Intern WB Lending Portfolio Management

ING Belgium NV/SA; Brussel Hoofdstad; Sur place; EUR 6 700 - 10 000; Temps partiel

Résumé du poste

ING Belgium NV/SA in Brussels is offering an Internship in Portfolio Management Wholesale Banking, Lending. You will support the front office team to monitor the lending portfolio, optimize returns through analytics and capital velocity, and collaborate with risk, legal, origination and advisory colleagues.

As an intern, you will develop credit monitoring, identify early warning signals, track market developments, and contribute to process improvements for regulatory readiness and operational

Qualifications

• Pursuing a master's degree in a relevant business discipline.
• Strong financial and analytical skills with good grades.
• Interest in Energy, Infrastructure and/or Real Estate sector.
• Inclusive team player.
• Committed and dedicated to continuous improvement.
• Fluent in English; French/Dutch is an advantage.

Responsabilités

• Support the team in monitoring lending portfolios and credit covenants.
• Identify early warning signals for credit deterioration.
• Monitor market developments and their impact on the portfolio.
• Contribute to process improvements for regulatory readiness and operational excellence.
• Collaborate with origination, advisory, risk and legal teams.

Connaissances

Financial analysis

Analytical skills

Teamwork

Fluent English

Sector interest

Commitment and dedication

Formation

Master's degree in business

Description du poste

Internship Portfolio Management Wholesale Banking, Lending

Location: Av Marnix 24, 1000 Brussels

Duration: minimum 4 months

A day in the life of an intern Portfolio Management

As part of the front office Portfolio Management team, your responsibility as an intern is to support the team to actively monitor the lending portfolio and optimize returns through strong analytics and capital velocity. You will be exposed to and work with different colleagues from several sectors, origination and advisory teams, Risk and Legal whilst aligning with back office / support teams. At the same time, the Portfolio Management team plays a key role in further optimizing our processes for regulatory readiness, operational effectiveness and portfolio optimization.

Support the team in managing all aspects of the lending transactions booked in the portfolio

• Perform diligent and proactive credit monitoring through the review of financial covenants and operating performance
• Identify and resolve of Early Warning Signals for a deterioration in credit quality
• Monitor and identify market developments and manage their potential impact on your portfolio
• Build a culture of operational excellence and support the implementation of strategic initiatives

How to succeed

• Follow a masters’ degree in a relevant business discipline.
• Strong financial and analytical skills, demonstrated with good grades in relevant courses.
• Have an interest in the Energy, Infrastructure and/or Real Estate sector.
• Be an inclusive team player.
• Be a committed and dedicated individual who wants to continuously improve.
• Be fluent in English. French/Dutch is an advantage.

As an Intern Portfolio Management, you will have the opportunity to:

• Develop credit, product & negotiation skills.
• Benefit from a strong learning culture within ING.
• Build an international network within the Lending organisation and ING.
• Contribute to the growth of the lending franchise in Belgium.

The Team

The Portfolio Management team is the ‘center of excellence’ for the in‑life management of ING’s lending exposure. It covers all activities after the initial funding to the final repayment of a lending transaction. As a front office department, you will closely collaborate with other colleagues and product specialists to ensure a seamless client experience. Each portfolio manager covers a set of clients and acts as the first point of contact for credit monitoring, analytics, internal risk and other reporting. Portfolio Management supports the identification of cross‑buy opportunities and is also closely involved in the delivery of ING’s capital velocity targets. The team is supported by Global Lending Support in Dublin and the ING hub in the Philippines.

We’re a global bank with a strong European base, and our more than 60,000 colleagues serve around 38 million customers and corporate clients in over 40 countries. Joining ING means working with friendly and collaborative people towards making a positive impact on people and planet. We believe in empowering the people around us and our customers to stay a step ahead. Working here means having the autonomy to drive progress, helping to create superior customer value and contributing to our ambition of putting sustainability at the heart of everything we do. Here, we’re more than just a workplace – we’re a community of innovators, problem‑solvers, and forward‑thinkers, dedicated to making a real impact. Whether you’re just starting your career or seeking the next big challenge, we have opportunities that will inspire and push you to grow.