Analyst Structure Finance

Fitch Group; São Paulo; Híbrido; BRL 40.000 - 80.000; Tempo integral

Resumo da oferta

An established industry player in financial services is looking for a Credit Analyst to join its Structured Finance group in São Paulo. This role offers a unique opportunity to work with a leading credit ratings agency, where you will analyze critical credit elements, lead rating processes, and produce insightful reports. The company promotes a hybrid work environment and values continuous learning, offering robust training and development programs. Join a collaborative team that is committed to innovation and making a significant impact in the financial markets.

Serviços

Hybrid Work Environment

Dedicated Trainings

Retirement Planning

Comprehensive Healthcare

Family-Friendly Policies

Paid Volunteer Days

Qualificações

• 1-2 years of experience in credit analysis or structured finance.
• Proficiency in Excel and cashflow modelling is essential.

Responsabilidades

• Assigning and reviewing ratings on structured finance transactions.
• Producing quality reports and leading rating committee processes.

Conhecimentos

Excel

Quantitative Analysis

Analytical Thinking

Attention to Detail

Communication Skills

Formação académica

Bachelor's degree in Economics

Bachelor's degree in Engineering

Bachelor's degree in Business with Finance focus

Ferramentas

VBA

SQL

Cashflow Modelling

Descrição da oferta de emprego

Fitch Ratings is seeking a Credit Analyst to join its Structured Finance group in São Paulo.

As one of the world’s top three credit ratings agencies, Fitch Ratings plays a critical role in global capital markets by providing supplementary credit analysis, ratings, research, and commentary to financial market participants. For over 100 years, Fitch Ratings has been creating value for global markets through its rigorous analysis and deep expertise, which have resulted in a variety of market leading tools, methodologies, indices, research, and analytical products. Fitch Ratings is part of Fitch Group, a global leader in financial information services with operations in more than 30 countries, which also includes Fitch Solutions. With dual headquarters in London and New York, Fitch Group is owned by Hearst.

Joining Fitch Ratings in LATAM offers the opportunity to work with the most celebrated credit ratings organization in the region, renowned for its excellence and leadership. We boast a track record of over four decades of experience, with more than 2,000 ratings assigned to Latin American banks, corporates, structured finance, sovereigns and other entities. We cover the most relevant capital markets, showing a deep-rooted understanding of the region's unique financial environment. Our team is committed to innovation and collaboration, providing a dynamic environment where you can make a difference.

About the Role

You will be responsible for assigning and reviewing ratings on various structured finance transaction types, including ABS and Structured Credit, which involves modeling cash flows, legal documentation review, analyzing collateral, preparing credit committee reports, and communicating credit opinions to investors and issuers.

How You’ll Make an Impact:

• Analyzing critical credit, legal and structural elements of Structured Finance transactions.
• Leading rating committee processes for new and existing transactions and loan servicers in an individual and group basis.
• Responsible for the surveillance of a selected portfolio of existing transactions.
• Producing quality internal and external written reports with predetermined frequency including credit committees, criteria, special reports and market commentaries.
• Supporting research projects for the region in coordination with his/her manager and Asset Heads for Structured Finance Latin America.
• Assist and lead virtual and in-person meetings with originators, servicers and arrangers as part of the surveillance of existing ratings and the proposal of new ratings.

You May be a Good Fit if:

• Bachelor's degree in economics, engineering or a business-related field with focus in Finance.
• A Proficiency in Excel
• Quantitative and analytical thinking
• Attention to detail, organizational and time management skills
• Good communication skills (Portuguese and English – mandatory)
• Working knowledge of cashflow modelling
• 1-2 years of experience in credit analysis or structured finance/securitization.

What Would Make You Stand Out:

• Previous experience in securitization (FIDC, CRI, CRA)
• VBA and/or SQL modelling is a plus

Why Choose Fitch:

• Hybrid Work Environment: 2 to 3 days a week in office required based on your line of business and location
• A Culture of Learning & Mobility: Dedicated trainings, leadership development and mentorship programs designed to ensure that your time at Fitch will be a continuous learning opportunity
• Investing in Your Future: Retirement planning and tuition reimbursement programs that empower you to achieve your short and long-term goals
• Promoting Health & Wellbeing: Comprehensive healthcare offerings that enable physical, mental, financial, social, and occupational wellbeing
• Supportive Parenting Policies: Family-friendly policies, including a generous global parental leave plan, designed to help you balance career and family life effectively
• Inclusive Work Environment : A collaborative workplacewhere all voices are valued, withEmployee Resource Groups that unite and empower our colleagues around the globe
• Dedication to Giving Back: Paid volunteer days, matched funding for donations and ample opportunities to volunteer in your community

Fitch is committed to providing global securities markets with objective, timely, independent and forward-looking credit opinions. To protect Fitch’s credibility and reputation, our employees must take every precaution to avoid conflicts of interest or any appearance of a conflict of interest.Should you be successful in the recruitment process at Fitch Ratings you will be asked to declare any securities holdings and other potential conflicts prior to commencing employment. If you, or your immediate family, have any holdings that may conflict with your work responsibilities, you may be asked to divest yourself of them before beginning work.

Fitch is proud to be an Equal Opportunity and Affirmative Action Employer. We evaluate qualified applicants without regard to race, color, national origin, religion, sex, sexual orientation, gender identity, disability, protected veteran status, and other statuses protected by law.