Junior Asset Based Lending Expert

ING Lease Belgium S.A.; Brussel Hoofdstad; Hybride; EUR 42 000 - 60 000; Plein temps

Avantages offerts par ce poste

Hybrid working

Competitive benefits

Development opportunities

Résumé du poste

ING Lease Belgium S.A. invites applications for a Junior Asset Based Lending Expert in Brussels. You will join ING Commercial Finance BeLux and help originate, structure and implement factoring programs for clients across EMEA, learning end-to-end from seasoned professionals.

You will perform financial analysis, participate in client meetings, and support portfolio reviews while collaborating with Sales, Risk, Legal and Operations in a dynamic, hybrid setup.

Qualifications

• Master's degree in Economics, Finance, Business Administration, Law, Engineering or related field.
• Up to 2 years of relevant experience (internships included) within banking, finance, consulting, accounting or corporate finance.
• Strong analytical and numerical skills.
• Excellent communication and stakeholder management skills.
• Fluency in Dutch or French and a good command of English.

Responsabilités

• Assist senior team members with the preparation, structuring and implementation of factoring programs for clients across EMEA within Business and Wholesale banking.
• Contribute to client pitches, proposals and transaction presentations.
• Participate in client meetings and internal deal discussions.
• Perform financial and credit analysis of clients and underlying portfolios.
• Prepare portfolio reviews, covenant monitoring and periodic reporting.
• Identify risks, opportunities and trends within client portfolios.
• Support documentation reviews and transaction implementation activities.
• Work closely with colleagues from Sales, Risk, Legal, Operations and Product Management.
• Support communication with external stakeholders such as auditors, insurers and legal advisors where required.
• Support new product initiatives and strategic projects.

Connaissances

Analytical skills

Numerical skills

Communication skills

Stakeholder management

Ownership-driven

Fluent in Dutch or French and English

Formation

Master's degree in Economics, Finance, Business Administration, Law, Engineering or related field

Description du poste

Junior Asset Based Lending Expert – ING Commercial Finance BeLux – Brussels (Marnix) Belgium, Brussels (Marnix Building) ING Commercial Finance BeLux NV/SA 100% full-time

Your role & work environment

ING Commercial Finance (ING ComFin) is part of ING Lease Belgium and is a leading provider of receivables finance and working capital solutions for Business Banking and Wholesale Banking clients. Over the years, we have continuously evolved our solutions and expertise to help companies optimize cash flow, support growth, and strengthen their working capital position. We are currently building a new structured working capital team that will support the origination, implementation, portfolio management and optimization of financing solutions for clients across Business Banking and Wholesale banking. As a Junior Asset Based Lending Expert, you will have the opportunity to learn the business end-to-end. You will work alongside experienced commercial, risk, legal, operations and product professionals, gaining exposure to complex asset based lending financing structures while developing into a future specialist or commercial professional within ING. This is an ideal opportunity for a young professional who is eager to learn, enjoys analysing companies and financial structures, and wants to build a career within ING’s international Transaction Services and Working Capital platform.

Your key responsibilities

• Assist senior team members with the preparation, structuring and implementation of factoring programs for clients across EMEA withing Business and Wholesale banking.
• Contribute to client pitches, proposals and transaction presentations.
• Participate in client meetings and internal deal discussions.
• Perform financial and credit analysis of clients and underlying portfolios.
• Prepare portfolio reviews, covenant monitoring and periodic reporting.
• Identify risks, opportunities and trends within client portfolios.
• Support documentation reviews and transaction implementation activities.
• Work closely with colleagues from Sales, Risk, Legal, Operations and Product Management.
• Support communication with external stakeholders such as auditors, insurers and legal advisors where required.
• Support new product initiatives and strategic projects.

What we're looking for

We hire smart people for their potential. Our biggest expectation is that you will stay curious, take ownership and continuously learn.

• A Master's degree in Economics, Finance, Business Administration, Law, Engineering or a related field.
• Up to 2 years of relevant experience (internships included) within banking, finance, consulting, accounting or corporate finance.
• Strong analytical and numerical skills.
• A genuine interest in companies, financial markets and working capital solutions.
• Excellent communication and stakeholder management skills.
• A proactive mindset and willingness to take ownership.
• Fluency in Dutch or French and a good command of English.

What we offer you

• A steep learning curve with exposure to complex working capital solutions and real client transactions.
• Outstanding development opportunities towards Relationship Management, Origination, Structuring, Product Management, Risk Management and international ING career paths.
• Continuous learning, coaching and mentoring by experienced professionals.
• A flexible and modern working environment with hybrid working and competitive benefits.