Compliance Officer Brazil

dLocal; São Paulo; Presencial; BRL 180.000 - 340.000; Tempo integral

Resumo da vaga

dLocal is seeking an experienced AML Compliance professional to ensure adherence to Brazilian AML laws and regulatory requirements. You will identify and mitigate AML risks, liaise with regulators, and lead the design and implementation of policies and controls across the organization.

Ideal candidates have 6+ years in AML/KYC in Fintech, strong regulatory knowledge, and excellent communication skills in English.

Qualificações

• Bachelor's degree or equivalent in a related field.
• 6+ years of AML, Transaction Monitoring, and KYC experience in Fintech.
• Experience liaising with regulator and with SAR filings.
• Knowledge of financial crime regulatory framework.
• Strong written and verbal communication skills.
• Fluency in English required.
• Ability to manage priorities and lead a high-performing team.

Responsabilidades

• Ensure company adherence to AML laws, regulations, and internal policies in Brazil.
• Identify, assess, monitor, and mitigate AML risks per BACEN, COAF and authorities.
• Ensure compliance with Brazilian AML regs including Law No. 9,613/1998 and BACEN Circulars.
• Implement and maintain AML policies, procedures, and controls; interface with regulators.
• Conduct regulatory monitoring of activities with Central Bank and others.
• Identify and update process risks; oversee incident collection and resolution.
• Monitor internal control implementation and audit directives.
• Prepare compliance reports and support regulatory reporting.
• Contribute to training and awareness for staff.

Conhecimentos

AML Experience

Regulatory Liaison

KYC

Financial Crime Knowledge

English Fluency

Leadership

Communication

Formação

Bachelor's degree in business, law, finance, accounting, related field or equivalent experience

Descrição da vaga

dLocal enables the biggest companies in the world to collect payments in 40 countries in emerging markets. Global brands rely on us to increase conversion rates and simplify payment expansion effortlessly. As both a payments processor and a merchant of record where we operate, we make it possible for our merchants to make inroads into the world’s fastest-growing, emerging markets.

By joining us you will be a part of an amazing global team that makes it all happen. Being a part of dLocal means working with 1000+ teammates from 30+ different nationalities and developing an international career that impacts millions of people’s daily lives. We are builders, we never run from a challenge, we are customer-centric, and if this sounds like you, we know you will thrive in our team.

What will I be doing?

• Responsible for ensuring that the company adheres to all applicable anti-money laundering laws, regulations, and internal policies in Brazil.
• Identifying, assessing, monitoring, and mitigating AML risks while ensuring compliance with regulatory requirements set by the Central Bank of Brazil (Banco Central do Brasil - BACEN), Financial Activities Control Council (COAF), and other relevant authorities.
• Ensure compliance with Brazilian AML regulations, including Law No. 9,613/1998, and Circular 3.978 and 4001 from BACEN.
• Implement and maintain AML policies, procedures, and controls in accordance with local and international best practices, while acting as the main point of contact with regulatory authorities for AML-related matters.
• Conduct regulatory monitoring of activities related to the Central Bank and other regulatory authorities.
• Identify, assess, and update risks inherent to company processes, while overseeing incident collection and resolution tracking.
• Monitor the implementation of internal control recommendations and ensure compliance with internal audit directives.
• Prepare thematic compliance reports and support periodic compliance reporting efforts included in the relevant regulation.
• Contribute to training and raising awareness among operational staff regarding compliance requirements.

What skills do I need?

• Bachelor's degree in business, law, finance, accounting, related field or equivalent experience.
• 6+ years of experience in AML, Transaction Monitoring, and KYC within a Fintech environment
• Experience liaising with regulator and with SAR filings
• Knowledge of the financial crime regulatory framework
• Good written and oral communication skills
• Fluency in English is a must
• Ability to complete work in a timely manner and adjust quickly to changing priorities
• Experience leading a high performing team