

• Bachelor's degree in Economics, Business Administration, Statistics, Mathematics, or related fields
• 0 to 5 years of experience in risk and financial analysis, preferably in commercial banks
• Knowledge of the automotive market
• Knowledge of credit cycle management
• Data analysis skills
• Knowledge of financial products
• Knowledge of bank accounting
• Knowledge of BACEN (Brazilian Central Bank) regulations and IFRS
• Intermediate English
• Strong written communication
• Proficiency in Microsoft Office tools
• Experience preparing management reports and presentations
• Skills in forecasting and modeling, predictive analytics, risk assessment and risk management

Core Competencies

Demonstrates expertise in credit risk management, including the calculation of credit risk provisions under IFRS and compliance with BRGAAP/IFRS 9 regulations. Proficient in data analysis, forecasting, and modeling to assess credit portfolio health and support decision-making processes.