Part-time Mortgage Underwriter – AI Project Evaluator

Category; Bahrain; On-site; BHD 16,000 - 26,000; Full time

Job summary

Mindrift connects mortgage underwriters and loan originators with project-based AI evaluation opportunities for leading lenders. Participation is project-based, not permanent employment.

You will evaluate AI-generated underwriting decisions, create test cases for self-employed income, and draft compliance notices for Reg B/ECOA. Tasks are 10–20 hours per week, with pay up to $50 per hour depending on level and pace of contribution.

Qualifications

• 3+ years of mortgage, lending, real estate, or financial services experience.
• Current or recent experience in underwriting & origination or adjacent roles.
• Ability to calculate qualifying income for self-employed borrowers from IRS Forms 1040, Schedule C, Schedule E, and K-1
• Deep familiarity with Fannie Mae / Freddie Mac selling guides and knowledge of Reg B, Reg Z, and TRID disclosure timing rules
• Strong written English (C1+)

Responsibilities

• Evaluate AI-generated mortgage underwriting decisions across loan types (conforming, jumbo, FHA, VA, cash-out refinance)
• Create test cases involving qualifying income calculations for self-employed borrowers
• Draft and audit conditional approval letters and adverse action notices for Reg B / ECOA compliance
• Distinguish selling guide rules from lender overlays in jumbo and non-conforming loan scenarios
• Document problem statements clearly and provide verified correct answers

Skills

Mortgage underwriting

Self-employed income calculation

Reg B / Reg Z / TRID knowledge

Fannie Mae / Freddie Mac guides

Strong written English

Underwriting/origination experience

Education

Finance/ Economics/ Business Admin/ Accounting/ Real Estate degree

Job description

Mindrift connects mortgage underwriters and loan originators with project-based AI evaluation opportunities for leading lenders. Participation is project-based, not permanent employment.

You will evaluate AI-generated underwriting decisions, create test cases for self-employed income, and draft compliance notices for Reg B/ECOA. Tasks are 10–20 hours per week, with pay up to $50 per hour depending on level and pace of contribution.