Mid AML & Fraud Analyst (BR116-GRC)

OKTO PAYMENTS; São Paulo; Híbrido; BRL 90 000 - 150 000; Tempo integral

Vantagens oferecidas por esta oferta de emprego

Meal allowance

Health and dental plan

TotalPass

Resumo da oferta

OKTO Payments in São Paulo is seeking a mid-level AML & Fraud Analyst to strengthen our Compliance and Financial Crime Prevention team. You will support identification, investigation, and mitigation of money laundering and fraud risks across our fintech environment.

The role requires hands-on experience in AML, KYC, transaction monitoring, or fraud prevention, with ownership of investigations and improvement of controls.

Qualificações

• Bachelor’s degree in Law, Risk Management, Finance, Economics or related fields.
• Up to 4 years experience in AML/CFT, fraud prevention, compliance, or financial operations.
• Familiarity with transaction monitoring tools and processes.

Responsabilidades

• Review and investigate transaction monitoring alerts, identifying potentially suspicious or fraudulent activity.
• Analyze transaction patterns, customer behavior, and other relevant data to identify financial crime risks.
• Conduct investigations involving customers, partners, merchants, and other relevant parties.
• Prepare internal reports and regulatory communications related to AML and financial crime prevention activities.

Conhecimentos

Portuguese (mandatory)

Advanced English (mandatory)

Advanced Spanish (desirable)

Formação académica

Bachelor’s degree in Law, Risk Management, Finance, Economics or related fields

Ferramentas

Transaction monitoring tools

Descrição da oferta de emprego

OKTO’s continuous growth demands high-caliber candidates, who can demonstrate professionalism, passion, and creativity. For those who come on board, we offer significant career advancement, challenges, and a runway for growth.

OKTOpowers digital payments for every entertainment, leisure, and gaming environment. Our unified payment platform combines secure, real-world transactions with the most powerful payment technology to create immersive payment experience for both merchants and their users.

Since 2019, OKTO has been improving payment interactions for online and retail gaming and introducing frictionless payments with its local knowledge, sector expertise and international capabilities.

The expanding business now employs over 200 payment experts, gaming insiders and software engineers, serving some of the most exciting international markets including, Brazil, Romania, Italy, Greece, Germany, the UK and Spain.

Summary
The AML & Fraud Analyst – Mid-Level will play an important role in OKTO’s Compliance and Financial Crime Prevention function, supporting the identification, investigation, and mitigation of money laundering and fraud risks across our fintech environment.

This position is a mid-level professional with hands‑on experience in AML, KYC, transaction monitoring, or fraud prevention, who is looking to take greater ownership of investigations and contribute to the continuous improvement of financial crime controls.

Key Responsibilities

Transaction Monitoring & Financial Crime Analysis

• Review and investigate transaction monitoring alerts, identifying potentially suspicious or fraudulent activity.
• Analyze transaction patterns, customer behavior, and other relevant data to identify financial crime risks.
• Assess cases and determine appropriate actions, escalating higher‑risk situations when required.
• Identify emerging AML and fraud trends and contribute to the continuous improvement of monitoring scenarios and controls.
  

Investigations & Due Diligence

• Conduct investigations involving customers, partners, merchants, and other relevant parties.
• Perform Customer Due Diligence (CDD) and Enhanced Due Diligence (EDD) reviews when required.
• Research and analyze information from internal and external sources to support investigations and case decisions.
• Document investigation findings, rationale, and recommended actions in accordance with internal procedures.
  

Reporting, Controls & Compliance

• Prepare internal reports and regulatory communications related to AML and financial crime prevention activities.
• Support AML/CFT control testing and the continuous monitoring of compliance processes.
• Assist with internal and external audits, regulatory reviews, and compliance assessments.
• Ensure activities are performed in accordance with applicable regulatory requirements and internal policies.
  

Collaboration & Process Improvement

• Work closely with Compliance, Risk, Fraud Prevention, Operations, and other relevant teams to ensure effective management of financial crime risks.
• Contribute to the development and improvement of AML/CFT and fraud prevention procedures, controls, and workflows.
• Share insights and recommendations based on investigation findings and observed risk patterns.
• Support the implementation of initiatives aimed at strengthening OKTO’s financial crime prevention framework.

Education:

• Bachelor’s degree in Law, Risk Management, Finance, Economics or related fields.

Experience:

• Up to 4 years experience in AML/CFT, fraud prevention, compliance, or financial operations.
• Familiarity with transaction monitoring tools and processes.
• Knowledge of regulatory requirements related to AML/CFT is an advantage.

Languages:

• Portuguese (mandatory).
• Advanced English (mandatory).
• Advanced Spanish (desirable).

Important Information

• Full‑time position under a CLT (Brazilian employment) contract
• Hybrid work model, based in São Paulo/SP – Brazil

• Competitive compensation – aligned with your experience and the market.
• Meal allowance – provided through a prepaid card, with the flexibility to use part of the balance beyond food expenses.
• Health and dental plan – no monthly cost for you and your dependents, with comprehensive coverage to take care of your health and well‑being.
• TotalPass – access to gyms and partner studios, encouraging a healthy and balanced lifestyle.