Account Officer 1 (San Pedro, Laguna)

BDO Unibank; São Paulo; Presencial; BRL 80.000 - 120.000; Tempo integral

Resumo da oferta

A leading financial institution in São Paulo is seeking a dedicated professional to achieve loan volume targets while ensuring profitability and sound credit quality. Responsibilities include soliciting microfinance loans, analyzing applicants, and coordinating loan processing. Suitable candidates should possess strong selling and customer service skills, with a 4-year degree and ideally some experience in microfinance. This role offers a chance to make a significant impact in customer finance.

Qualificações

• Must have good selling, communication and customer service skills.
• High integrity is required.
• Fieldwork and sales experience in Microfinance is an advantage.

Responsabilidades

• Solicit microfinance loan accounts to meet customer needs.
• Analyze loan applicants' qualifications to assess feasibility.
• Initiate credit and collection activities.
• Coordinate with relevant units for processing loan applications.
• Ensure adherence to bank policies and procedures.
• Execute marketing activities to achieve volume targets.
• Respond to client inquiries and requirements.
• Review and update customer loan files and agreements.

Conhecimentos

Selling skills

Communication skills

Customer service skills

Mathematical knowledge

Formação académica

Graduate of any 4-year degree course

Ferramentas

Word processing software

Spreadsheets

Descrição da oferta de emprego

Job Summary

This position is primarily responsible for achieving loan volume targets while maintaining profitability, sound credit quality and good customer service.

Responsibilities

• Actively solicit microfinance loan accounts to meet the business needs of the customer
• Analyze overall loan applicant’s qualifications to determine feasibility of granting loans
• Initiates credit and collection activities to ensure credit quality of accounts
• Coordinates with concerned officers and/or other units related to processing and servicing of loan applications and loan clients
• Ensures adherence to the bank’s policies and procedures
• Execute sales and/or marketing activities that will achieve volume targets
• Attends to inquiries and other requirements of the clients
• Review and update customer loan files, loan agreements, etc. to ensure adequacy for credit processing and loan booking.
• Perform other functions that may be assigned to him/her
  
  

Qualifications

• Graduate of any 4 year degree course
• Possesses good selling, communication and customer service skills.
• Must have basic mathematical knowledge.
• With high integrity.
• Preferably familiar with computer software including word processing & spreadsheets.
• With fieldwork and sales experience on Microfinance, an advantage.
• Preferably can drive a motorcycle.
  
  

BDO Unibank, Inc. provides equal opportunity to all qualified candidates. Hiring decisions are based on job requirements and candidate qualifications, and shall not be influenced by any consideration of race, color, religion, sex (including sexual orientation and gender identity), national or ethnic origin, or disability. Requisition ID: 22495