Credit Risk Analyst - Agribusiness

Cargill, Incorporated; São Paulo; Híbrido; BRL 80.000 - 120.000; Tempo integral

Resumo da oferta

Une entreprise mondiale recherche un Analyste de Risques de Crédit pour examiner les risques liés aux contreparties dans le secteur des marchés financiers. Le candidat sera responsable de l'analyse des états financiers, de la réalisation de tests de stress et de la collaboration avec divers intervenants pour assurer des standards de reporting précis. Ce poste nécessite une solide compréhension des risques financiers dans un environnement dynamique et doit être capable de travailler de manière autonome.

Qualificações

• Expérience en cashflow forecasting requise.
• Expérience antérieure en analyse de crédit dans le secteur des services financiers, idéalement avec une exposition internationale.
• Compétences avancées en anglais obligatoires.

Responsabilidades

• Analyser les états financiers et évaluer la capacité de remboursement des contreparties.
• Effectuer des tests de stress et des recherches de marché.
• Collaborer avec les équipes pour garantir une diligence raisonnable de haute qualité.

Conhecimentos

Cashflow forecasting

Credit analysis

Financial statement analysis

Formação académica

Bachelor’s degree in a related field

Descrição da oferta de emprego

Cargill’s size and scale allows us to make a positive impact in the world. Our purpose is to nourish the world in a safe, responsible and sustainable way.
We are a family company providing food, ingredients, agricultural solutions and industrial products that are vital for living. We connect farmers with markets so they can prosper. We connect customers with ingredients so they can make meals people love. And we connect families with daily essentials — from eggs to edible oils, salt to skincare, feed to alternative fuel. Our 160,000 colleagues, operating in 70 countries, make essential products that touch billions of lives each day. Join us and reach your higher purpose at Cargill.

Job Purpose and Impact

The Credit Risk Analyst will review credit risk for corporates, banks, farmers and sovereigns for the trade and capital market business in the region by developing a holistic view of risks on counterparties and products as well as focused and timely execution. In this role, you will assist to provide both business and fiduciary insights into the business risks of our trade and capital markets in the region.#LI-AM4#LI-Hybrid

Key Accountabilities

• Perform financial statement data input and analysis of counterparties including assignment of ratings as well as the written evaluation of counterparty strengths, weaknesses and financial condition and provide an assessment on their repayment ability.

• Conduct stress tests and market research as required by senior team members as well as monitor counterparties and markets in anticipation of potential negative impacts.

• Partner with origination, structuring, legal and senior team members to ensure high quality of due diligence on counterparties and respond to queries from internal stakeholders.

• Prepare and handle information and reports to ensure strong accurate reporting standards.

• Communicate with external counterparties including trade and capital markets clients.

• Actively look for ideas to improve existing processes and methodologies.

• Independently solve moderately complex issues with minimal supervision, while escalating more complex issues to appropriate staff.

• Other duties as assigned

Qualifications

• Bachelor’s degree in a related field or equivalent experience

• Cashflow forecasting experience

• Previous experience in credit analysis in the financial services industry for agribusiness, ideally with international exposure

• Mandatory advanced English skills

At Cargill, everyone matters and everyone counts. Cargill is committed to creating and sustaining an inclusive and diverse work environment where all employees are treated with dignity and respect. As such and in alignment with our Guiding Principles, Cargill's long-standing equal employment opportunity policy prohibits discrimination and harassment against any employee or applicant based on race, ethnicity, color, religion, national origin, ancestry, sex, gender, gender identity, gender expression, sexual orientation, age, disability, pregnancy, genetic information, marital status, family status, citizenship status, veteran status, military status, union affiliation, or any other status protected by law. Cargill also complies with all applicable national and local laws and regulations pertaining to non-discrimination and employment.