Credit Risk Analyst - Relocate to Saudi Arabia, Permanent Expat Family Relocation Package

aramco; São Paulo; Presencial; USD 80.000 - 120.000; Tempo integral

Resumo da oferta

Aramco is searching for a Credit Risk Analyst to join their credit team in Saudi Arabia. This role is pivotal in managing financial risks, requiring expertise in credit assessments and financial analysis. The company offers competitive remuneration and opportunities for professional development.

Qualificações

• At least 10 years of relevant credit experience in energy, banking or financial risk management.
• Professional certification such as FRM, ERP, CMA or CFA is preferred.
• In-depth knowledge of qualitative and quantitative credit assessments.

Responsabilidades

• Conduct credit evaluations of counterparties and financial qualification of service providers.
• Ensure transactions and risks are managed by the company’s risk methodologies.
• Actively monitor counterparty credit ratings and perform stress testing.

Conhecimentos

Credit risk assessment

Financial analysis

Interpersonal skills

Communication skills

Stress testing

Formação académica

Bachelor’s degree in finance, economics, accounting

MBA or advanced business degree

Ferramentas

Microsoft Excel

Descrição da oferta de emprego

Credit Risk Analyst - Relocate to Saudi Arabia, Permanent Expat Family Relocation Package

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Credit Risk Analyst - Relocate to Saudi Arabia, Permanent Expat Family Relocation Package

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Aramco occupies a special position in the global energy industry. We are one of the world’s largest producers of hydrocarbon energy and chemicals, with among the lowest Upstream carbon intensities of any major producer.

With our significant investment in technology and infrastructure, we strive to maximize the value of the energy we produce for the world along with a commitment to enhance Aramco’s value to society.

Headquartered in the Kingdom of Saudi Arabia, and with offices around the world, we combine market discipline with a generations’ spanning view of the future, born of our nine decades experience as responsible stewards of the Kingdom’s vast hydrocarbon resources. This responsibility has driven us to deliver significant societal and economic benefits to not just the Kingdom, but also to a vast number of communities, economies, and countries that rely on the vital and reliable energy that we supply.

We are one of the most profitable companies in the world, as well as amongst the top five global companies by market capitalization.

Job Purpose

We are seeking a Credit Risk Analyst to join the credit team in its Credit & Market Analysis Division which is part of the Treasury organization. The main role of the division is to manage credit and market risks.

Your main responsibility will be to safeguard the company’s assets by performing quantitative and qualitative credit assessments of counterparties, propose appropriate credit risk mitigation strategies and provide recommendations to management. This position requires strict adherence to the company’s credit risk policy and operating procedures.

You will be also required to collaborate with other areas such as Operations, Sales, LAW, Contracting, among others. Therefore, it is essential to possess excellent interpersonal and communication skills in order to succeed in this role.

Key Responsibilities

• Conduct credit evaluations of counterparties (financial and non-financial institutions).
• Carry out financial qualification of service providers for new projects.
• Conduct in-depth analysis of financial statements and employ the company’s internal credit model to derive credit ratings.
• Ensure new business transactions and related risks are appropriately defined, captured, and managed, by the Company’s risk methodologies and systems.
• Maintain approved credit limits and ratings in credit database.
• Actively monitor counterparty credit ratings and latest market developments to keep management informed on potential risks.
• Perform stress testing on various portfolios in order to identify and mitigate unwanted exposure.
• Review policies, procedures, and align risk policies across the Group.
• Assist in the consolidation and preparation of reports for management.
• Complete assigned ad-hoc tasks as directed.
• A Bachelor’s degree in finance, economics, accounting, or a related field. MBA or other advanced business degree is preferred.
• Professional certification such as FRM, ERP, CMA or CFA, are highly regarded.
• At least 10 years of relevant credit experience in energy, banking or financial risk management.
• Experience with implementation and application of credit risk models
• In-depth knowledge of qualitative and quantitative credit assessments
• Extensive experience analyzing financial statements
• Ability to meet tight deadlines to submit credit recommendations to management
• Advanced proficiency in Microsoft Excel including Excel models

Certificates

• Chartered Certified Accountant (ACCA), Preferred

Nature of Cert./License Relations : A leading international body providing certification in accounting.

Nature of Cert./License Relations: Certification in the areas of investment analysis, portfolio management

• Certified Internal Auditor (CIA), Preferred

Nature of Cert./License Relations: Certification in the areas of internal audit and practice

Nature of Cert./License Relations : Certification in the areas of management accounting, budgeting,

• Certified Public Accountant (CPA), Preferred

Nature of Cert./License Relations: Certification in the area of financial accounting and reporting

• Saudi Org of Certified Public Accountant (SOCPA), Preferred

Nature of Cert./License Relations :Certification in the areas of accounting and auditing standards

Working environment

Our high-performing employees are drawn by the challenging and rewarding professional, technical and industrial opportunities we offer, and are remunerated accordingly.

At Aramco, our people work on truly world-scale projects, supported by investment in capital and technology that is second to none. And because, as a global energy company, we are faced with addressing some of the world’s biggest technical, logistical and environmental challenges, we invest heavily in talent development.

We have a proud history of educating and training our workforce over many decades. Employees at all levels are encouraged to improve their sector-specific knowledge and competencies through our workforce development programs – one of the largest in the world.

Seniority level

• Seniority level

  Mid-Senior level

Employment type

• Employment type

  Full-time

Job function

• Job function

  Finance

• Industries

  Oil and Gas

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