Regulatory Analyst - Focus on Financial Institutions

CloudWalk; São Paulo; Presencial; BRL 80.000 - 120.000; Tempo integral

Resumo da oferta

CloudWalk, une entreprise fintech innovante, cherche un professionnel de la conformité passionné par les technologies émergentes pour soutenir le développement de produits financiers avant-gardistes. Ce poste clé nécessite une solide expérience en réglementation SCFI et une compréhension approfondie des défis politiques, pour assurer une culture de conformité et d'amélioration continue au sein de l'entreprise.

Qualificações

• Expérience pertinente dans le marché des institutions de paiement et SCFI.
• Fluent en portugais et anglais avancé.
• Solide compréhension du cadre réglementaire applicable aux SCFI.

Responsabilidades

• Agir au niveau réglementaire concernant le SCFI et assurer la conformité avec les règlements de la Banque Centrale.
• Collaborer dans le processus de transition réglementaire vers un conglomérat de Type 3.
• Surveiller et interpréter les mises à jour réglementaires de la Banque Centrale du Brésil (BACEN).

Conhecimentos

Conformité réglementaire

Gestion des risques

Intelligence Artificielle

Compétences techniques

Formação académica

Diplôme dans un domaine pertinent

Descrição da oferta de emprego

About CloudWalk:

We are not just another fintech unicorn. We are a pack of dreamers, makers, and tech enthusiasts building the future of payments. With millions of happy customers and a hunger for innovation, we're now expanding our neural network - literally and metaphorically.

At CloudWalk, compliance is not just about meeting regulations—it’s about enabling innovation. Our Compliance Team plays a critical role in empowering our teams to build and launch disruptive products and services while ensuring a seamless user experience that aligns with regulatory frameworks.

We are looking for a hands-on, tech-savvy compliance professional who is passionate about emerging technologies and groundbreaking financial solutions. In this role, you’ll be deeply embedded with our product development teams, working side by side to anticipate regulatory challenges, drive compliance strategies, and support the evolution of cutting-edge financial products.

What You'll Be Doing:

• Act in the regulatory front related toSCFI (Credit, Financing, and Investment Company), ensuring compliance with Central Bank regulations applicable to financial institutions.
• Collaborate in the regulatory transition process to aType 3 Conglomerate, participating in the definition and execution of strategies for institutional restructuring and operational alignment.
• Support the execution and monitoring of theRegulatory Compliance Adjustment Plan, ensuring that obligations, deadlines, and responsibilities are properly met.
• Assist in the implementation ofinternal controls, governance practices, and reporting routines, including capital requirements, risk management, and compliance with COSIF standards.
• Work closely with theFinance, Legal, Risk, and Productteams to adapt policies and operational flows to the regulatory requirements applicable to financial institutions.
• Monitor and interpret regulatory updates from theCentral Bank of Brazil (BACEN)and other supervisory bodies, providing strategic guidance and ensuring fast and effective organizational responses.
• Identifycompliance gapsin the context of financial institutions and support the development and execution ofcorrective action plans.
• Promote acompliance culture and continuous improvement, contributing to training, internal development, and alignment regarding the specific obligations of entities classified as SCFI.

What You Need To Succeed:

• A university degree in a related field.
• Relevant experience in the Payment Institution market,SCFI (Credit, Financing and Investment Companies), andType 3 conglomerates.
• Fluency in Portuguese andadvanced English.
• Strong technical knowledge and familiarity with emerging technologies.
• Experience applyingArtificial Intelligence in Compliance processes.
• Familiarity withCOSIF regulations applicable to Type 3 conglomerates.
• Experience withauthorization processes for financial institutionsis considered a plus.
• Solid understanding of theregulatory framework applicable to SCFIs.

The Future We See:

At CloudWalk, we envision a future where AI empowers every field to reach new heights:

• People teams leveraging AI to transform talent acquisition and employee development.

• Marketing professionals creating data-driven, AI-powered campaign strategies.

• Customer Success teams enhancing client experiences with intelligent solutions.

• Risk analysts combining human expertise with AI to navigate complexities.

• Designers collaborating with AI to push creative boundaries.

Join us at CloudWalk, where we’re not just engineering solutions; we’re building a smarter, AI-driven future for payments—together.

By applying for this position, your data will be processed as per CloudWalk's Privacy Policy that you can readhere in Portugueseandhere in English.