Credit Risk Analyst

Finance & accounting; Berchem; On-site; EUR 60,000 - 75,000; Full time

Benefits offered by this job

13th month

Holiday pay

Professional development

Job summary

Robert Half Talent Solutions in Antwerpen seeks a Credit Risk Analyst (m/f/x) to evaluate credit applications for Belgian, Dutch and Luxembourg clients. You will perform financial analysis, assess KYC-AML risk and advise on risk acceptability within your authority, working closely with Sales, Customer Service, and Finance.

You should have 2+ years of credit risk experience, a bachelor's in economics, strong analytical and writing skills, and an interest in AI-driven risk tools.

Qualifications

• Bachelor's degree in economics with possible financial topics training.
• At least 2 years of relevant credit risk analysis experience in the financial sector.
• Strong analytical skills with a sense of synthesis, attention to detail, and good writing skills.
• Interest in AI developments and experience with AI tools in credit analysis.

Responsibilities

• Evaluate credit applications for Belgian, Dutch, and Luxembourg companies; perform financial analysis and risk estimation.
• Assess KYC-AML risk of Benelux customers; perform Customer Due Diligence and provide recommendations.
• Submit proposals to local/international credit committees and decide on risk acceptability within authority.
• Collaborate with Sales, Customer Service and Finance; participate in internal projects (incl. AI) and reporting duties.

Skills

Analytical skills

Time management

Written and verbal communication

Team player

Independence

Initiative

Integrity

Interpersonal skills

Dutch and English proficiency

Education

Bachelor's degree in economics

Job description

For our client, Robert Half Talent Solutions is currently looking for a Credit Risk Analyst (m/f/x) for a permanent position based in Antwerpen.

Our client is an international banking group.

As Credit Risk Analyst (m/f/x) you will be responsible for:

• As Credit Risk Analyst you evaluate credit applications for small and large investment amounts from small and large Belgian, Dutch and Luxembourg companies. You will perform financial analysis, estimate the structural risks of a transaction and make recommendations on the acceptability of credit requests
• As Credit Risk Analyst you evaluate the KYC-AML risk of the Benelux customers. You perform the Customer Due Diligence and make recommendations about the acceptability of the customer
• You submit proposals to the local / international credit committee and (in time) will decide on the acceptance of risks within your own credit decision authority
• You have a broad scope of work, covering various types of equipment to be financed, various types of customers and various financing structures.
• Besides assessing risks, you will have the opportunity to participate in internal projects (also on Artificial Intelligence) and have some reporting duties
• You will also work closely with other departments (mainly Sales, but also Customer Service and Finance)

Are you the Credit Risk Analyst (m/f/x) we're looking for?

• You want to develop from a Medior Credit Risk Analyst profile towards a Senior Credit Risk Analyst. You have at least a bachelor's degree in an economic field, complemented by additional training in financial topics if possible. You already have at least 2 years of relevant Credit risk analysis experience in the financial sector.
• You have strong analytical skills with a sense of synthesis, an eye for detail and good writing skills. You are well organized, accurate and can handle deadlines.
• You are interested in Artificial Intelligence developments and have experience working with AI Tools, knowing that credit analysis in the future will develop itself in cooperation with AI tools.
• Good time management and email management skills
• Strong verbal and written communication skills in Dutch and English, French is a plus.
• You are a team player with excellent interpersonal skills who can also work independently.
• Ability to work under pressure and use own initiative
• Ability to identify and put forward new ideas for improvements
• Pro-active and willing to be flexible in work required
• Willingness to learn
• Act with integrity at all times and embrace the philosophy of treating customers fairly
• Ability to identify and monitor risks
• You have a broad interest in economics

The offer

• An interesting job in a stable and international environment. Besides daily collaboration with Belgian and Dutch colleagues, you will also come into contact with colleagues in other European countries, UK and USA
• A competitive salary, complemented with benefits, 13th month, Holiday pay
• A challenging position within a professional team
• Opportunities for professional development and growth
• A pleasant and flexible work environment in Antwerp

If you are passionate about financing transport, industrial equipment, high tech and green assets for small and large Belgian, Dutch and Luxembourg companies, enjoy working within an international banking group, this position is perfect for you!

Robert Half BV and Robert Half Project Sourcing BV process the data from applicants that is required to carry out the application process. You can find more information on data protection, in particular on your rights, at https://www.roberthalf.com/be/en/privacy.