AML / CFT Compliance Expert

Bybit; Teresina; Presencial; BRL 80.000 - 120.000; Tempo integral

Resumo da oferta

A financial services provider seeks an experienced compliance officer in Brazil to develop and enhance AML/CFT policies. The role requires at least 7 years in AML/CFT compliance within the financial services sector and expertise in KYC processes. Responsibilities include managing compliance with local regulations and conducting due diligence. Applicants must have a Bachelor’s degree and fluency in both Portuguese and English. This is an opportunity to work in a dynamic environment addressing compliance challenges in the crypto industry.

Qualificações

• Minimum 7 years of senior-level experience in AML / CFT compliance.
• Knowledge of COAF, Central Bank of Brazil, and CVM regulations.
• Technical competence aligned with compliance responsibilities.

Responsabilidades

• Enhance AML / CFT policies per regulatory requirements.
• Conduct risk-based customer due diligence.
• Prepare and submit Suspicious Transaction Reports to COAF.
• Support internal audits and regulatory reviews.

Conhecimentos

AML / CFT compliance

KYC / KYB processes

Customer due diligence

Transaction monitoring

Regulatory knowledge

Analytical abilities

Bilingual (Portuguese and English)

Formação académica

Bachelor’s degree in Law, Finance, or Economics

Postgraduate studies or professional certifications (CAMS, ICA, etc.)

Descrição da oferta de emprego

Key Responsibilities

• Develop, implement, and continuously enhance AML / CFT and sanctions policies in alignment with Brazilian regulatory requirements and global best practices.
• Act as a primary compliance interface with regulators, including managing inspections, responding to inquiries, and executing remediation plans.
• Perform risk-based customer due diligence (CDD / KYC / KYB) and enhanced due diligence (EDD) reviews for both individuals and corporate clients.
• Support ongoing monitoring activities, including transaction surveillance, sanctions screening, and the investigation of alerts or potentially suspicious behaviors.
• Prepare, review, and submit Suspicious Transaction Reports (STRs) and other mandatory filings to COAF or relevant regulatory bodies.
• Track legislative and regulatory developments related to AML / CFT and sanctions, and drive timely updates to internal policies and procedures.
• Assist in delivering internal training programs to strengthen organizational awareness of AML / CFT and sanctions compliance obligations.
• Conduct periodic AML / CFT risk assessments to validate control effectiveness and ensure alignment with the company’s enterprise risk management framework.
• Maintain comprehensive documentation, audit trails, and recordkeeping for all compliance assessments, escalations, investigations, and filings.
• Support internal and external audits as well as regulatory reviews, ensuring timely and accurate provision of information.
• Collaborate cross-functionally with Legal, Risk, Operations, and Technology teams to enhance compliance systems, data quality, and operational efficiency.
• Contribute to the evaluation and oversight of third-party service providers supporting AML / CFT and broader compliance functions.

Requirements

• Must be legally residing in Brazil.
• Minimum 7 years of senior-level AML / CFT and sanctions compliance experience within financial services, fintech, or virtual asset service providers (VASPs).
• Demonstrated ability to operate independently as part of the second line of defense, with sound judgment in escalation and decision‑making.
• Strong knowledge of COAF, the Central Bank of Brazil, CVM regulations, and FATF recommendations.
• Hands‑on expertise in KYC / KYB processes, transaction monitoring, and suspicious activity reporting.
• Bachelor’s degree in Law, Finance, Economics, or a related field; postgraduate studies or professional certifications (CAMS, ICA, etc.) strongly preferred.
• Excellent analytical abilities, high ethical standards, and full professional fluency in Portuguese and English.
• Must satisfy all fit‑and‑proper requirements, including :
  • No history of bankruptcy or insolvency;
  • An impeccable professional reputation;
  • Strong understanding of the crypto industry, including market dynamics and associated risks;
• Technical competence aligned with the responsibilities of the role.