Assistente de Recuperação de Crédito - SEDE (Maceió/AL)

Sicredi; Maceió; Presencial; BRL 20.000 - 80.000; Tempo integral

Resumo da oferta

A Sicredi está buscando um Analista de Crédito para auxiliar na preparação de propostas e monitoramento de cobranças judiciais. Esperamos que você tenha formação em áreas como Administração ou Economia e conhecimento em análise de risco de crédito. Oferecemos um salário competitivo e benefícios, incluindo plano de saúde e apoio educacional.

Serviços

Salário competitivo

Pensão privada

Vale-alimentação

Plano de saúde

Plano dental

Assistência para crianças com necessidades especiais

Assistência educacional

Seguro de vida

Qualificações

• Experiência em atividades de crédito em agência ou semelhante.
• Conhecimento das regras de risco de crédito e PDD.
• Análise de políticas de crédito.

Responsabilidades

• Preparar propostas de crédito.
• Gerenciar pagamentos em atraso.
• Monitorar cobranças judiciais.

Conhecimentos

Análise de risco de crédito

Negociação

Conhecimento de produtos do sistema financeiro

Habilidades em Excel

Formação académica

Ensino Superior Completo ou em andamento em Administração, Economia, Contabilidade, Direito ou áreas relacionadas

Descrição da oferta de emprego

Job Description

Assist in preparing credit proposals and, when necessary, guide in forming PCA processes (Abnormal Course Proposals) / Execution / Protest. Monitor overdue installments from refinancing, debt composition, and disclose projections and provisions to agencies, as well as the set budget goals, analyzing information provided by the Management Information area to ensure applicability. Follow up on judicial collection cases, directly negotiate agreements, and issue opinions on judicial execution according to the collection policies.

Responsibilities and assignments

1. Preparation of Credit Proposals;
2. Management of overdue payments;
3. Monitoring Judicial Collections;

Requirements And Qualifications

1. Completed or ongoing Higher Education in Business Administration, Economics, Accounting, Law, or related fields;
2. Knowledge of financial system products and services;
3. Credit risk analysis;
4. Credit policy;
5. Negotiation skills;
6. Credit risk and PDD rules;
7. Experience in credit activities at an agency or similar;
8. Excel skills.

Additional information

We Offer Our Employees

• Market-competitive salary;
• Private pension;
• Meal / Food vouchers;
• Health plan;
• Dental plan;
• Special needs child assistance;
• You in motion;
• Education assistance;
• PPR;
• Life insurance.

Process stages

• Registration
• Conversation with GP
• Profile assessment - PDA
• Conversation with Manager
• Offer letter
• Hiring

We are Sicredi, the first Cooperative Financial Institution in Brazil.

For over 120 years, we reinvent ourselves daily and challenge everything we do, driven by the work of each of our collaborators.

Our purpose is to build a more prosperous society alongside the over 45,000 talents who believe in this transformation. We constantly evolve while maintaining the essence of cooperativism to overcome barriers, conquer new horizons, and develop society with greater inclusion, diversity, and equity.

It is no coincidence that we are the Best Company to Work for in Brazil 2024, according to GPTW!

We continue seeking talents who want to be part of building a better world and want you to join us.

#VemSerSicredi!